Comparison

Networthy vs Richish

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Networthy

Features
Read full description

Track your net worth without a single bank login. Networthy is the offline, private way to log your assets, liabilities, and cash flow. No accounts. No cloud. No tracking. Your financial life stays on your phone — exactly where it belongs. WHY NETWORTHY - Pay once, own it forever — no subscription traps - Manual entry, fully on-device — your data never leaves your phone - No Plaid, no bank credentials, no third-party servers - No ads, no analytics, no tracking pixels - Face ID protected - Built by an indie developer who hates surveillance finance apps WHAT YOU CAN DO - Track every asset — cash, savings, investments, property, vehicles, crypto - Log every liability — loans, credit cards, mortgages - See your real net worth update instantly - Project your wealth 3 months, 6 months, 1 year, or 5 years ahead - Track recurring income and expenses - Visualize asset allocation with clean, beautiful charts - Spot trends with month-over-month change tracking - Export everything to CSV — your data, always yours PRIVACY-FIRST BY DESIGN Other finance apps want your bank login. Networthy doesn't. Your balances, your accounts, your debts — all stored locally on your device with iOS-level encryption. We can't see your data because it never leaves your phone. Optional encrypted iCloud backup is available if you want it. Off by default. You're in control. PERFECT FOR - People rebuilding after Mint shut down - FIRE community members tracking progress to financial independence - Privacy-conscious users who don't trust Monarch, Copilot, or Empower - Anyone who prefers manual tracking to bank syncing - Couples and families who want a simple shared net worth log THE FREE VERSION INCLUDES - 2 assets - 2 liabilities - 2 expenses - 2 income sources - 2 recurring expenses UPGRADE ONCE FOR LIFETIME PREMIUM - Unlimited assets and liabilities - Unlimited expense tracking - Unlimited recurring items - Lifetime access — pay once, never again Stop renting your finance app. Own it. Download Networthy and take back control of your net worth. — Questions? hello@wish2app.com Web: wish2app.com

About

Richish

Track your net worth, accounts, investments, and spending privately without connecting to banks. Organize your financial life with manual entry or CSV imports for a clear overview of your assets and liabilities.

Highlights
  • Private wealth tracking
  • Manual account entry
  • CSV import for transactions
  • Net worth overview
  • Investment tracking
  • Spending insights
  • Data export
Features
Read full description

PRIVATE WEALTH TRACKING WITHOUT BANK CONNECTIONS Richish is a private wealth tracker built for people who want a clear view of their money without giving up control. Track net worth, accounts, credit cards, loans, investments, and spending in one clean workspace. Add data manually or import CSV files to stay organized and build your financial picture over time from your iPhone or iPad. COMPLETE NET WORTH OVERVIEW • Track assets and liabilities in one place • Monitor cash, credit cards, loans, and investments together • See your total net worth over time • Review balances across all accounts at a glance • Keep your financial life organized in one dashboard PRIVATE BY DESIGN • No bank connections required • No Plaid or brokerage syncing • Add information manually on your terms • Import CSV files when you want a faster setup • Keep full control of your financial data ACCOUNT TRACKING MADE SIMPLE • Add checking, savings, credit card, loan, and investment accounts • Organize balances across your financial life • Keep everyday money and long-term wealth in one app • View account details in a clean, structured layout • Track changes over time with clarity SMART TRANSACTION MANAGEMENT • Import transaction history from CSV files • Review spending by date, merchant, and category • Track statement activity across your accounts • Keep a personal record of income and expenses • Build a financial history you can revisit anytime INVESTMENT TRACKING • Log holdings, quantities, and cost basis • Monitor portfolio value over time • Track stocks, ETFs, and other positions in one place • Connect your investments to your full net worth picture • Stay focused on long-term wealth growth BUDGETING AND CASH FLOW INSIGHTS • Review monthly spending trends • Understand where your money is going • Track income and expenses in one system • Spot recurring activity more easily • Stay aligned with your financial goals AUTOMATION AND ORGANIZATION • Detect recurring transactions faster • Use rules to automate categorization • Reduce manual cleanup over time • Keep your finances organized as your data grows • Create a smoother long-term tracking workflow REPORTS AND DATA EXPORT • Export reports when you need a snapshot • Keep a private record of your financial progress • Maintain your own historical financial data • Build a system you can manage on your own terms PERFECT FOR: • People who want a private wealth tracker • Users who prefer manual control over bank syncing • Anyone tracking net worth across multiple accounts • Investors who want spending and portfolio tracking together • People who want a calm, organized financial workspace WHY RICHISH? • Private-first design • No forced account connections • Clean and focused experience • Flexible CSV import workflow • Built for clarity, control, and long-term tracking Download Richish and take control of your financial life with a private wealth tracker designed around clarity, organization, and ownership. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Networthy4 screens
Richish4 screens

Verdict

The call

The clearest difference is update cadence: Richish at monthly against Networthy's every 4 months. Networthy's advantage is iOS requirement (15.1 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Networthy sells 1 one-off in-app purchase and Richish sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Networthy ships an update every 4 months, Richish monthly. The most recent releases landed on October 25, 2026 and October 7, 2026 respectively.

Scorecard2 real differences · 8 level
Networthy versus Richish: the parameters behind the verdict, then further details
ParameterNetworthyRichish
PriceFreeFree
Rating—5.0 (5 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—5 — better
Update frequencyEvery 4 monthsMonthly — better
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better26.2
Further details — not scored
Size23 MB10 MB
Age rating4+4+
DeveloperAko OrhanAayush Kumar

In-app purchases

1 purchases

Networthy

One-time1
  • ZenWealth Premium$4.99
2 purchases

Richish

Subscriptions2
  • Richish Pro Monthly$0.991 Month
  • Richish Pro Yearly3 Days trial$9.991 Year

Questions

Is Networthy free?
Networthy is free to download, with in-app purchases available.
Is Richish free?
Richish is free to download, with in-app purchases available.
Do Networthy or Richish have ads?
Neither Networthy nor Richish shows ads.
Which is updated more often, Networthy or Richish?
Networthy ships an update every 4 months, and Richish monthly. Most recently, Networthy was updated on October 25, 2026 and Richish on October 7, 2026.

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