PayShare vs Expense Tracker

PayShare helps you track spending with less manual work and more privacy. Capture Apple Wallet payments, organize expenses, build budgets, and share transactions with people you choose. Your data stays in iCloud. PayShare does not use ads, tracking, analytics, AI, or third-party finance databases. APPLE WALLET CAPTURE Set up the Apple Shortcuts automation once, then PayShare can help capture Apple Wallet payments after they happen. When a payment is detected, choose a category from the pop-up and the expense is saved. If you skip the pop-up, PayShare saves it as Uncategorized so you can edit it later. ICLOUD SHARING Create private iCloud sharing connections with partners, family, friends, or anyone you manage expenses with. Each person keeps ownership of their own transactions while choosing who can see them. You can share with multiple people, set view-only access, remove connections, or hide selected transactions from shared views. BUDGETS AND INSIGHTS Plan spending across your own expenses and shared expenses from connected users. Track income, expenses, savings, categories, locations, and trends in one place. PayShare also supports activity-based budgets using Apple Health data such as steps, running minutes, and mindfulness minutes. PRIVACY FIRST PayShare keeps your finance data inside Apple's ecosystem, stored in your private iCloud. There are no ads, no tracking, no analytics, no AI, and no third-party finance database. Currency rates are fetched only to support the currencies you select in the app. Key Features (selected): - Capture Apple Wallet payments automatically - Quickly assign expense category after Wallet payment - Track income, expenses, savings, and budgets - Share transactions through private iCloud connections - Keep control with view-only access, connection removal, and hidden transactions - View analytics by category, location, tags, merchant, recurring transactions, payment method, user - Create activity-based budgets with Apple Health data for guilty pleasures - View your data on iPhone, iPad, and Mac with the same iCloud account - Create recurring transactions for subscriptions, income, etc Important Notes: Apple Wallet capture requires a one-time Apple Shortcuts automation setup. The Wallet notification must appear before the automation can run, so the category pop-up may take a few seconds. In rare cases, Apple's automation system may fail and a transaction may need to be added manually. iCloud sharing depends on Apple's CloudKit system. Both users need available iCloud storage, and PayShare should stay open or in the background while accepting an invitation. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

DuitPulse — Personal Finance & Expense Tracker Take control of your money with DuitPulse, a personal finance and expense tracker designed to make everyday money management simple, clear, and organized. What's New in 1.6.0 Enjoy a clearer view of your finances with improved Spending Insights, richer statistics, a smoother transaction experience, and more control over your total balance with wallet exclusion. Track Your Money Record expenses, income, and transfers in one place. Add merchants, categories, notes, dates, and payment wallets to keep your transactions organized. Search your transaction history and filter by transaction type or date range to quickly find what you need. Understand Your Spending Spending Insights helps you understand where your money goes. See spending trends over time, explore category breakdowns, compare periods, and drill down into the transactions behind your numbers. Clear charts and statistics make it easier to spot spending patterns and make better financial decisions. Plan Your Budget Create budgets and track your progress throughout the month. Monitor spending by category, see how much you've used, and keep your financial goals on track. Manage All Your Wallets Keep your bank accounts, cards, cash, e-wallets, investments, and other wallets together in one place. View balances across your wallets and choose which wallets should count toward your Total Balance. Turn Receipts Into Transactions with AI Scan or upload a receipt and let AI help extract important details such as merchant, amount, category, and date. Review the result and quickly turn it into a transaction without entering everything manually. Capture Transactions Automatically Notification Capture can help record supported transaction notifications, reducing the need for manual entry. Multiple Currencies Manage money across different currencies with currency exchange support and historical exchange rates. Keep Track of Debts Record money you owe or money owed to you, and keep those records alongside your everyday finances. Recurring Finances Keep recurring financial items organized so they are easier to track as part of your overall money management. iCloud Sync Keep your financial data synchronized across your Apple devices with iCloud and CloudKit. Built for Everyday Money Management DuitPulse brings together expense tracking, budgeting, transaction management, wallet management, spending insights, AI receipt capture, and more in one simple personal finance app.