Bread Count vs Holdings
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Bread Count
This app provides a privacy-focused net worth tracker, focusing on displaying your total wealth clearly and privately. It utilizes Apple's native security for data protection and offers manual control over entries with visual trend analysis.
- Privacy-first net worth tracking
- iCloud and local-first data storage
- Biometric security (FaceID/TouchID)
- Manual entry and CSV import/export
- Visual trend charts
- Smart reminders for updates
- Apple Intelligence insights
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Breadcount is the privacy-first net worth scoreboard designed exclusively for the Apple ecosystem. THE ONE NUMBER THAT MATTERS Your net worth is the ultimate scoreboard of your financial life. Breadcount strips away the noise of complex budgeting tools and 47 different charts you’ll never look at. We focus on one thing: showing you your total wealth clearly and privately. PRIVACY BY DESIGN We believe your financial data belongs to you. Breadcount uses Apple’s native security infrastructure to ensure your information never leaves your control: • iCloud Syncing: Your data stays in your personal iCloud account using CloudKit. We never see, access, or collect your financial balances. • Local-First: No external servers, no third-party accounts, and no data harvesting. • Biometric Security: Secure your scoreboard with FaceID or TouchID. POWERFUL SIMPLICITY • Manual Control: No flaky bank connections or constant re-authentication loops. You are in total control of your entries. • CSV Import/Export: Easily migrate from spreadsheets or move your data to other tools whenever you choose. • Visual Trends: Beautiful, high-contrast charts that visualize your growth over months and years. • Apple Intelligence Insights: On supported devices, get an AI-generated summary of your portfolio at a glance. Meant for entertainment only, it's a fun way to see the big picture, but please make your real financial decisions with a real financial advisor. AI is great at a lot of things; retirement planning isn't one of them. • Smart Reminders: Set weekly or monthly notifications on individual assets so you never forget to keep your scoreboard up to date. • Native Experience: Fully optimized for the latest versions of iOS, iPadOS, and macOS. It feels like a first-party tool that came with your device. Whether you're pursuing FIRE (Financial Independence, Retire Early) or just taking your first steps toward building wealth, Breadcount gives you the clarity to stay on track. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Holdings
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Holdings is a private net worth tracker that brings your entire financial life into one clear picture — month after month. From cash and ETFs to crypto, real estate, and mortgages, track every line of your net worth and watch it grow over time. WHAT YOU CAN TRACK • Bank accounts and cash • Stocks, ETFs, and bonds — with automatic live prices • Crypto • Real estate and property • Mortgages, loans, and other debts HOW IT WORKS • Create your assets once • Update values each month — manual for accounts, automatic prices and FX rates for market assets • See the trend with clean charts, statistics, and allocation breakdowns MULTI-CURRENCY Hold assets in different currencies and see your whole net worth converted to the currency you choose, with up-to-date exchange rates. PRIVATE BY DESIGN Your financial data stays on your device and syncs privately through your own iCloud — across iPhone, iPad, and Mac. No account to create, no servers storing your portfolio, no ads. Lock the app behind Face ID or Touch ID. STAY ON TRACK Optional monthly reminders help you keep your history complete, so your trend line never has gaps. HOLDINGS PRO Unlock deeper insight with a one-time purchase — no subscription: • Global distribution — see which countries your wealth is invested in • Company & sector distribution — see what your stocks and ETFs are really exposed to • Real estate valuation — automatic property estimates from OMI and HPI data • Import & export your whole portfolio as CSV Start building a clear, honest view of your wealth today.
Screenshots
Verdict
The clearest difference is update cadence: Bread Count at fortnightly against Holdings's monthly. Holdings's advantage is iOS requirement (18.6 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bread Count sells 4 in-app purchases, starting at $1.99 per month and Holdings sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Bread Count ships an update fortnightly, Holdings monthly. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.
| Parameter | Bread Count | Holdings |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (3 ratings) — better | — |
| Positive reviews | 75.0% of reviews | — |
| Number of ratings | 3 — better | — |
| Update frequency | Fortnightly — better | Monthly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Paid | — |
| Devices | iPhone, iPad, Mac | iPhone, iPad, Mac |
| Requires iOS | 26.0 | 18.6 — better |
| Further details — not scored | ||
| Size | 42 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | Fernando Bunn | Gianfilippo Cisternino |
In-app purchases
Bread Count
- Bread Count Pro Monthly$1.991 Month
- Bread Count Pro Yearly$19.991 Year
- Bread Count Pro Lifetime$14.99
- Bread Count Pro Lifetime$39.99
Holdings
- Holdings Pro$19.99









