Comparison

Loan Tracker vs EMI & Subscriptions Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Loan Tracker

Features
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Loan Tracker helps you stay in control of all your loans β€” in any currency. Easily add loans, track your EMIs, get smart reminders, and view powerful insights that help you stay ahead of repayments. Whether you’re managing a personal loan, home loan, car loan, or multiple EMIs, LoanTracker gives you a clean, simple dashboard to understand exactly where you stand. Key Features: β€’ Add Loans in Any Currency Perfect for global users β€” track loans in USD, INR, GBP, EUR, or any currency you choose. β€’ Smart Loan Calculations Automatically calculate EMI, interest, remaining balance, payoff date, total interest paid, and more. β€’ Smart Reminders Never miss a payment. Receive timely alerts for upcoming EMIs and due dates. β€’ Track Multiple Loans Easily Manage personal loans, car loans, education loans, home loans, credit lines, and more β€” all in one place. β€’ Powerful Insights & Analytics Get a clear breakdown of your repayment progress, interest vs. principal, upcoming EMIs, and long-term payoff timelines. β€’ Clean, Minimal & Intuitive UI A simple design that helps you understand your loans at a glance β€” no clutter, no confusion. β€’ Works Offline Your loan data stays on your device and remains accessible anytime. Why LoanTracker? Most finance apps are complicated or limited. LoanTracker is designed to be simple, global, and accurate β€” helping you understand your loans and make smarter financial decisions. Whether you're a student with one loan or a family managing multiple EMIs, LoanTracker gives you clarity and confidence.

About

EMI & Subscriptions Tracker

Features
Read full description

EMI Tracker & Loan Manager: Track bank EMIs, credit card EMIs, personal loans, bike loans, and phone EMIs See total outstanding amount, paid EMIs, and remaining EMIs Know your next EMI due date at a glance Clear breakdown of principal, interest, and balance Track EMI progress visually Perfect for anyone looking for an EMI tracker app in India. Subscription Tracker: Track all your monthly and yearly subscriptions See your average monthly subscription spending Categorize subscriptions (Entertainment, Utilities, Storage, etc.) Know exactly where your money goes every month Ideal if you want a subscription tracker app to avoid silent money leaks. Smart EMI Calculator: Calculate EMI instantly based on principal, interest rate, and tenure See total payable amount and interest cost Built-in affordability check based on your income Visual chart for better understanding Useful as both an EMI calculator and loan affordability calculator. Stay on Track: Clear EMI status: On track, Due soon, Completed See upcoming payments before they surprise you Designed to reduce missed payments and stress Backup & Sync: Secure cloud backup Sync your data across devices Your data stays private Clean, Fast & Private: No Ads No unnecessary permissions Offline-friendly Clean, modern dark UI Built for speed and clarity Who is this app for? People managing multiple EMIs Anyone paying monthly subscriptions Users looking for a simple expense & EMI tracker People who hate ads in finance apps Anyone who wants control over money without complexity Popular Use Cases: EMI tracker for loans EMI calculator India Subscription manager Monthly expense tracking Loan repayment planning EMI & Subs Tracker (No Ads) helps you stop guessing and start knowing where your money goes. Download now and take control of your EMIs and subscriptions β€” the smart way.

Screenshots

Loan Tracker4 screens
EMI & Subscriptions Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: EMI & Subscriptions Tracker at 15.0 against Loan Tracker's 18.6. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Loan Tracker ships an update every 6 days, EMI & Subscriptions Tracker weekly. The most recent releases landed on September 9, 2026 and September 8, 2026 respectively.

Scorecard1 real difference Β· 5 level
Loan Tracker versus EMI & Subscriptions Tracker: the parameters behind the verdict, then further details
ParameterLoan TrackerEMI & Subscriptions Tracker
PriceFreeFree
Update frequencyEvery 6 days β€” betterWeekly
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad, iPod β€” better
Requires iOS18.615.0 β€” better
Further details β€” not scored
Size7 MB38 MB
Age rating4+4+
Developerujjwal chafleSanthosh Shankar

In-app purchases

None

Loan Tracker

No in-app purchases

None

EMI & Subscriptions Tracker

No in-app purchases

Questions

Is Loan Tracker free?
Loan Tracker is free to download, with no in-app purchases.
Is EMI & Subscriptions Tracker free?
EMI & Subscriptions Tracker is free to download, with no in-app purchases.
Do Loan Tracker or EMI & Subscriptions Tracker have ads?
Neither Loan Tracker nor EMI & Subscriptions Tracker shows ads.
Which is updated more often, Loan Tracker or EMI & Subscriptions Tracker?
Loan Tracker ships an update every 6 days, and EMI & Subscriptions Tracker weekly. Most recently, Loan Tracker was updated on September 9, 2026 and EMI & Subscriptions Tracker on September 8, 2026.

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