Comparison

My Simplified Budget vs SubZero

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

My Simplified Budget

Easily manage your personal finances by tracking monthly budget categories, setting targets, and assigning transactions. Gain insights into your spending habits with detailed statistics by category and merchant.

Highlights
  • Track monthly budget categories
  • Set spending targets
  • Assign transactions
  • Import from bank/credit card
  • Spending statistics by category
  • Spending statistics by merchant
Features
Read full description

This app makes managing your personal budget incredibly easy. You can track your monthly budget categories by setting targets and assigning transactions that you've entered or imported from a credit card or bank statement. You can also get statistics on your spending by category and by merchant. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

SubZero

This app helps you track the true cost of your subscriptions, including recurring charges and installment plans. It provides reminders for free trials and upcoming renewals, offering insights into your spending by category and yearly projections. Your data remains private with no account required.

Highlights
  • Automatic monthly and yearly cost calculation
  • Installment payment tracking
  • Free trial and renewal reminders
  • Spending statistics by category
  • Yearly spending projection
  • No account required for privacy
Features
Read full description

Do you really know how much your subscriptions cost you each month? Netflix, Spotify, iCloud, YouTube, apps, free trials… On their own, they seem reasonable. But over a year, the total can really sting. SubZero shows you your true monthly and yearly cost in seconds. ADD YOUR SUBSCRIPTIONS IN 2 TAPS Pick a service, enter the price and billing frequency, and SubZero automatically works out what it costs per month and per year. PAYING IN INSTALLMENTS? TRACK IT ALL A purchase split into 3, 4, 10 monthly payments? Add it as an installment plan: SubZero works out each payment, follows the schedule, and archives it on its own once it's paid off. Your real totals finally separate the temporary from the recurring. NEVER FORGET A FREE TRIAL AGAIN Started a free trial? SubZero can remind you before it turns into a paid plan, whenever you choose. SEE WHAT'S COMING Keep track of your upcoming charges, your spending over the year, your most expensive categories, and the subscriptions weighing most on your budget. WHAT SUBZERO DOES FOR YOU β€’ Automatic monthly and yearly cost β€’ Installment payment tracking β€’ Reminders before renewals β€’ Free trial tracking β€’ Stats by category β€’ Yearly projection β€’ No account required SUBZERO PRO One purchase. For life. No subscription to manage your subscriptions. SubZero Pro unlocks: β€’ Unlimited subscriptions β€’ Detailed statistics β€’ Custom reminders β€’ iCloud sync YOUR DATA STAYS WITH YOU No account. No ads. No tracking. No data collected. Download SubZero, add your subscriptions, and see what they really cost you. Questions? subzero@alexdevlab.com

Screenshots

My Simplified Budget3 screens
SubZero4 screens

Verdict

The call

The clearest difference is update cadence: SubZero at every 3 days against My Simplified Budget's every 2 weeks. SubZero also leads on iOS requirement (17.0 vs 26.2). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. My Simplified Budget sells 2 in-app purchases, starting at $1.99 per month and SubZero sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

My Simplified Budget ships an update every 2 weeks, SubZero every 3 days. The most recent releases landed on September 25, 2026 and September 28, 2026 respectively.

Scorecard2 real differences Β· 6 level
My Simplified Budget versus SubZero: the parameters behind the verdict, then further details
ParameterMy Simplified BudgetSubZero
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 2 weeksEvery 3 days β€” better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad β€” betteriPhone
Requires iOS26.217.0 β€” better
Further details β€” not scored
Size9 MB3 MB
Age rating4+4+
DeveloperPATRICK BEDARDADOLPHE Alexandre

Customer experience

My Simplified Budget

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SubZero

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

My Simplified Budget

Subscriptions2
  • Premium membership$1.991 Month
  • Annual membership$12.991 Year
1 purchases

SubZero

One-time1
  • SubZero Pro Lifetime$3.99

Questions

Is My Simplified Budget free?
My Simplified Budget is free to download, with in-app purchases available.
Is SubZero free?
SubZero is free to download, with in-app purchases available.
Do My Simplified Budget or SubZero have ads?
Neither My Simplified Budget nor SubZero shows ads.
Which is updated more often, My Simplified Budget or SubZero?
My Simplified Budget ships an update every 2 weeks, and SubZero every 3 days. Most recently, My Simplified Budget was updated on September 25, 2026 and SubZero on September 28, 2026.

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