Comparison

SPEND vs Divido

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SPEND

Effortlessly manage group expenses for trips, gatherings, and more. This app intelligently calculates and distributes costs, even handling currency exchange rates and allowing exclusion of specific participants from transactions.

Highlights
  • Expense and transfer tracking
  • Currency exchange rate support
  • Selective participant involvement
  • Automatic remaining amount distribution
  • Export to Excel (CSV)
  • Individual transaction lists
Features
Read full description

Split bills, settle group expenses and track travel costs in one place. Split dinner with friends in a few taps, or keep track of a trip day by day. SPEND helps you go from a quick calculation to recording expenses and settling up. ■ QUICK SPLITS, WITHOUT THE SETUP Enter amounts and a headcount without creating an event. Add several amounts, revisit recent calculations and make changes. Turn a calculation into a new event when you want to keep recording. ■ A PLACE FOR EVERY TRIP AND GATHERING A weekend away, a meetup with friends or a shared meal. Keep expenses in separate events, with dates, places and notes. Find the records you need by category or tag. ■ SOME COSTS FOR TWO. OTHERS FOR EVERYONE. Choose who paid and who shares each expense. Split equally, set member share ratios or enter individual amounts. Record expenses paid by more than one person. ■ LOCAL SPENDING, FAMILIAR CURRENCY Record in local currency. See costs in your everyday currency. Enter an exchange rate yourself or look up a recent rate. ■ SEE WHO OWES WHOM Review member balances and suggested settlements at a glance. Share the results with your group. ■ LOOK BACK AT WHAT YOU SPENT Explore spending over time and by category or tag. Export your records as CSV to view in Excel, or back up and restore your full records. ■ MINI GAMES FOR YOUR MEETUP Open finger, wheel and pinball games from Quick Split or the transaction list. ■ PLANNED FEATURES • Real-time sharing and sync to keep records together • Detailed statistics to explore spending patterns • Photos and maps to capture moments and places from your travels Support: cs@spendlab.net

About

Divido

Easily track and split shared expenses with friends and family in real-time. Settle debts quickly and avoid awkward conversations with automated balance calculations. Manage multiple groups for trips, rent, or daily life.

Highlights
  • Track and split expenses
  • Real-time balance updates
  • Automated debt simplification
  • Flexible group management
  • Supports over 60 currencies
  • Offline functionality
Features
Read full description

Divido makes splitting shared expenses simple, fair, and stress free for every kind of group. Track Every Expense Add any expense in seconds and choose how to split it. Divide costs equally, by exact amounts, by percentages, or with custom rules that match real life. Edit or delete entries anytime, with a clear history so you always know what changed and when. Settle Up Without Awkwardness See who owes what at a glance. Settle specific expenses or clear your full balance in a single step. Divido automatically simplifies debts so your group needs fewer payments to get even. Flexible Group Management Create groups for rent, roommates, trips, events, or daily household costs. Customize each group with its own name, currency, and time period. Invite friends easily using your contacts or a shared link. Know Where You Stand View your total balance across all groups, recent activity, and how much you have paid, spent, or still owe. Keep your shared money organized in one place so nothing is forgotten. Built For Real Life • Over 60 currencies supported • Fair splits for travel, dinner, and household • Helps track who should repay which cost • Works alongside payment services like Venmo Whether you are planning a vacation, organizing a dinner with friends, or managing long term rent with roommates, Divido keeps every shared expense transparent and fair.

Screenshots

SPEND4 screens
Divido4 screens

Verdict

The call

The clearest difference is in-app purchases: SPEND at none against Divido's 2. SPEND also leads on update cadence (every 5 days vs monthly). Divido's advantage is review sentiment (100% vs 90%). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Divido sells 2 one-off in-app purchases. SPEND asks for nothing beyond the download.

UpkeepUpdate frequency

SPEND ships an update every 5 days, Divido monthly. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
SPEND versus Divido: the parameters behind the verdict, then further details
ParameterSPENDDivido
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews90.0% of reviews100.0% of reviews — better
Number of ratings—4 — better
Update frequencyEvery 5 days — betterMonthly
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size41 MB73 MB
Age rating4+4+
DeveloperJaegeun JeongTorres Atlantic, LLC

Customer experience

SPEND

Written reviews10 reviews
Positive90.0%
Neutral10.0%
Negative0.0%

Divido

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

SPEND

No in-app purchases

2 purchases

Divido

One-time2
  • Divido Lifetime — Referral$9.99
  • Divido Lifetime$14.99

Questions

Is SPEND free?
SPEND is free to download, with no in-app purchases.
Is Divido free?
Divido is free to download, with in-app purchases available.
Do SPEND or Divido have ads?
Neither SPEND nor Divido shows ads.
Which is updated more often, SPEND or Divido?
SPEND ships an update every 5 days, and Divido monthly. Most recently, SPEND was updated on October 24, 2026 and Divido on October 8, 2026.

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