Comparison

EMI & Subscriptions Tracker vs NeverDue

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

EMI & Subscriptions Tracker

Features
Read full description

EMI Tracker & Loan Manager: Track bank EMIs, credit card EMIs, personal loans, bike loans, and phone EMIs See total outstanding amount, paid EMIs, and remaining EMIs Know your next EMI due date at a glance Clear breakdown of principal, interest, and balance Track EMI progress visually Perfect for anyone looking for an EMI tracker app in India. Subscription Tracker: Track all your monthly and yearly subscriptions See your average monthly subscription spending Categorize subscriptions (Entertainment, Utilities, Storage, etc.) Know exactly where your money goes every month Ideal if you want a subscription tracker app to avoid silent money leaks. Smart EMI Calculator: Calculate EMI instantly based on principal, interest rate, and tenure See total payable amount and interest cost Built-in affordability check based on your income Visual chart for better understanding Useful as both an EMI calculator and loan affordability calculator. Stay on Track: Clear EMI status: On track, Due soon, Completed See upcoming payments before they surprise you Designed to reduce missed payments and stress Backup & Sync: Secure cloud backup Sync your data across devices Your data stays private Clean, Fast & Private: No Ads No unnecessary permissions Offline-friendly Clean, modern dark UI Built for speed and clarity Who is this app for? People managing multiple EMIs Anyone paying monthly subscriptions Users looking for a simple expense & EMI tracker People who hate ads in finance apps Anyone who wants control over money without complexity Popular Use Cases: EMI tracker for loans EMI calculator India Subscription manager Monthly expense tracking Loan repayment planning EMI & Subs Tracker (No Ads) helps you stop guessing and start knowing where your money goes. Download now and take control of your EMIs and subscriptions โ€” the smart way.

About

NeverDue

Features
Read full description

NeverDue helps you stay on top of every recurring payment โ€” EMIs, loans, subscriptions, insurance, SIPs, rent, credit card bills and more. TRACK EVERYTHING IN ONE PLACE Add all your recurring payments with details like amount, frequency, interest rate and duration. Supports monthly, weekly, quarterly, yearly or custom payment schedules. SMART REMINDERS Get notified before every due date so you never miss a payment. Customize reminder timing for each payment individually. CALENDAR VIEW See all your upcoming payments on a clean monthly calendar. Tap any date to see what's due and mark payments as paid. INSIGHTS & ANALYTICS - Category-wise spending breakdown - Monthly outflow trends - Payment projections for the next 12 months - Debt timeline showing when each loan ends DEBT PLANNER (Pro) Plan your debt-free journey with proven strategies: - Snowball method (smallest balance first) - Avalanche method (highest interest first) - What-If simulator to see how extra payments help - Complete payoff schedule with projected dates EXPORT YOUR DATA (Pro) Export your payment data as CSV or a formatted PDF report โ€” great for tax filing, budgeting, or sharing with a financial advisor. PRIVACY FIRST Your financial data never leaves your device. No account needed. No cloud sync. No tracking. Everything is stored locally on your phone. ADDITIONAL FEATURES - Dark mode support - Shared payment tracking (split EMIs) - Backup & restore your data - Mark payments as paid with swipe gestures - Indian Rupee formatting with lakhs & crores - Haptic feedback for a polished experience NEVERDUE PRO Unlock advanced features like Debt Planner, detailed insights, payment projections, CSV & PDF export, and unlimited payment tracking with a yearly subscription. Download NeverDue today and take control of your finances. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://neverdue.app/privacy-policy

Screenshots

EMI & Subscriptions Tracker4 screens
NeverDue4 screens

Verdict

The call

The clearest difference is in-app purchases: EMI & Subscriptions Tracker at none against NeverDue's 1. On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. NeverDue sells 1 in-app purchase, starting at $3.99 per year. EMI & Subscriptions Tracker asks for nothing beyond the download.

Scorecard1 real difference ยท 5 level
EMI & Subscriptions Tracker versus NeverDue: the parameters behind the verdict, then further details
ParameterEMI & Subscriptions TrackerNeverDue
PriceFreeFree
Update frequencyWeeklyโ€”
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPod
Requires iOS15.0 โ€” better15.1
Further details โ€” not scored
Size38 MB43 MB
Age rating4+4+
DeveloperSanthosh ShankarNimit Walia

In-app purchases

None

EMI & Subscriptions Tracker

No in-app purchases

1 purchases

NeverDue

Subscriptions1
  • NeverDue Pro$3.991 Year

Questions

Is EMI & Subscriptions Tracker free?
EMI & Subscriptions Tracker is free to download, with no in-app purchases.
Is NeverDue free?
NeverDue is free to download, with in-app purchases available.
Do EMI & Subscriptions Tracker or NeverDue have ads?
Neither EMI & Subscriptions Tracker nor NeverDue shows ads.

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