CoopIngraf vs SUM+= Simple Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CoopIngraf
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Con nuestra aplicación móvil podrás acceder a todos tus productos, desde cualquier parte del mundo. Con nuestra app podrás: - Consultar tu balance. - Pagar tus préstamos desde tu cuenta de ahorros. - Transferir a cuentas de terceros, asociados a nuestra Cooperativa. - Visualizar los descuentos de nómina. - Visualizar los movimientos de tus cuentas.
SUM+= Simple Expense Tracker
This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.
- AI-assisted data entry
- LLM analysis and forecasting
- Minimalist and beautiful design
- Local data storage and privacy
- User-controlled database
- Subscription options with free trial
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There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: CoopIngraf at none against SUM+= Simple Expense Tracker's 4. CoopIngraf also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.2). SUM+= Simple Expense Tracker's advantage is update cadence (every 3 days vs every 7 months). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. CoopIngraf asks for nothing beyond the download.
CoopIngraf ships an update every 7 months, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on September 10, 2026 and September 2, 2026 respectively.
| Parameter | CoopIngraf | SUM+= Simple Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Positive reviews | — | 100.0% of reviews |
| Update frequency | Every 7 months | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | — | Freemium |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 26.2 |
| Further details — not scored | ||
| Size | 29 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Daite SRL | Jonas Zimmermann |
In-app purchases
CoopIngraf
No in-app purchases
SUM+= Simple Expense Tracker
- SUM Pro1 Month trial$3.991 Month
- SUM Pro1 Month trial$22.991 Year
- 7-day TrialFree
- Sum Premium$6.99
Questions
Is CoopIngraf free?
Is SUM+= Simple Expense Tracker free?
Do CoopIngraf or SUM+= Simple Expense Tracker have ads?
Which is updated more often, CoopIngraf or SUM+= Simple Expense Tracker?
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