Amy vs CoSpend.App

Who paid, and who still gets something back? Amy answers that at a glance. Flatshare, holiday, dinner for six: Amy records who paid what and works out who owes whom at the end. No scraps of paper, no spreadsheet, no awkward reminders. 100% free. No ads. No hidden costs. SIGN IN WITHOUT A PASSWORD Enter your email, type the code from your inbox, and done. No password to remember. ALL YOUR GROUPS IN ONE PLACE Flatshare, holiday, weekend trip—every group with its own balance. The The overview immediately shows where you are up and where you are down. GUESTS WITHOUT AN ACCOUNT Not everyone installs an app. Add the person as a guest and share with them. Anyway. If they join later, link the guest to their profile—every amount moves. across from them. INVITE BY QR CODE OR CODE Hold up your phone, scan, done. Or pass on the seven-character code when nobody is standing next to you. EVERY EXPENSE IN VIEW Amounts, categories, who paid, who shared—ordered and filterable. Plus a feed of what has happened in the group. SPLIT EXPENSES FAIRLY AND EASILY - Equally - By percentage - Exact amounts - By shares The odd cent is not lost; it is assigned. And anyone who was not part of an expense stays out of it. A SIMPLE OVERVIEW FOR SETTLING UP Amy nets mutual debts off against each other and proposes the shortest chain of payments. Two transfers instead of six. You can also record a payment between two other people if you were only doing the math. YOUR BUDGET The You tab shows one month: what comes in, what goes out on fixed costs, what You spent freely. Fixed costs and income live right there, and the next month is one tap away. DETAILED STATISTICS WITH HISTORY Categories as a ring, months as bars, every past month available. It becomes obvious where the money actually goes. STATEMENT AS PDF Settling a group and passing on the result: Amy produces a PDF with every expense, every share, and the settle-up plan. To share, to print, or simply to Keep. SUBSCRIPTIONS AND FIXED COSTS Streaming, gym, insurance—with intervals, a budget per category, and a reminder before the money leaves. ALSO - Multiple currencies, converted automatically, including at the historical rate - Push notifications when somebody adds or settles something - Light and dark, following the system - English and German - Keeps working offline and syncs afterwards Amy—so money never has to be a thing between friends.

CoSpend helps couples and partners manage their money together. Track income and expenses, organize bills, and plan shared projects in one simple app. Terms of Use (EULA): https://cospend.lsapps.app/terms