Personal Portfolio vs Step+wise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Personal Portfolio
Track stocks and stay updated with market news. Generate concise financial summaries with the help of Apple Shortcuts. Live market data can be enabled using your own Finnhub API key.
- Stock tracking
- Market news updates
- Concise summary generation
- Apple Shortcuts integration
- Optional live market data
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Personal Portfolio helps you track stocks, follow market news, and generate concise summaries using Apple Shortcuts. Live market data is optional and can be enabled with your own Finnhub API key.
Step+wise
This app helps teachers understand their retirement benefits by providing clear projections for their TDA balance and pension estimates. It combines these into a monthly income view and allows users to track performance over time. Designed specifically for educators, it simplifies complex financial planning.
- Retirement projection for TDA balance
- Pension estimator with age, service, and salary
- Combined monthly retirement income view
- Statement snapshots for performance tracking
- Teacher-specific language and assumptions
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Most teachers hear “your benefits are great,” but rarely see what that actually means in dollars. Stepwise turns your inputs into clean projections and simple income estimates, so you can understand where you’re headed and what changes matter. What Stepwise does Retirement projection: See how your TDA balance could grow over time based on contributions and assumed returns. Pension estimator: Get a simplified TRS-style pension estimate using age, service credit, and salary assumptions. Monthly income view: Combine pension + TDA into a monthly retirement income estimate. Snapshots & tracking: Add statement snapshots to see performance and contributions over time. Built for teachers: Language and assumptions are designed around how NYC educators actually think about retirement. Important notes Stepwise is an educational planning tool — not financial advice. It uses simplified assumptions and may not match TRS calculations, taxes, healthcare costs, contract step changes, or distribution rules.
Screenshots
Verdict
The clearest difference is in-app purchases: Step+wise at none against Personal Portfolio's 3. Step+wise also leads on iOS requirement (17.2 vs 26.0). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Personal Portfolio sells 3 one-off in-app purchases. Step+wise asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 5.0 for Personal Portfolio against 5.0 for Step+wise. Both are backed by a comparable volume of ratings — 1 and 2 respectively.
| Parameter | Personal Portfolio | Step+wise |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (2 ratings) |
| Number of ratings | 1 | 2 — better |
| Update frequency | Every 6 days | — |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 17.2 — better |
| Further details — not scored | ||
| Size | 18 MB | 2 MB |
| Age rating | 4+ | 4+ |
| Developer | Senthil Kumar Chandrasekaran | Marco Kawatra-Palzer |
Customer experience
Personal Portfolio
Step+wise
In-app purchases
Personal Portfolio
- Small Tip$0.99
- Medium Tip$1.99
- Large Tip$4.99
Step+wise
No in-app purchases
