BillCove vs NeverDue

Experience bill management reimagined for spatial computing. BillCove brings your finances into focus with an immersive interface designed exclusively for iOS. FREE 7-DAY TRIAL • Full access to every feature for 7 days • Your trial is an App Store free trial and converts to BillCove Premium unless you cancel at least 24 hours before it ends • $4.99/month or $39.99/year (save 33%) • Manage or cancel anytime in your Apple ID subscription settings BILLS IN SPATIAL REALITY • View upcoming bills in an elegant spatial layout • See due dates and payment status at a glance • Get gentle reminders before bills are due • Mark bills as paid with intuitive gestures TRACK EVERY EXPENSE • Log one-time purchases and recurring bills • Categorize spending with customizable categories • Add receipts and notes for complete records • View spending patterns in beautiful visualizations BUDGETS THAT WORK • Set monthly budgets by category • Watch progress with real-time tracking • Receive alerts before exceeding limits • Rollover unused amounts to next month CREDIT CARD MANAGEMENT • Track multiple credit cards • Monitor balances and due dates • Record payments and charges • View statement periods at a glance LOAN TRACKING • Monitor loan balances and payoff progress • Calculate remaining payments • Track interest and principal • Visualize your debt-free timeline WHAT YOUR SUBSCRIPTION INCLUDES • Bills, expenses, and income tracking with no item limits • OCR receipt scanning — extract amounts automatically • Export your data to CSV, JSON, and a full personal-data archive • Advanced analytics and insights • Split groups for shared expenses • Priority support BillCove Premium is available as: • Monthly: $4.99/month • Yearly: $39.99/year (save 33%) Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period. Manage subscriptions in your Apple ID settings. DESIGNED FOR VISION PRO • Native visionOS interface with depth and dimension • Comfortable viewing in your preferred space • Eye and hand tracking for effortless navigation • Seamless integration with your Apple ecosystem PRIVACY FIRST • All data stored locally on your device • Optional iCloud sync across your devices • No bank account linking required • Your financial data stays yours WORKS ACROSS ALL YOUR DEVICES BillCove syncs seamlessly with iPhone, iPad, and Mac. Start on Vision Pro, continue anywhere. Whether you're reviewing monthly expenses or planning your budget, BillCove transforms financial management into a focused, distraction-free experience in your personal space. Terms of Use: https://billcove.com/terms Privacy Policy: https://billcove.com/privacy

NeverDue helps you stay on top of every recurring payment — EMIs, loans, subscriptions, insurance, SIPs, rent, credit card bills and more. TRACK EVERYTHING IN ONE PLACE Add all your recurring payments with details like amount, frequency, interest rate and duration. Supports monthly, weekly, quarterly, yearly or custom payment schedules. SMART REMINDERS Get notified before every due date so you never miss a payment. Customize reminder timing for each payment individually. CALENDAR VIEW See all your upcoming payments on a clean monthly calendar. Tap any date to see what's due and mark payments as paid. INSIGHTS & ANALYTICS - Category-wise spending breakdown - Monthly outflow trends - Payment projections for the next 12 months - Debt timeline showing when each loan ends DEBT PLANNER (Pro) Plan your debt-free journey with proven strategies: - Snowball method (smallest balance first) - Avalanche method (highest interest first) - What-If simulator to see how extra payments help - Complete payoff schedule with projected dates EXPORT YOUR DATA (Pro) Export your payment data as CSV or a formatted PDF report — great for tax filing, budgeting, or sharing with a financial advisor. PRIVACY FIRST Your financial data never leaves your device. No account needed. No cloud sync. No tracking. Everything is stored locally on your phone. ADDITIONAL FEATURES - Dark mode support - Shared payment tracking (split EMIs) - Backup & restore your data - Mark payments as paid with swipe gestures - Indian Rupee formatting with lakhs & crores - Haptic feedback for a polished experience NEVERDUE PRO Unlock advanced features like Debt Planner, detailed insights, payment projections, CSV & PDF export, and unlimited payment tracking with a yearly subscription. Download NeverDue today and take control of your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://neverdue.app/privacy-policy