Finly vs Parakit

Finly is a smart, modern budget tracker designed to simplify personal finance and give you full control over your money. Easily track your income and expenses, set budget limits, and understand your spending habits with clear, structured insights. Finly removes complexity and replaces it with clarity, helping you make better financial decisions every day. Whether you are tracking daily expenses or planning long-term budgets, Finly adapts to your financial routine and keeps everything organized in one place. Key Features • Income & Expense Tracking Quickly log all your income and expenses. Manage one-time and recurring transactions with ease. • Smart Budget Limits Set category-based budget limits and stay aware of your spending before it gets out of control. • Time-Based Views Switch between weekly, monthly, and yearly views to analyze your financial activity from different perspectives. • Timeline & Calendar Views View your transactions in a vertical timeline or calendar layout to see exactly when and where your money goes. • Net Balance Overview See your total income, total expenses, and net balance on a single, clear dashboard. • Clean, Modern Design A premium, bank-inspired interface built for focus, speed, and clarity. • Privacy First Your data stays on your device. Finly does not track or sell your personal information. Why Finly? Finly is more than an expense tracker. It is a financial companion built to help you stay aware, organized, and in control. Whether you are just starting to manage your budget or refining your financial habits, Finly grows with you. Track smarter. Spend consciously. Stay in control. Terms of Use (EULA): https://www.kutayapps.com/finly/terms Privacy Policy: https://www.kutayapps.com/finly/privacy Disclaimer: https://www.kutayapps.com/finly/disclaimer This app may include auto-renewable subscriptions. Payments are charged to your Apple ID and subscriptions automatically renew unless canceled. Links to the Terms of Use (EULA), Privacy Policy, and Disclaimer are provided above.

Parakit is a simple, private money tracker: log an expense in about 3 seconds — no account, no sign-up, no bank connection. Type the amount, tap a category, done. Your financial records stay on your device. FAST EXPENSE TRACKING • Numpad-first entry screen • Quick add by voice or text ("coffee 4.50") • 19 ready-made categories, plus your own • Clear income vs. expense summary with charts • Daily reminder and logging streak DEBT & IOU LEDGER • Track money you lent and borrowed, person by person • Due-date reminders • Send a friendly reminder via WhatsApp or SMS in one tap BILLS, SUBSCRIPTIONS & CARDS • Subscription tracker with renewal reminders • Cheques and promissory notes with due dates • Credit-card installment plans • Multiple wallets and accounts with balances • Upcoming payments at a glance ASSETS & NET WORTH • Cash, bank, gold, foreign currency, crypto and investments • Live gold and exchange rates when you're online • Gold by grams or coins • Net worth in your main currency REPORTS & PLANNING • Monthly summary, trends and a shareable monthly recap card • CSV export and CSV import • Set the month start day to match your payday • Home-screen widget PRIVATE BY DESIGN • Works offline — no account, no cloud • App lock with Face ID / Touch ID • Light and dark theme PREMIUM — ONE-TIME PURCHASE Parakit is free with ads. Premium is a single lifetime purchase, never a subscription: • No ads • Advanced reports and PDF export • Monthly budgets and category limits with alerts • Savings goals • Recurring transactions (salary, rent, bills) • Smart insights and receipt photos • Unlimited custom categories • Backup & restore to your own file • Accent colors Available in 13 languages, with multi-currency support.