Kapito vs Aseta

YOUR DATA. YOUR DEVICE. YOUR WEALTH. See your complete financial picture with total privacy. Kapito is the effortlessly simple way to track your net worth. Your data lives on your device, syncs through your private iCloud, and stays completely under your control. Always. COMPLETE CLARITY You have assets everywhere - savings, investments, property, crypto, retirement accounts. And debts too - mortgages, loans, credit cards. Kapito brings it all together into one clear number: your true net worth. Updated when you want. Private as it should be. WHAT YOU CAN TRACK EVERY ASSET TYPE Bank accounts, Savings, Investments, Retirement accounts, Crypto, Real estate, Vehicles, Collectibles - anything with value EVERY LIABILITY Credit cards, Student loans, Mortgages, Auto loans, Personal debt INVESTMENT HOLDINGS Add your stock and crypto holdings. Kapito fetches current market prices automatically - your portfolio value stays current. POWERFUL FEATURES TRUE NET WORTH Assets minus liabilities. The number that actually matters. Updated whenever you are. BEAUTIFUL CHARTS Watch your net worth grow over weeks, months, years, and decades. See exactly how far you've come. SET GOALS & MILESTONES Track your path to $100K, $500K, or your first million. Celebrate every milestone on your journey. SMART INSIGHTS Free: - Net Worth Chart - Track your growth over time - Asset Allocation - Understand your diversification - Solvency Matrix - See what is truly yours after debt - Liquidity Spectrum - Know how quickly you can access cash Pro - Expert Analytics: - Capital Persistence - How long your wealth can sustain you - Velocity Vector - Your wealth growth momentum and trajectory - Global Exposure - Geographic distribution of your assets - Concentration Map - Risk analysis of asset concentration - Stress Matrix - How market downturns would affect you DESIGNED FOR CLARITY Minimalist design. Every screen is clean, focused, and purposeful. - Bold, clear typography - Elegant data visualizations - Dark & light modes - Home screen widgets - Works fully offline PRIVATE BY DESIGN Your financial data deserves protection. - Data stored on YOUR device - Syncs via YOUR private iCloud - Face ID & Touch ID protection - Get started instantly - Complete peace of mind FREE VS PRO FREE: - 5 accounts - Net worth dashboard - Net Worth Chart - track your growth - Asset Allocation chart - Solvency Matrix - see what is truly yours - Liquidity Spectrum - know your accessible cash - Up to 3 financial goals - iCloud sync across devices - Home screen widgets PRO - Unlock Expert Analytics: - Everything in Free - Multi-currency accounts - Unlimited financial goals - Real-time stock & crypto price sync - Capital Persistence - how long your wealth sustains you - Velocity Vector - your growth momentum - Global Exposure - geographic asset distribution - Concentration Map - risk analysis - Stress Matrix - market downturn simulation - More accent themes - All future Pro features Start free. Upgrade when your wealth grows. YOUR WEALTH JOURNEY STARTS HERE Download Kapito and see your true net worth in under 5 minutes. Questions? hello@kapito.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kapito.app/privacy

Aseta brings snapshot-first net worth tracking, important item management, and recurring expense planning together in one app. No need to record every transaction or connect a bank account — track your net worth and asset allocation changes with less effort. ITEMS AND RECURRING EXPENSES - Manage purchase information, current value, status, location, photos or attachments, and warranty or return dates - Review daily usage cost and value history over time - Track recurring expenses such as rent, insurance, memberships, and subscriptions - See schedules, upcoming payments, and reminders alongside your overall financial picture SNAPSHOT-FIRST: TRACK NET WORTH THE SIMPLE WAY Unlike budgeting apps that demand daily transaction logging or bank credentials, Aseta lets you record your asset balances at a point in time. Take a monthly snapshot to see how your wealth changes over time. It's that simple. - Record balances at any frequency: daily, weekly, or monthly - Add historical snapshots to build your trend retroactively - Attach notes and income/expense summaries to each snapshot - Set customizable reminders to keep your rhythm POWERFUL ANALYTICS DASHBOARD See the full picture of your financial health with professional-grade charts and metrics: - Net worth trend over time - Period contribution analysis (which assets drove growth?) - Drawdown and volatility metrics - Asset allocation pie charts and breakdowns - Year-over-year and month-over-month comparisons MULTI-CURRENCY, MULTI-LEDGER, MULTI-PERSPECTIVE Manage complex portfolios with ease: - Multiple currencies per asset with automatic exchange rate conversion - Multiple ledger profiles (personal, family, scenario planning) - Custom asset group perspectives: view by geography, risk level, liquidity, or any custom tag - Sub-asset structure: break down accounts into parent-child hierarchies (e.g., brokerage with sub-portfolios) GOAL TRACKING AND REBALANCING Set financial goals and track your progress: - Amount goals: target total assets, net worth, specific accounts, or tagged groups - Allocation goals: set target ratios by account or tag group - Deviation view: see how far your current allocation drifts from target - Use deviation data to make rebalancing decisions BUILT-IN FINANCIAL CALCULATORS From tracking to decision-making in one app: - FIRE calculator: estimate your financial independence timeline - Compound interest withdrawal planner - Debt avalanche calculator: optimize debt payoff order PRIVACY-FIRST, OFFLINE-READY Stay in control of your financial data: - No bank login required -- ever - No proprietary server storing your data - Core data works fully offline - iCloud backup and restore - Cross-device sync via iCloud (Sync V2) - Biometric lock with Face ID and Touch ID - CSV export for auditing and migration 14 LANGUAGES SUPPORTED Use Aseta in your language: English, Arabic, German, Spanish, French, Hindi, Indonesian, Japanese, Korean, Portuguese (Brazil), Russian, Turkish, Simplified Chinese, Traditional Chinese. WHO IS ASETA FOR? - Individual investors tracking long-term wealth growth - High-net-worth individuals managing complex multi-currency portfolios - Family wealth managers overseeing shared assets - FIRE movement followers planning for financial independence - Privacy-conscious users who refuse to share bank credentials - Expats and global citizens with assets in multiple currencies - Anyone tired of transaction-by-transaction budgeting apps Aseta is free to use. Optional Aseta Pro is a one-time Lifetime purchase (no auto-renew) or an auto-renewable Monthly/Yearly subscription. Payment is charged to your Apple Account at confirmation. Subscriptions renew unless auto-renew is turned off at least 24 hours before the period ends. Manage or cancel in Apple Account settings. Prices vary by region. Privacy Policy: https://aseta.ulives.io/privacy-policy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/