Comparison

DueDock vs Paycheck by Paycheck

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DueDock

Features
Read full description

The Paycheck Timing Puzzle: Your bills are scattered across the month on dates you can’t control. Meanwhile, your paychecks arrive on a completely separate schedule. Trying to align these two mis-matched timelines is exhausting—and it’s exactly why people fall behind. A Better Way Forward: DueDock is not another tedious budgeting app that forces you to log every coffee transaction. Instead, it is a privacy-first, forward-looking expense calculator designed specifically to solve the paycheck timing puzzle. Whether you earn a rigid bi-weekly salary or rely on unpredictable freelance income, DueDock seamlessly compares your incoming pay against your scattered bill due dates. It instantly calculates the exact cash-on-hand you need to stay afloat between pay periods, ensuring you never get caught off guard by a surprise timing constraint again. THE DUEDOCK DIFFERENCE • Solve the Timing Puzzle: Stop stressing about what gets paid when. DueDock aligns your specific pay periods with all upcoming obligations so you know exactly where your next dollar must go. • The Coverage Check: Natively cross-reference your upcoming pay schedules against your incoming bills. DueDock automatically calculates if you are covered, and precisely how much cash you need to set aside. • 100% Local Control & Privacy: Your financial life belongs to you alone. No server syncing, no bank linking, no data selling, and absolutely no ads. Your data never leaves your device. All network features—like optional update checks—are OFF by default and require your explicit opt-in. POWERFUL DEBT & INSTALLMENT TRACKING • Debt Mode: Track credit cards and personal loans effortlessly. DueDock prioritizes your minimum payments while seamlessly tracking your accelerated payoff surpluses. • Smart Installments: Break massive bills into smaller, paycheck-friendly chunks. The app automatically calculates the exact amount you need to save per pay period to cover a bill safely by its due date. • Payday Safety Net: Missing the math? DueDock automatically warns you if your installment plan falls short and instantly recalibrates your required payments natively with the tap of a button. SYNC & SHARE WITH A PARTNER • iCloud Sync: Keep your financial picture consistent across all your Apple devices. Enable optional iCloud sync and your bills, income, and coverage data stay up to date everywhere—automatically. • Partner Collaboration: Managing finances as a couple or household? Invite a partner to share and edit real-time copy of your bills and coverage. Both of you stay on the same page without sharing passwords or accounts. DUEDOCK PREMIUM  Use the core features of DueDock completely free, forever. Ready to level up? Upgrade to DueDock Premium to unlock unlimited bills, advanced debt tracking modes, deep customization, and complete data export capabilities. Experience the magic over a full billing cycle with a 1-month free trial! Take absolute control of your cash flow. Break the paycheck-to-paycheck cycle and find your financial peace of mind today. Terms of Use: https://mashfield.github.io/duedock-privacy/terms Privacy Policy: https://mashfield.github.io/duedock-privacy/

About

Paycheck by Paycheck

Features
Read full description

Budget by paycheck, not by month. Plan bills, savings, and spending around your actual pay schedule. Know what’s safe to spend before payday and give every paycheck a purpose. • Bill planning • Spending envelopes • Savings goals • Future expense planning • Safe-to-spend tracking Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paycheckbypaycheck.com/privacy

Screenshots

DueDock4 screens
Paycheck by Paycheck3 screens

Verdict

The call

The clearest difference is iOS requirement: Paycheck by Paycheck at 15.1 against DueDock's 17.5. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. DueDock sells 3 in-app purchases, starting at $1.99 per month and Paycheck by Paycheck sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

DueDock ships an update every 3 weeks, Paycheck by Paycheck fortnightly. The most recent releases landed on November 9, 2026 and November 5, 2026 respectively.

Scorecard1 real difference · 5 level
DueDock versus Paycheck by Paycheck: the parameters behind the verdict, then further details
ParameterDueDockPaycheck by Paycheck
PriceFreeFree
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.515.1 — better
Further details — not scored
Size21 MB65 MB
Age rating4+4+
DeveloperMartin AshfieldDAVID ANDREW LIVINGSTON

In-app purchases

3 purchases

DueDock

Subscriptions2
  • DueDock Premium (Monthly)1 Month trial$1.991 Month
  • DueDock Premium (Annual)1 Month trial$9.991 Year
One-time1
  • DueDock Premium (Lifetime)$19.99
2 purchases

Paycheck by Paycheck

Subscriptions2
  • Monthly Subscription14 Days trial$5.991 Month
  • Annual Subscription14 Days trial$49.991 Year

Questions

Is DueDock free?
DueDock is free to download, with in-app purchases available.
Is Paycheck by Paycheck free?
Paycheck by Paycheck is free to download, with in-app purchases available.
Do DueDock or Paycheck by Paycheck have ads?
Neither DueDock nor Paycheck by Paycheck shows ads.
Which is updated more often, DueDock or Paycheck by Paycheck?
DueDock ships an update every 3 weeks, and Paycheck by Paycheck fortnightly. Most recently, DueDock was updated on November 9, 2026 and Paycheck by Paycheck on November 5, 2026.

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