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Comparison

SUM+= Simple Expense Tracker vs Simple Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
SUM+= Simple Expense Tracker
SUM+= Simple Expense Tracker

Minimalist, fast, beautiful

Free
💰 Finance
★ 5.01 ratingsView app →
Simple Expense Tracker: Budget
Simple Expense Tracker

Budgeting, No Ads, Offline

Free
💰 Finance
No ratingsView app →
About

SUM+= Simple Expense Tracker

This finance app simplifies expense tracking with AI assistance, allowing for quick data entry and powerful analysis through large language models. It prioritizes user control and privacy with local data storage and a minimalist design.

Highlights
  • AI-assisted data entry
  • LLM analysis and forecasting
  • Minimalist and beautiful design
  • Local data storage and privacy
  • User-controlled database
  • Subscription options with free trial
Features
Read full description

There are hundreds of expense tracker apps and they all do more or less the same thing. But oddly enough, not a single one suited my needs, so I developed my own. Through small but targeted adjustments, I've developed the app to become my preferred solution: • Control stays with the user while data entry is greatly simplified: The time between "open app" and "entry saved" has been reduced to a minimum. AI can support this process so that in many cases you wouldn't even need to open the app • AI analysis through LLMs: Instead of developing custom analysis logic, the app prepares your data so it can be used directly in Large Language Models like ChatGPT or Claude: for analysis, forecasts and recommendations • Minimalist design: The app is designed to look beautiful and works without distracting extras • Full control & privacy: No login, no account. Data stays locally on your device. You have complete control over your own database. If you want to share your data with an AI, you decide that yourself Financial barriers shouldn't stand in the way of your personal financial planning with Sum. Contact us for individual solutions via the support form. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Simple Expense Tracker

Features
Read full description

Welcome to Simple Expense Tracker, a clean, intuitive, and privacy-focused financial management application. Designed for users who want strict control over their budget without the annoyance of commercial interruptions, our app is completely free of advertisements. We believe your financial data belongs to you. That is why Simple Expense Tracker is strictly "offline-first." We do not require a cloud account, we do not use analytics tracking, and we never sync your private data to external servers. It is simply you, your budget, and total peace of mind. CORE CAPABILITIES: Zero Advertisements Enjoy a clean, distraction-free environment. Unlike other trackers, we do not interrupt your financial planning with banner ads or pop-ups. Effortless Transaction Tracking Log your daily expenses and income streams in seconds. Keep a running tally of your financial activity with a clean, no-nonsense interface. Financial Dashboard Get a clear, at-a-glance overview of your financial health. Your home screen instantly displays your current balance, total income, and total expenses for the period. Smart Categorization Visually track exactly where your money is going. Assign transactions to default categories like Food, Transport, and Utilities to easily identify your spending habits. 100% Privacy & Offline Your data is stored securely and locally right on your device. Since the app functions offline, your financial records never leave your pocket. PREMIUM FEATURES (PRO): Upgrade to Simple Expense Manager Premium to unlock advanced tools for total financial control: Unlimited Custom Categories Tailor the app to your exact lifestyle. Create unlimited, highly specific categories for your unique spending habits. Advanced CSV Data Export Export your entire financial history into a standard CSV spreadsheet. Perfect for doing your taxes, sharing reports with your accountant, or analyzing your finances in Excel or Numbers. Custom App Themes Personalize your financial diary. Unlock more than 10 custom color palettes and themes to make the app truly yours. Take back control of your budget today with Simple Expense Tracker—lightweight, secure, ad-free, and built for your privacy. Eula for in app purchases: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

SUM+= Simple Expense Tracker4 screens
Simple Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: SUM+= Simple Expense Tracker at every 3 days against Simple Expense Tracker's every 2 weeks. Simple Expense Tracker's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 26.2). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SUM+= Simple Expense Tracker sells 4 in-app purchases, starting at $3.99 per month and Simple Expense Tracker sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SUM+= Simple Expense Tracker ships an update every 3 days, Simple Expense Tracker every 2 weeks. Both last shipped on October 15, 2026.

Scorecard3 real differences · 7 level
SUM+= Simple Expense Tracker versus Simple Expense Tracker: the parameters behind the verdict, then further details
ParameterSUM+= Simple Expense TrackerSimple Expense Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS26.213.0 — better
Further details — not scored
Size28 MB35 MB
Age rating4+4+
DeveloperJonas ZimmermannSick App Developers GmbH

In-app purchases

4 purchases

SUM+= Simple Expense Tracker

Subscriptions2
  • SUM Pro1 Month trial$3.991 Month
  • SUM Pro1 Month trial$22.991 Year
One-time2
  • 7-day TrialFree
  • Sum Premium$6.99
2 purchases

Simple Expense Tracker

Subscriptions2
  • Simple Expense Manager Premium$1.991 Month
  • Simple Expense Manager Premium$14.991 Year

Questions

Is SUM+= Simple Expense Tracker free?
SUM+= Simple Expense Tracker is free to download, with in-app purchases available.
Is Simple Expense Tracker free?
Simple Expense Tracker is free to download, with in-app purchases available.
Do SUM+= Simple Expense Tracker or Simple Expense Tracker have ads?
Neither SUM+= Simple Expense Tracker nor Simple Expense Tracker shows ads.
Which is updated more often, SUM+= Simple Expense Tracker or Simple Expense Tracker?
SUM+= Simple Expense Tracker ships an update every 3 days, and Simple Expense Tracker every 2 weeks. Most recently, SUM+= Simple Expense Tracker was updated on October 15, 2026 and Simple Expense Tracker on October 15, 2026.

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