BillBin vs Ratio

BillBin - Your Private Finance Companion Tired of bloated budget apps that upload your financial data to unknown servers? BillBin is your LOCAL-FIRST expense tracker - designed with privacy at its core. KEY FEATURES ------------- Smart Expense Tracking - Quickly log income and expenses - Auto-categorization (Food, Transport, Shopping, Entertainment...) - Multiple ledgers (Personal, Family, Custom) - Monthly and custom range reports Subscription Management - Track all your subscriptions (Netflix, Spotify, iCloud+...) - Monthly, quarterly, or yearly billing cycles - Never miss a renewal or unwanted charge - See your total fixed monthly costs at a glance Multi-Currency Support - Native support for USD, CNY, JPY - Flexible currency display switching PRIVACY FIRST ------------- - 100% Local Storage - data stays on YOUR device only - Zero Cloud Upload - we can't see your data, ever - iCloud Sync - secure sync between your Apple devices - Manual Backup/Restore - full control over your exports - No Account Required - open and start using immediately WHO IS BILLBIN FOR? ------------------- - Privacy-conscious individuals - Families managing household budgets - Business travelers tracking multi-currency expenses - Users juggling multiple subscriptions - Minimalists who prefer offline-first tools WHY BILLBIN? ------------ Unlike other budget apps: - No email or phone number collection - No usage tracking or analytics - No ads, ever - Clean, intuitive interface - All features free to use - Continuous updates and improvements Download BillBin and take control of your finances - privately.

Track how assets perform relative to each other with Ratio. Instead of looking at prices in isolation, see the real story: How many ounces of gold does one Bitcoin buy? How does the S&P 500 compare to bonds over time? Ratio makes it easy to compare any two assets and spot trends you'd otherwise miss. COMPARE ANYTHING Build ratios from 95+ assets including: • Crypto: Bitcoin, Ethereum, Dogecoin, XRP, and more • Precious Metals: Gold, Silver, Platinum, Palladium • Stocks: Apple, Tesla, Nvidia, Microsoft, and top US equities • ETFs: SPY, QQQ, sector ETFs, bonds, commodities • Forex: EUR/USD, USD/JPY, GBP/USD INTERACTIVE CHARTS • View ratios across multiple timeframes: 1M, 3M, 6M, 1Y, 5Y, or Max • Normalized view (0-100 scale) to easily compare trends • Historical data going back decades for many assets WATCHLIST • Save your favorite ratio pairs • See current values and daily changes at a glance • Drag to reorder, swipe to delete ALERTS • Set alerts when a ratio goes above or below your target • Get notified when conditions are met • Never miss an important crossover BUILT FOR SIMPLICITY • Clean, dark interface • Fast and responsive • Works offline with cached data Whether you're tracking Bitcoin's purchasing power, comparing growth vs value stocks, or monitoring currency pairs, Ratio gives you a new lens on the markets.