Comparison

CoopIngraf vs SUM+= Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CoopIngraf

Features
Read full description

Con nuestra aplicación móvil podrás acceder a todos tus productos, desde cualquier parte del mundo. Con nuestra app podrás: - Consultar tu balance. - Pagar tus préstamos desde tu cuenta de ahorros. - Transferir a cuentas de terceros, asociados a nuestra Cooperativa. - Visualizar los descuentos de nómina. - Visualizar los movimientos de tus cuentas.

About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CoopIngraf4 screens
SUM+= Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: CoopIngraf at none against SUM+= Simple Expense Tracker's 4. CoopIngraf also leads on device support (3 vs 1) and iOS requirement (15.0 vs 26.2). SUM+= Simple Expense Tracker's advantage is update cadence (every 3 days vs every 7 months). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month. CoopIngraf asks for nothing beyond the download.

UpkeepUpdate frequency

CoopIngraf ships an update every 7 months, SUM+= Simple Expense Tracker every 3 days. The most recent releases landed on September 10, 2026 and September 2, 2026 respectively.

Scorecard4 real differences · 4 level
CoopIngraf versus SUM+= Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterCoopIngrafSUM+= Simple Expense Tracker
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 7 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better26.2
Further details — not scored
Size29 MB26 MB
Age rating4+4+
DeveloperDaite SRLJonas Zimmermann

In-app purchases

None

CoopIngraf

No in-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99

Questions

Is CoopIngraf free?
CoopIngraf is free to download, with no in-app purchases.
Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Do CoopIngraf or SUM+= Simple Expense Tracker have ads?
Neither CoopIngraf nor SUM+= Simple Expense Tracker shows ads.
Which is updated more often, CoopIngraf or SUM+= Simple Expense Tracker?
CoopIngraf ships an update every 7 months, and SUM+= Simple Expense Tracker every 3 days. Most recently, CoopIngraf was updated on September 10, 2026 and SUM+= Simple Expense Tracker on September 2, 2026.

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