Refinance Calculator vs Spend Control

See your savings instantly before your refinance. RateShift helps you compare loan rates and payments so you can make better decisions with confidence. Use RateShift to: • Compare interest rates and monthly payments • Explore loan terms and scenarios • Save and compare scenarios side-by-side • See how rate changes impact your total cost RateShift is designed for individuals who want clarity when evaluating loans and financing options. The app provides calculation and comparison tools only and does not offer financial advice or recommendations. Premium Access RateShift offers an optional one-time, non-consumable in-app purchase to unlock premium features. • Payment is charged once to your Apple ID • No subscriptions or recurring charges • Purchase can be restored on supported devices Terms of Use: https://sites.google.com/view/rateshift/terms-of-use Privacy Policy: https://sites.google.com/view/rateshift/privacy-policy

Track your expenses in seconds — no sign-ups, no bank linking, no cloud. Spend Control is a fast, private expense tracker that keeps all your data on your device. See where your money goes with powerful statistics and beautiful widgets. WHY SPEND CONTROL? ◆ 100% Private — Your financial data never leaves your device. No accounts, no servers, no tracking. What you spend is your business. ◆ Lightning Fast — Add an expense in under 3 seconds. Pick a category, enter the amount, done. No friction, no loading screens. ◆ Powerful Home Screen Widgets — Two customizable widgets let you see your spending and add expenses right from your Home Screen. Choose your time period and stay in control without even opening the app. ◆ Lock Screen Widgets — Glance at your monthly total without unlocking your phone. Two sleek widget styles to match your setup. TRACK SMARTER ◆ 40+ Built-In Categories — From groceries to subscriptions, coffee to travel. Everything is covered, and you can pick your favorites for quick access. ◆ Visual Statistics — See your spending broken down by week, month, year, or all time. Interactive charts show exactly where your money goes. ◆ Daily, Weekly & Monthly Views — Understand your habits at every level. Spot trends, compare periods, and make better decisions. BUILT FOR REAL LIFE ◆ Works Offline — No internet required. Ever. Add expenses on a plane, in the subway, or anywhere else. ◆ No Subscriptions Required — Download and start tracking immediately. ◆ Clean Design — Easy on the eyes, day and night. Take control of your spending today. Download Spend Control and see where your money really goes.