Purchy vs SubFind
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Purchy
This app helps you track purchases, manage return deadlines, and identify price drops on items you own. It organizes your receipts, provides spending insights, and ensures you don't miss out on potential refunds or savings.
- Tracks return deadlines
- Monitors price drops
- Organizes receipts
- AI-powered spending insights
- Secure data encryption
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Your bank already knows what you spend. Purchy reads it and tells you what's coming. Connect an account and Purchy pulls your real charges — the recurring ones, the ones that renew quietly, the ones you meant to cancel months ago. Add your inbox second and each charge gets its receipt: what you bought, what the bill is supposed to be, and how long you have to send it back. Night watch for your money. The Perch Your day in one card. Available balance, today's budget, and the days left until your next paycheck. Purchy finds the paycheck in your own transaction history, sets aside the bills due before it, and divides what's left across the days remaining. Spend nothing today and tomorrow's number goes up. At a glance A month calendar with a figure on every day — what posted, what's due, payday, return deadlines. Next 7 and next 30 totals sit above it, and tapping a day tells you what lands on it. Recurring review Purchy shows you the charges it found and asks one thing at a time: keeping it, cancelling it, or not yours. It only asks about the ones that could still bill you this cycle, so dead subscriptions stop asking and stop counting against your budget. Before the charge, not after For a charge you said you'd deal with, Purchy pushes three days out, again two days out, and again the day before. If a bill lands well off what it usually costs, you hear about that too. Purchy calendar The charges you care about, written into the calendar app you already use, with reminders two days and one day ahead. Ask Purchy Ask about any charge and Purchy goes and reads the receipt email behind it, then links you straight to that email. Answers are generated by AI and can be wrong — the receipt is right there to check. Capture Point the camera at a paper receipt and Purchy reads it — merchant, total, date — and starts the return clock on it. Returns and receipts Purchy tracks the return window on what you bought and reminds you before it closes. Bank first, inbox second The bank is the source of truth. Your inbox explains it. Start with either one and add the other whenever you want — connecting a bank costs nothing. iPhone and iPad Purchy runs on both, from the same account. Privacy Bank access is read-only and inbox access is read-only — Purchy never moves money and never modifies your mail. Your data is used to provide the service and is not sold. Receipt and charge text is processed by AI services (OpenAI and Anthropic) to produce answers, and those answers can be wrong. What is collected and why: https://purchy.app/privacy Subscription information Purchy Pro is an auto-renewing subscription. • Monthly: $12.99/month • Yearly: $99.99/year Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel your subscription in your Apple Account settings after purchase. Privacy Policy: https://purchy.app/privacy Terms of Use: https://purchy.app/terms
SubFind
This app helps you find and manage all your recurring bills and subscriptions without needing your bank login. It uses AI to scan your statements and provides reminders before charges occur, helping you save money.
- AI-powered subscription detection
- Manual statement upload or entry
- Renewal reminders before billing
- Privacy-first, no bank login required
- Multi-currency support
- Visual analytics and auto-categorization
- Dark and Light Mode support
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Tired of forgotten subscriptions draining your bank account? The average person overpays for recurring charges by $200+ per year. SubFind fixes that. SubFind is the smart subscription tracker and manager that finds every recurring bill hiding in your bank statement — without asking for your bank login. Privacy-first. AI-powered. Built for people who want clarity. HOW IT WORKS 1. Upload your bank statement (PDF or CSV) or add manually 2. SubFind's AI scans it in seconds 3. Every subscription, recurring charge, and forgotten bill appears in one place KEY FEATURES • Smart Subscription Manager — See every active subscription at a glance. Sort, tag, and filter by category. • AI Bill Tracker — Detects every recurring charge automatically. Streaming services, gym memberships, software subscriptions — nothing hides. • Renewal Reminders Before Charges — Get notified before you're billed, not after. Catch free trials on time. Stop unwanted renewals in their tracks. • 100% Private & Secure — No bank login required. Zero Plaid or Open Banking integration. Your statement is processed instantly and discarded. We never store your financial data. • Multi-Currency Support — USD, EUR, GBP, AUD, CAD, JPY, INR, AED, and more. Real-time exchange rates. • Visual Analytics & Categories — See exactly where your money goes. Auto-categorized with real brand logos. • Manual Entry Flexibility — Add cash subscriptions, gift cards, or any bill SubFind can't scan. • Beautiful Minimal Design — Clean native UI with full Dark Mode and Light Mode support. WHY SubFind? Other subscription tracker apps want your bank login. SubFind respects your privacy and still shows every subscription you're paying for. Built by a small indie team, not a finance corporation. Take control of your subscriptions. Cancel what you don't use. Save on recurring charges. Download SubFind today. Terms of Use: https://subfind.ai/terms-of-use Privacy Policy: https://subfind.ai/privacy-policy
Screenshots
Verdict
The clearest difference is rating: Purchy at 5.0 against SubFind's 4.8. Purchy also leads on review sentiment (100% vs 89%). SubFind's advantage is chart position (#180 vs unranked) and ratings volume (19 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Purchy sells 2 in-app purchases, starting at $12.99 per month and SubFind sells 8 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.
Purchy holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 4 and 19 respectively. Written reviews point the same way: 100% of Purchy's written reviews are positive against 89% of SubFind's.
Purchy ships an update every 8 days, SubFind weekly. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.
| Parameter | Purchy | SubFind |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | 4.8 (19 ratings) |
| Positive reviews | 100.0% of reviews — better | 88.9% of reviews |
| Number of ratings | 4 | 19 — better |
| Update frequency | Every 8 days | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Best chart rank | — | #180 — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.4 | 16 — better |
| Further details — not scored | ||
| Size | 88 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Dynamic Dev Solutions | Elmond |
Customer experience
Purchy
SubFind
In-app purchases
Purchy
- Purchy Pro Monthly7 Days trial$12.991 Month
- Purchy Pro Yearly7 Days trial$99.991 Year
SubFind
- Monthly Pro$9.991 Month
- Weekly Pro$9.997 Days
- Monthly Pro$14.991 Month
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- Yearly Pro$49.991 Year
- Lifetime Access$9.99
- Lifetime Access$14.99
- Lifetime Access$19.99
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- Lifetime Access$29.99









