DueDock vs Monthly

The Paycheck Timing Puzzle: Your bills are scattered across the month on dates you can’t control. Meanwhile, your paychecks arrive on a completely separate schedule. Trying to align these two mis-matched timelines is exhausting—and it’s exactly why people fall behind. A Better Way Forward: DueDock is not another tedious budgeting app that forces you to log every coffee transaction. Instead, it is a privacy-first, forward-looking expense calculator designed specifically to solve the paycheck timing puzzle. Whether you earn a rigid bi-weekly salary or rely on unpredictable freelance income, DueDock seamlessly compares your incoming pay against your scattered bill due dates. It instantly calculates the exact cash-on-hand you need to stay afloat between pay periods, ensuring you never get caught off guard by a surprise timing constraint again. THE DUEDOCK DIFFERENCE • Solve the Timing Puzzle: Stop stressing about what gets paid when. DueDock aligns your specific pay periods with all upcoming obligations so you know exactly where your next dollar must go. • The Coverage Check: Natively cross-reference your upcoming pay schedules against your incoming bills. DueDock automatically calculates if you are covered, and precisely how much cash you need to set aside. • 100％ Local Control & Privacy: Your financial life belongs to you alone. No server syncing, no bank linking, no data selling, and absolutely no ads. Your data never leaves your device. All network features—like optional update checks—are OFF by default and require your explicit opt-in. POWERFUL DEBT & INSTALLMENT TRACKING • Debt Mode: Track credit cards and personal loans effortlessly. DueDock prioritizes your minimum payments while seamlessly tracking your accelerated payoff surpluses. • Smart Installments: Break massive bills into smaller, paycheck-friendly chunks. The app automatically calculates the exact amount you need to save per pay period to cover a bill safely by its due date. • Payday Safety Net: Missing the math? DueDock automatically warns you if your installment plan falls short and instantly recalibrates your required payments natively with the tap of a button. SYNC & SHARE WITH A PARTNER • iCloud Sync: Keep your financial picture consistent across all your Apple devices. Enable optional iCloud sync and your bills, income, and coverage data stay up to date everywhere—automatically. • Partner Collaboration: Managing finances as a couple or household? Invite a partner to share and edit real-time copy of your bills and coverage. Both of you stay on the same page without sharing passwords or accounts. DUEDOCK PREMIUM  Use the core features of DueDock completely free, forever. Ready to level up? Upgrade to DueDock Premium to unlock unlimited bills, advanced debt tracking modes, deep customization, and complete data export capabilities. Experience the magic over a full billing cycle with a 1-month free trial! Take absolute control of your cash flow. Break the paycheck-to-paycheck cycle and find your financial peace of mind today. Terms of Use: https://mashfield.github.io/duedock-privacy/terms Privacy Policy: https://mashfield.github.io/duedock-privacy/

Monthly shows what’s left of your income after rent, bills, and subscriptions – without tracking every coffee. Add your income and recurring expenses once. Monthly uses their schedules and due dates to work out your budget. FIXED COSTS WITHOUT THE MATH Rent every month, insurance once a year: Monthly includes each payment in the budget month it falls in. You can plan for one-time income and expenses, too. YOUR BUDGET, YOUR SCHEDULE Choose when your budget month starts, whether that’s payday or another date that suits you. Roll your remaining budget into the next month if you want to, and make adjustments when needed. HOUSEHOLDS & ACCOUNTS Manage separate households and assign income and expenses to accounts. See the budget for each account as well as your household total. REMINDERS ON YOUR TERMS Set a reminder for an individual expense. You choose the day and time, and Monthly sends you a notification. CATEGORIES & INSIGHTS Group expenses into categories such as housing, transportation, or leisure, with colors and icons of your choice. See how your income, expenses, and budget change over time. WIDGETS & QUICK ACCESS Check your monthly budget and upcoming expenses from your Home Screen, without opening Monthly. The Control opens the new-expense form straight from Control Center. CSV EXPORT Export your income and expenses as a CSV file to review them in a spreadsheet or use them elsewhere. FREE & PRIVATE No ads, tracking, subscription fees, or sign-up. Monthly stores your entries locally on your device, with no cloud syncing. Plan your month knowing what’s left for you.