Comparison

Networthy vs Wealth Tracker

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Networthy

Features
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Track your net worth without a single bank login. Networthy is the offline, private way to log your assets, liabilities, and cash flow. No accounts. No cloud. No tracking. Your financial life stays on your phone โ€” exactly where it belongs. WHY NETWORTHY - Pay once, own it forever โ€” no subscription traps - Manual entry, fully on-device โ€” your data never leaves your phone - No Plaid, no bank credentials, no third-party servers - No ads, no analytics, no tracking pixels - Face ID protected - Built by an indie developer who hates surveillance finance apps WHAT YOU CAN DO - Track every asset โ€” cash, savings, investments, property, vehicles, crypto - Log every liability โ€” loans, credit cards, mortgages - See your real net worth update instantly - Project your wealth 3 months, 6 months, 1 year, or 5 years ahead - Track recurring income and expenses - Visualize asset allocation with clean, beautiful charts - Spot trends with month-over-month change tracking - Export everything to CSV โ€” your data, always yours PRIVACY-FIRST BY DESIGN Other finance apps want your bank login. Networthy doesn't. Your balances, your accounts, your debts โ€” all stored locally on your device with iOS-level encryption. We can't see your data because it never leaves your phone. Optional encrypted iCloud backup is available if you want it. Off by default. You're in control. PERFECT FOR - People rebuilding after Mint shut down - FIRE community members tracking progress to financial independence - Privacy-conscious users who don't trust Monarch, Copilot, or Empower - Anyone who prefers manual tracking to bank syncing - Couples and families who want a simple shared net worth log THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 income sources - 2 recurring expenses UPGRADE ONCE FOR LIFETIME PREMIUM - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items - Lifetime access โ€” pay once, never again Stop renting your finance app. Own it. Download Networthy and take back control of your net worth. โ€” Questions? hello@wish2app.com Web: wish2app.com

About

Wealth Tracker

Features
Read full description

Know exactly where you stand โ€” financially. Wealth Tracker gives you a clear, complete picture of your net worth. Record your bank accounts, investments, crypto holdings, real estate, cash, and debts in one place. Watch your wealth grow over time with beautiful charts โ€” and plan your next move with built-in forecasting. No subscriptions. No paywalls. No ads. Completely free. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” TRACK EVERYTHING IN ONE PLACE Create monthly or quarterly financial snapshots and log balances across six categories: โ€ข Bank Accounts โ€” savings, checking, deposits โ€ข Investments โ€” stocks, bonds, index funds โ€ข Crypto โ€” Bitcoin, Ethereum, and any digital asset โ€ข Real Estate โ€” property values โ€ข Cash โ€” physical currency and reserves โ€ข Debts โ€” mortgages, loans, credit cards (subtracted automatically) Your net worth is calculated instantly. Every snapshot becomes a data point in your financial journey. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” FORECAST YOUR FUTURE See where your finances are headed. Wealth Tracker uses weighted linear regression to project your net worth forward โ€” with confidence bands so you know the range, not just the guess. Set financial goals, track your progress, and stay motivated with clear visual milestones. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EVERY CURRENCY. AUTOMATIC. Track assets in any fiat currency, precious metal, or cryptocurrency. Exchange rates update automatically, so your net worth is always accurate โ€” no matter how global your portfolio is. Need a custom rate? Override any conversion manually. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” PRIVACY FIRST Your financial data stays on your device. iCloud sync and analytics are entirely opt-in โ€” disabled by default. Nothing is shared with us or third parties. Your money, your data, your rules. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” EXPORT YOUR DATA Your data belongs to you. Export everything to CSV or JSON at any time. No lock-in, no barriers. โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” MORE FEATURES โ€ข Interactive net worth chart with time range filters (3M, 6M, 1Y, All) โ€ข Category breakdown charts โ€” see where your wealth is concentrated โ€ข Debt-to-asset ratio tracking โ€ข Account templates for faster snapshot entry โ€ข Biometric lock with Face ID or Touch ID โ€ข iCloud sync across all your Apple devices โ€ข Notification reminders so you never miss a snapshot โ€ข Per-category trend analysis โ€ข Dark, modern design that puts your numbers front and center โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” โ€” Take charge of your financial future. Download Wealth Tracker โ€” it's free.

Screenshots

Networthy4 screens
Wealth Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: Wealth Tracker at none against Networthy's 1. Wealth Tracker also leads on update cadence (weekly vs every 4 months). Networthy's advantage is iOS requirement (15.1 vs 18.0). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Networthy sells 1 one-off in-app purchase. Wealth Tracker asks for nothing beyond the download.

UpkeepUpdate frequency

Networthy ships an update every 4 months, Wealth Tracker weekly. Both last shipped on October 25, 2026.

Scorecard3 real differences ยท 3 level
Networthy versus Wealth Tracker: the parameters behind the verdict, then further details
ParameterNetworthyWealth Tracker
PriceFreeFree
Update frequencyEvery 4 monthsWeekly โ€” better
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhone, iPad, iPod โ€” betteriPhone, iPad
Requires iOS15.1 โ€” better18.0
Further details โ€” not scored
Size23 MB8 MB
Age rating4+4+
DeveloperAko OrhanVladislav Komkov

In-app purchases

1 purchases

Networthy

One-time1
  • ZenWealth Premium$4.99
None

Wealth Tracker

No in-app purchases

Questions

Is Networthy free?
Networthy is free to download, with in-app purchases available.
Is Wealth Tracker free?
Wealth Tracker is free to download, with no in-app purchases.
Do Networthy or Wealth Tracker have ads?
Neither Networthy nor Wealth Tracker shows ads.
Which is updated more often, Networthy or Wealth Tracker?
Networthy ships an update every 4 months, and Wealth Tracker weekly. Most recently, Networthy was updated on October 25, 2026 and Wealth Tracker on October 25, 2026.

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