Networthy vs Bread Count
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Networthy
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Track your net worth without a single bank login. Networthy is the offline, private way to log your assets, liabilities, and cash flow. No accounts. No cloud. No tracking. Your financial life stays on your phone — exactly where it belongs. WHY NETWORTHY - Pay once, own it forever — no subscription traps - Manual entry, fully on-device — your data never leaves your phone - No Plaid, no bank credentials, no third-party servers - No ads, no analytics, no tracking pixels - Face ID protected - Built by an indie developer who hates surveillance finance apps WHAT YOU CAN DO - Track every asset — cash, savings, investments, property, vehicles, crypto - Log every liability — loans, credit cards, mortgages - See your real net worth update instantly - Project your wealth 3 months, 6 months, 1 year, or 5 years ahead - Track recurring income and expenses - Visualize asset allocation with clean, beautiful charts - Spot trends with month-over-month change tracking - Export everything to CSV — your data, always yours PRIVACY-FIRST BY DESIGN Other finance apps want your bank login. Networthy doesn't. Your balances, your accounts, your debts — all stored locally on your device with iOS-level encryption. We can't see your data because it never leaves your phone. Optional encrypted iCloud backup is available if you want it. Off by default. You're in control. PERFECT FOR - People rebuilding after Mint shut down - FIRE community members tracking progress to financial independence - Privacy-conscious users who don't trust Monarch, Copilot, or Empower - Anyone who prefers manual tracking to bank syncing - Couples and families who want a simple shared net worth log THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 income sources - 2 recurring expenses UPGRADE ONCE FOR LIFETIME PREMIUM - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items - Lifetime access — pay once, never again Stop renting your finance app. Own it. Download Networthy and take back control of your net worth. — Questions? hello@wish2app.com Web: wish2app.com
Bread Count
This app provides a privacy-focused net worth tracker, focusing on displaying your total wealth clearly and privately. It utilizes Apple's native security for data protection and offers manual control over entries with visual trend analysis.
- Privacy-first net worth tracking
- iCloud and local-first data storage
- Biometric security (FaceID/TouchID)
- Manual entry and CSV import/export
- Visual trend charts
- Smart reminders for updates
- Apple Intelligence insights
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Breadcount is the privacy-first net worth scoreboard designed exclusively for the Apple ecosystem. THE ONE NUMBER THAT MATTERS Your net worth is the ultimate scoreboard of your financial life. Breadcount strips away the noise of complex budgeting tools and 47 different charts you’ll never look at. We focus on one thing: showing you your total wealth clearly and privately. PRIVACY BY DESIGN We believe your financial data belongs to you. Breadcount uses Apple’s native security infrastructure to ensure your information never leaves your control: • iCloud Syncing: Your data stays in your personal iCloud account using CloudKit. We never see, access, or collect your financial balances. • Local-First: No external servers, no third-party accounts, and no data harvesting. • Biometric Security: Secure your scoreboard with FaceID or TouchID. POWERFUL SIMPLICITY • Manual Control: No flaky bank connections or constant re-authentication loops. You are in total control of your entries. • CSV Import/Export: Easily migrate from spreadsheets or move your data to other tools whenever you choose. • Visual Trends: Beautiful, high-contrast charts that visualize your growth over months and years. • Apple Intelligence Insights: On supported devices, get an AI-generated summary of your portfolio at a glance. Meant for entertainment only, it's a fun way to see the big picture, but please make your real financial decisions with a real financial advisor. AI is great at a lot of things; retirement planning isn't one of them. • Smart Reminders: Set weekly or monthly notifications on individual assets so you never forget to keep your scoreboard up to date. • Native Experience: Fully optimized for the latest versions of iOS, iPadOS, and macOS. It feels like a first-party tool that came with your device. Whether you're pursuing FIRE (Financial Independence, Retire Early) or just taking your first steps toward building wealth, Breadcount gives you the clarity to stay on track. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is update cadence: Bread Count at fortnightly against Networthy's every 4 months. Networthy's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Networthy sells 1 one-off in-app purchase and Bread Count sells 4 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Networthy ships an update every 4 months, Bread Count fortnightly. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.
| Parameter | Networthy | Bread Count |
|---|---|---|
| Price | Free | Free |
| Rating | — | 4.7 (3 ratings) — better |
| Positive reviews | — | 75.0% of reviews |
| Number of ratings | — | 3 — better |
| Update frequency | Every 4 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | — | Paid |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Mac |
| Requires iOS | 15.1 — better | 26.0 |
| Further details — not scored | ||
| Size | 23 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | Ako Orhan | Fernando Bunn |
In-app purchases
Networthy
- ZenWealth Premium$4.99
Bread Count
- Bread Count Pro Monthly$1.991 Month
- Bread Count Pro Yearly$19.991 Year
- Bread Count Pro Lifetime$14.99
- Bread Count Pro Lifetime$39.99









