Step+wise vs WebshopCalc

Most teachers hear “your benefits are great,” but rarely see what that actually means in dollars. Stepwise turns your inputs into clean projections and simple income estimates, so you can understand where you’re headed and what changes matter. What Stepwise does Retirement projection: See how your TDA balance could grow over time based on contributions and assumed returns. Pension estimator: Get a simplified TRS-style pension estimate using age, service credit, and salary assumptions. Monthly income view: Combine pension + TDA into a monthly retirement income estimate. Snapshots & tracking: Add statement snapshots to see performance and contributions over time. Built for teachers: Language and assumptions are designed around how NYC educators actually think about retirement. Important notes Stepwise is an educational planning tool — not financial advice. It uses simplified assumptions and may not match TRS calculations, taxes, healthcare costs, contract step changes, or distribution rules.

WebshopCalc helps you quickly and accurately determine the right selling price. Enter the cost price (excl. VAT) and your desired margin, and the app automatically calculates the selling price both excluding and including VAT. Transaction fees, shipping costs, and additional expenses — such as RMA, warranty, advertising, and fulfilment — are also included in the calculation. You can set a free-shipping threshold; once this amount is reached, shipping costs are incorporated into the net profit calculation. This provides clear insight into both the final selling price and the resulting profit at a glance.