SUM+= Simple Expense Tracker vs Oh My Stuff
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SUM+= Simple Expense Tracker
This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.
- AI-assisted data entry
- LLM analysis and forecasting
- Minimalist and beautiful design
- Local data storage and privacy
- User-controlled database
- Subscription options with free trial
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There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Oh My Stuff
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You know what you paid. You have no idea what it's costing you today. That treadmill in the corner? It's charging you $2.44 right now. The coat you wore twice? Still billing. The online course you never finished? Still running. Every thing you own has a daily price. Oh My Stuff shows it to you; live, every day, whether you like it or not. See the real cost Open the app and see exactly what your stuff costs you per day. Not what you paid. What it costs right now. The more you use something, the cheaper it gets. The more it collects dust, the heavier it sits. Feel it, don't just track it Adding an item takes 10 seconds. Name it, price it, date it. Add how it makes you feel, excited, indifferent, regretful. Then watch that feeling change over time. Most people are surprised by what they find. The final word Sell something? Throw it away? The app tells you exactly what that thing cost you: total, per day, and whether it was worth it. Some verdicts sting. Most do. Before you buy anything Run it through the simulator first. See what it costs in one year. In five. Most purchases look different when you do. Conscious Pro unlocks the simulator, maintenance tracking and pulse analytics, like finding out your gadgets cost more per year than a month's rent in Lisbon. __ OhMyStuff Terms of Service: https://www.ohmystuff.cc/terms Privacy Policy: https://www.ohmystuff.cc/privacy Support: https://www.0xfe.dev/contact
Screenshots
Verdict
The clearest difference is iOS requirement: Oh My Stuff at 15.1 against SUM+= Simple Expense Tracker's 26.2. On price and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month and Oh My Stuff sells 1 in-app purchase, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | SUM+= Simple Expense Tracker | Oh My Stuff |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 4 days | — |
| Ads | No | — |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone — better | — |
| Requires iOS | 26.2 | 15.1 — better |
| Further details — not scored | ||
| Size | 28 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Jonas Zimmermann | FEDERICO BAGATO |
In-app purchases
SUM+= Simple Expense Tracker
- SUM Pro1 Month trial$3.991 Month
- SUM Pro1 Month trial$22.991 Year
- 7-day TrialFree
- Sum Premium$6.99
Oh My Stuff
- Conscious Pro - Monthly Plan$5.991 Month
Questions
Is SUM+= Simple Expense Tracker free?
Is Oh My Stuff free?
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