DueDock vs FiHaven

The Paycheck Timing Puzzle: Your bills are scattered across the month on dates you can’t control. Meanwhile, your paychecks arrive on a completely separate schedule. Trying to align these two mis-matched timelines is exhausting—and it’s exactly why people fall behind. A Better Way Forward: DueDock is not another tedious budgeting app that forces you to log every coffee transaction. Instead, it is a privacy-first, forward-looking expense calculator designed specifically to solve the paycheck timing puzzle. Whether you earn a rigid bi-weekly salary or rely on unpredictable freelance income, DueDock seamlessly compares your incoming pay against your scattered bill due dates. It instantly calculates the exact cash-on-hand you need to stay afloat between pay periods, ensuring you never get caught off guard by a surprise timing constraint again. THE DUEDOCK DIFFERENCE • Solve the Timing Puzzle: Stop stressing about what gets paid when. DueDock aligns your specific pay periods with all upcoming obligations so you know exactly where your next dollar must go. • The Coverage Check: Natively cross-reference your upcoming pay schedules against your incoming bills. DueDock automatically calculates if you are covered, and precisely how much cash you need to set aside. • 100％ Local Control & Privacy: Your financial life belongs to you alone. No server syncing, no bank linking, no data selling, and absolutely no ads. Your data never leaves your device. All network features—like optional update checks—are OFF by default and require your explicit opt-in. POWERFUL DEBT & INSTALLMENT TRACKING • Debt Mode: Track credit cards and personal loans effortlessly. DueDock prioritizes your minimum payments while seamlessly tracking your accelerated payoff surpluses. • Smart Installments: Break massive bills into smaller, paycheck-friendly chunks. The app automatically calculates the exact amount you need to save per pay period to cover a bill safely by its due date. • Payday Safety Net: Missing the math? DueDock automatically warns you if your installment plan falls short and instantly recalibrates your required payments natively with the tap of a button. SYNC & SHARE WITH A PARTNER • iCloud Sync: Keep your financial picture consistent across all your Apple devices. Enable optional iCloud sync and your bills, income, and coverage data stay up to date everywhere—automatically. • Partner Collaboration: Managing finances as a couple or household? Invite a partner to share and edit real-time copy of your bills and coverage. Both of you stay on the same page without sharing passwords or accounts. DUEDOCK PREMIUM  Use the core features of DueDock completely free, forever. Ready to level up? Upgrade to DueDock Premium to unlock unlimited bills, advanced debt tracking modes, deep customization, and complete data export capabilities. Experience the magic over a full billing cycle with a 1-month free trial! Take absolute control of your cash flow. Break the paycheck-to-paycheck cycle and find your financial peace of mind today. Terms of Use: https://mashfield.github.io/duedock-privacy/terms Privacy Policy: https://mashfield.github.io/duedock-privacy/

QUIET MONEY. CALM MONTH. FiHaven is a manual-first money app for people who want clarity without noise. Track bills, credit cards, and loans; plan your budget; log spending; and see what's due next—synced across iPhone, iPad, and Mac. You enter the numbers. FiHaven helps you stay on top of due dates, minimum payments, and what 0% promos really cost when they end — without turning your finances into a second job. • See upcoming payments at a glance on a customizable Dashboard • Add recurring bills, card balances, loan minimums, and 0% promo end dates • Mark items paid, track partial payments, or skip a month when life happens • Plan income by pay period, set savings goals, and optional budget lenses (50/30/20, safe-to-spend, debt focus, and more) • Log spending by category and watch what's left in the month • Get alerts for promo cliffs, high card utilization, and subscription trials ending soon • Optional on-device bill reminders and email digests • A real native Mac app — sidebar, month-view calendar, and the whole app driven from the keyboard • Sign in with email, Apple, or Google — your data stays in sync on every device FREE INCLUDES Unlimited bills, cards, and loans · Dashboard & widgets · Budget & income planning · Spending log · Savings goals · Net worth view · Export your data · Delete your account anytime FIHAVEN PRO Upgrade when you want the full toolkit: • Payoff Planner — snowball and avalanche strategies with a debt-free date • Calendar — every due date in one view, plus a private iCal feed • Payment History — searchable record of what you've paid • Rewards Optimizer — pick the best card for each purchase category • Subscription Finder — surfaces recurring charges, duplicates, price hikes, and trials • Category budgets & spending insights — track categories against limits • Envelope budgeting — assign income to goals and categories • Optional bank linking — connect accounts through Plaid when you want read-only sync • Autopay auto-mark — mark autopay bills paid on due dates • Household sharing — share selected bills, cards, and goals with family Pro is an optional auto-renewing subscription. Manage or cancel anytime in your Apple ID subscription settings. Free tier features remain free. YOUR DATA, YOUR CONTROL FiHaven does not sell your data or show ads. Export everything as JSON or CSV. Enable two-factor authentication, passkeys, or biometrics for extra account security. Bank linking is optional — the app works fully with manual entry. FiHaven is source-available — read the code yourself at github.com/greigh/FiHaven. IMPORTANT FiHaven is a personal organization tool. It does not move money, connect to lenders, or provide financial, tax, or investment advice. Calculations and payoff projections are estimates for planning only. You are responsible for your payments and financial decisions. Questions or feedback: support@fihaven.app Terms of Use (EULA): https://fihaven.app/terms · Privacy Policy: https://fihaven.app/privacy Learn more: https://github.com/greigh/FiHaven