Comparison

SUM+= Simple Expense Tracker vs Oh My Stuff

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Oh My Stuff

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You know what you paid. You have no idea what it's costing you today. That treadmill in the corner? It's charging you $2.44 right now. The coat you wore twice? Still billing. The online course you never finished? Still running. Every thing you own has a daily price. Oh My Stuff shows it to you; live, every day, whether you like it or not. See the real cost Open the app and see exactly what your stuff costs you per day. Not what you paid. What it costs right now. The more you use something, the cheaper it gets. The more it collects dust, the heavier it sits. Feel it, don't just track it Adding an item takes 10 seconds. Name it, price it, date it. Add how it makes you feel, excited, indifferent, regretful. Then watch that feeling change over time. Most people are surprised by what they find. The final word Sell something? Throw it away? The app tells you exactly what that thing cost you: total, per day, and whether it was worth it. Some verdicts sting. Most do. Before you buy anything Run it through the simulator first. See what it costs in one year. In five. Most purchases look different when you do. Conscious Pro unlocks the simulator, maintenance tracking and pulse analytics, like finding out your gadgets cost more per year than a month's rent in Lisbon. __ OhMyStuff Terms of Service: https://www.ohmystuff.cc/terms Privacy Policy: https://www.ohmystuff.cc/privacy Support: https://www.0xfe.dev/contact

Screenshots

SUM+= Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Oh My Stuff at 15.1 against SUM+= Simple Expense Tracker's 26.2. On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month and Oh My Stuff sells 1 in-app purchase, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 9 level
SUM+= Simple Expense Tracker versus Oh My Stuff: the parameters behind the verdict, then further details
ParameterSUM+= Simple Expense TrackerOh My Stuff
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 4 days—
AdsNo—
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone — better—
Requires iOS26.215.1 — better
Further details — not scored
Size28 MB38 MB
Age rating4+4+
DeveloperJonas ZimmermannFEDERICO BAGATO

In-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99
1 purchases

Oh My Stuff

Subscriptions1
  • Conscious Pro - Monthly Plan$5.991 Month

Questions

Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Is Oh My Stuff free?
Oh My Stuff is free to download, with in-app purchases available.

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