PretUp vs Fiscify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PretUp
This app allows users to invest in SME debt and track their portfolios in real-time. Discover new companies seeking funding, access investment opportunities, and monitor your investments, repayments, and performance. Experience a fluid, intuitive, and transparent investment journey directly from your mobile device.
- Discover new funding projects
- Invest in real economy financing
- Track investment portfolio in real-time
- Monitor repayments and project progress
- Consolidated investment overview
- Access regulated investment opportunities
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Investissez autrement dans l’économie réelle L’application PretUp vous permet de rester connecté à vos investissements en dette PME, simplement et à tout moment. Découvrez de nouvelles entreprises à financer, accédez aux opportunités d’investissement disponibles sur la plateforme et suivez en temps réel l’évolution de votre portefeuille : encours, remboursements, échéanciers et performances. Conçue pour les investisseurs PretUp, l’application vous offre une expérience fluide, intuitive et transparente, directement depuis votre mobile. Ce que vous pouvez faire avec l’application PretUp Découvrir de nouveaux projets Consultez les entreprises actuellement en recherche de financement et comprenez leurs projets, leurs besoins et leurs perspectives. Investir en quelques clics Accédez aux opportunités d’investissement proposées sur la plateforme et participez au financement de l’économie réelle, dans un cadre réglementé. Suivre votre portefeuille Visualisez vos investissements, vos remboursements et l’état d’avancement de chaque projet financé, en toute clarté. Piloter vos investissements Gardez une vision consolidée de votre exposition et de vos flux, où que vous soyez. Une plateforme experte et réglementée PretUp est Prestataire de Services de Financement Participatif (PSFP) agréé au niveau européen. Depuis 2015, la plateforme accompagne investisseurs et PME avec une approche fondée sur la transparence, la sélectivité des projets et une gestion du risque éprouvée. L’application s’appuie sur un système d’information sécurisé et propriétaire, garantissant la fiabilité des données et la protection de vos informations personnelles.
Fiscify
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AI expense tracker without bank linking. Log by voice, scan receipts, import statements, and see your Financial Health Score. Fiscify helps you manage your money with no bank login. Powered entirely by your own data. Spot wasted subscriptions, stick to a budget, and know exactly what to do next. Talk or type in plain English; our AI parses amounts, categories, and dates so you spend less time logging and more time understanding your money. WHY FISCIFY? • Natural language first: Type or speak a sentence like "$45 on sushi at Blue Fin last night" and the app fills in amount, payee, category, and date. No forms. (Free: 100 entries/month. Unlimited with Fiscify Plus.) • AI expense tracker: Intelligent extraction understands "coffee at Starbucks $5.99," "gas 32.50 Shell," and bulk entries so you can log in seconds. • Receipt scanner: Snap a photo of any receipt. AI extracts total, merchant, date, and category and creates the transaction for you. (Free: 15 scans/month. Unlimited with Fiscify Plus.) • Statement import: Upload bank statement PDFs, Excel, or CSV. AI extracts transactions so you can review and add them in one go. (Free: 3 imports/month. Up to 10/month with Fiscify Plus.) • Voice expense entry: Speak your expense hands-free; speech-to-text plus AI parsing means you can log on the go. • Budget planner that sticks: Set monthly budgets by category, see progress at a glance, and stay on track with a clear dashboard. (Free: up to 2 budgets. Unlimited with Fiscify Plus.) • Financial Health Score: One score for your spending control, budget adherence, savings rate, and debt trajectory, with a clear next step to improve it. (Free: current score. Fiscify Plus unlocks your full score history.) • Subscription Hunter: Fiscify scans your transactions for recurring charges from streaming, apps, and memberships, so you can spot subscriptions quietly draining your budget and cancel what's not worth it. • Recurring bills, tracked automatically: See exactly when every recurring bill or subscription is due next. (Fiscify Plus catches more repeating charges and lets you choose when you get nudged.) • Debt payoff timeline: See every balance in one place with an estimated payoff date based on your own payments. (Fiscify Plus adds what-if scenarios for extra payments.) • AI-powered financial insights: Ranked, descriptive insights into your spending, budget recommendations, and anomalies. Unlock unlimited insights with Fiscify Plus. • One dashboard: Account balances, budget overview, cash flow (Sankey), Spending Runway, top categories, latest transactions, and duplicate/uncategorized surfacing. • Full expense control: Edit categories, add notes and tags, attach receipts, and manage multiple accounts. (Free: up to 2 accounts. Unlimited with Fiscify Plus.) • Transaction history: Free plan includes 90 days of history. Fiscify Plus unlocks your full history. Fiscify is built for people who want intelligent finance without the hassle: natural language and AI do the heavy lifting so you can focus on your financial health and goals. FISCIFY PLUS SUBSCRIPTION Fiscify Plus is an auto-renewable subscription that unlocks the full experience. • Monthly plan: $7.99/month • Annual plan: $49.99/year Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscription at any time in iPhone Settings > Apple ID > Subscriptions. No refunds for the unused portion of a term. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://fiscify.com/privacy-policy
Screenshots
Verdict
The clearest difference is in-app purchases: PretUp at none against Fiscify's 3. Fiscify's advantage is update cadence (every 3 days vs fortnightly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Fiscify sells 3 in-app purchases, starting at $7.99 per month. PretUp asks for nothing beyond the download.
PretUp ships an update fortnightly, Fiscify every 3 days. The most recent releases landed on October 16, 2026 and October 24, 2026 respectively.
| Parameter | PretUp | Fiscify |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 100.0% of reviews | — |
| Update frequency | Fortnightly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 36 MB | 77 MB |
| Age rating | 17+ | 4+ |
| Developer | Pretup | Microbyte Software LLC |
In-app purchases
PretUp
No in-app purchases
Fiscify
- Pro Monthly$7.991 Month
- Pro Yearly14 Days trial$59.991 Year
- Pro Yearly1 Year trial$59.991 Year









