Kapito vs NestPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kapito
Read full descriptionHide full description
YOUR DATA. YOUR DEVICE. YOUR WEALTH. See your complete financial picture with total privacy. Kapito is the effortlessly simple way to track your net worth. Your data lives on your device, syncs through your private iCloud, and stays completely under your control. Always. COMPLETE CLARITY You have assets everywhere - savings, investments, property, crypto, retirement accounts. And debts too - mortgages, loans, credit cards. Kapito brings it all together into one clear number: your true net worth. Updated when you want. Private as it should be. WHAT YOU CAN TRACK EVERY ASSET TYPE Bank accounts, Savings, Investments, Retirement accounts, Crypto, Real estate, Vehicles, Collectibles - anything with value EVERY LIABILITY Credit cards, Student loans, Mortgages, Auto loans, Personal debt INVESTMENT HOLDINGS Add your stock and crypto holdings. Kapito fetches current market prices automatically - your portfolio value stays current. POWERFUL FEATURES TRUE NET WORTH Assets minus liabilities. The number that actually matters. Updated whenever you are. BEAUTIFUL CHARTS Watch your net worth grow over weeks, months, years, and decades. See exactly how far you've come. SET GOALS & MILESTONES Track your path to $100K, $500K, or your first million. Celebrate every milestone on your journey. SMART INSIGHTS Free: - Net Worth Chart - Track your growth over time - Asset Allocation - Understand your diversification - Solvency Matrix - See what is truly yours after debt - Liquidity Spectrum - Know how quickly you can access cash Pro - Expert Analytics: - Capital Persistence - How long your wealth can sustain you - Velocity Vector - Your wealth growth momentum and trajectory - Global Exposure - Geographic distribution of your assets - Concentration Map - Risk analysis of asset concentration - Stress Matrix - How market downturns would affect you DESIGNED FOR CLARITY Minimalist design. Every screen is clean, focused, and purposeful. - Bold, clear typography - Elegant data visualizations - Dark & light modes - Home screen widgets - Works fully offline PRIVATE BY DESIGN Your financial data deserves protection. - Data stored on YOUR device - Syncs via YOUR private iCloud - Face ID & Touch ID protection - Get started instantly - Complete peace of mind FREE VS PRO FREE: - 5 accounts - Net worth dashboard - Net Worth Chart - track your growth - Asset Allocation chart - Solvency Matrix - see what is truly yours - Liquidity Spectrum - know your accessible cash - Up to 3 financial goals - iCloud sync across devices - Home screen widgets PRO - Unlock Expert Analytics: - Everything in Free - Multi-currency accounts - Unlimited financial goals - Real-time stock & crypto price sync - Capital Persistence - how long your wealth sustains you - Velocity Vector - your growth momentum - Global Exposure - geographic asset distribution - Concentration Map - risk analysis - Stress Matrix - market downturn simulation - More accent themes - All future Pro features Start free. Upgrade when your wealth grows. YOUR WEALTH JOURNEY STARTS HERE Download Kapito and see your true net worth in under 5 minutes. Questions? hello@kapito.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kapito.app/privacy
NestPay
Read full descriptionHide full description
NestPay 是專為家庭設計的帳單管理 App,讓家人一起追蹤每月開銷,不再漏繳、不再忘記。 【主要功能】 ・帳單管理 輕鬆新增水費、電費、網路費等各類帳單,設定到期日,一眼掌握本月待繳金額。 ・到期提醒 帳單快到期時自動發送通知,逾期帳單即時警示,再也不會忘記繳費。 ・家庭共享 邀請家人加入,共同管理家庭帳單。所有成員即時同步,分工合作更有效率。 ・備忘錄 記錄繳費相關備忘,支援圖片上傳,家人之間留言討論,資訊不遺漏。 ・雲端同步 資料即時同步到雲端,換手機也不怕遺失,隨時隨地查看帳單狀態。 ・統計總覽 每月支出一目瞭然,掌握家庭財務狀況。 【適合誰使用】 ・剛組成家庭,想一起管理生活開銷的夫妻 ・需要分工管理帳單的家庭成員 ・容易忘記繳費日期的你 立即下載,讓家庭帳單管理變得輕鬆!
Screenshots
Verdict
The clearest difference is in-app purchases: NestPay at none against Kapito's 3. NestPay also leads on update cadence (every 4 days vs fortnightly) and iOS requirement (15.0 vs 17.0). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kapito sells 3 in-app purchases, starting at $9.99 per month. NestPay asks for nothing beyond the download.
Kapito ships an update fortnightly, NestPay every 4 days. Both last shipped on October 31, 2026.
| Parameter | Kapito | NestPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 13 MB | 8 MB |
| Age rating | 4+ | 4+ |
| Developer | Yi Bin Pow | HSIANG-WEI CHENG |
In-app purchases
Kapito
- Monthly Pro3 Days trial$9.991 Month
- Yearly Pro7 Days trial$99.991 Year
- Lifetime Pro$199.99
NestPay
No in-app purchases









