Comparison

Divido vs Couplesplit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divido

Easily track and split shared expenses with friends and family in real-time. Settle debts quickly and avoid awkward conversations with automated balance calculations. Manage multiple groups for trips, rent, or daily life.

Highlights
  • Track and split expenses
  • Real-time balance updates
  • Automated debt simplification
  • Flexible group management
  • Supports over 60 currencies
  • Offline functionality
Features
Read full description

Divido makes splitting shared expenses simple, fair, and stress free for every kind of group. Track Every Expense Add any expense in seconds and choose how to split it. Divide costs equally, by exact amounts, by percentages, or with custom rules that match real life. Edit or delete entries anytime, with a clear history so you always know what changed and when. Settle Up Without Awkwardness See who owes what at a glance. Settle specific expenses or clear your full balance in a single step. Divido automatically simplifies debts so your group needs fewer payments to get even. Flexible Group Management Create groups for rent, roommates, trips, events, or daily household costs. Customize each group with its own name, currency, and time period. Invite friends easily using your contacts or a shared link. Know Where You Stand View your total balance across all groups, recent activity, and how much you have paid, spent, or still owe. Keep your shared money organized in one place so nothing is forgotten. Built For Real Life • Over 60 currencies supported • Fair splits for travel, dinner, and household • Helps track who should repay which cost • Works alongside payment services like Venmo Whether you are planning a vacation, organizing a dinner with friends, or managing long term rent with roommates, Divido keeps every shared expense transparent and fair.

About

Couplesplit

Manage shared finances with your partner, track expenses, set budgets, and gain insights into spending habits. This app helps couples avoid money-related arguments by providing a clear overview of household and personal finances.

Highlights
  • Split expenses with partner
  • Track personal spending privately
  • Fair division based on income
  • Real-time debt tracking
  • Household budget and spending limits
  • Spending insights and analysis
  • Trip expense organization
Features
Read full description

Split expenses with your partner without spreadsheets or awkward talks. Couplesplit logs purchases from your bank notifications and shows who owes whom, split 50/50 or by income. Shared money lives in Ours. Personal money lives in Mine, and only you can see it. The two never mix. PURCHASES THAT LOG THEMSELVES Bought groceries for $42.90? When your bank's notification arrives, the expense is already in Couplesplit. • Bank notifications: on iOS 27, purchases log themselves from the notifications your bank already sends. • Apple Pay: from iOS 18, what you buy with Apple Pay is logged too. • No passwords and no bank connection. It runs through an automation in the Shortcuts app. • Captured purchases arrive private, in Mine. You decide what moves to Ours. NEW IN 1.8 • Your month vs. your usual: see if you're spending more or less than your usual pace, and which categories explain it. • Fixed payments: rent, utilities and subscriptions in one place, with a calendar and a notification before each due date. Shared or just yours, never mixed. • How you split: what each of you put in this month, and what your incomes say it should be. Change your salary or the split directly; your partner gets a notification and can pause the change to talk it over. • Half-month balance: your balance broken down by half-month, ideal if your salary arrives twice a month. • Expense organizer: sort uncategorized expenses in a few taps. • Share suggestions: personal expenses that look like household ones are gathered for you to review. Nothing is shared until you say so. SPLIT FAIRLY, SETTLE UP CLEARLY • Split 50/50, by income or with your own percentage • Who owes whom in real time, synced on both phones • Settle up the full balance or only through last month • Couplesplit never moves money: you send the transfer from your bank and record it in the app • A notification when your partner adds an expense PLAN TOGETHER • Shared spending limits, with notifications at 80%, 90% and 100% • Installments and recurring expenses • Trips in the local currency, converted to your home currency, and kept out of your monthly spending if you want • Reports by category and trend, plus your Monthly Wrapped • Home screen widgets • Import your shared history from a CSV file • 70+ categories, 100+ currencies and 6 languages COUPLESPLIT PRO Everything in Couplesplit is part of Pro. Start with a 14-day free trial. One subscription covers both of you, whichever phone each of you uses. Invite another couple and both couples get 1 month of Pro free. Couplesplit Pro is an auto-renewable subscription, monthly or yearly. It is charged to your Apple Account when you confirm the purchase and renews automatically unless you cancel at least 24 hours before the current period ends. Manage or cancel it in your App Store account settings. Terms of Use: https://api.couplesplit.xyz/terms Privacy Policy: https://api.couplesplit.xyz/privacy

Screenshots

Divido4 screens
Couplesplit4 screens

Verdict

The call

The clearest difference is review sentiment: Divido at 100% against Couplesplit's 0%. Divido also leads on rating (5.0 vs 1.0) and iOS requirement (15.0 vs 18.0). Couplesplit's advantage is update cadence (every 3 days vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Divido sells 2 one-off in-app purchases and Couplesplit sells 2 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Divido holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 4 and 3 respectively. Written reviews point the same way: 100% of Divido's written reviews are positive against 0% of Couplesplit's.

UpkeepUpdate frequency

Divido ships an update monthly, Couplesplit every 3 days. The most recent releases landed on October 8, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
Divido versus Couplesplit: the parameters behind the verdict, then further details
ParameterDividoCouplesplit
PriceFreeFree
Rating5.0 (4 ratings) — better1.0 (3 ratings)
Positive reviews100.0% of reviews — better0.0% of reviews
Number of ratings4 — better3
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size73 MB74 MB
Age rating4+4+
DeveloperTorres Atlantic, LLCErik From

Customer experience

Divido

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Couplesplit

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

2 purchases

Divido

One-time2
  • Divido Lifetime — Referral$9.99
  • Divido Lifetime$14.99
2 purchases

Couplesplit

Subscriptions2
  • Monthly Plan$3.991 Month
  • Yearly Plan$29.991 Year

Questions

Is Divido free?
Divido is free to download, with in-app purchases available.
Is Couplesplit free?
Couplesplit is free to download, with in-app purchases available.
Which has better reviews, Divido or Couplesplit?
Divido is rated higher. Divido averages 5.0 out of 5 from 4 ratings, while Couplesplit averages 1.0 from 3 ratings.
Do Divido or Couplesplit have ads?
Neither Divido nor Couplesplit shows ads.
Which is updated more often, Divido or Couplesplit?
Divido ships an update monthly, and Couplesplit every 3 days. Most recently, Divido was updated on October 8, 2026 and Couplesplit on October 9, 2026.

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