Comparison

Divido vs Cupr

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divido

Easily track and split shared expenses with friends and family in real-time. Settle debts quickly and avoid awkward conversations with automated balance calculations. Manage multiple groups for trips, rent, or daily life.

Highlights
  • Track and split expenses
  • Real-time balance updates
  • Automated debt simplification
  • Flexible group management
  • Supports over 60 currencies
  • Offline functionality
Features
Read full description

Divido makes splitting shared expenses simple, fair, and stress free for every kind of group. Track Every Expense Add any expense in seconds and choose how to split it. Divide costs equally, by exact amounts, by percentages, or with custom rules that match real life. Edit or delete entries anytime, with a clear history so you always know what changed and when. Settle Up Without Awkwardness See who owes what at a glance. Settle specific expenses or clear your full balance in a single step. Divido automatically simplifies debts so your group needs fewer payments to get even. Flexible Group Management Create groups for rent, roommates, trips, events, or daily household costs. Customize each group with its own name, currency, and time period. Invite friends easily using your contacts or a shared link. Know Where You Stand View your total balance across all groups, recent activity, and how much you have paid, spent, or still owe. Keep your shared money organized in one place so nothing is forgotten. Built For Real Life • Over 60 currencies supported • Fair splits for travel, dinner, and household • Helps track who should repay which cost • Works alongside payment services like Venmo Whether you are planning a vacation, organizing a dinner with friends, or managing long term rent with roommates, Divido keeps every shared expense transparent and fair.

About

Cupr

Features
Read full description

Cupr is a fast, private expense tracker for everyday payments. Remember what you spent without setting up budgets, connecting a bank account, or filling out a form. Enter an amount and save. Add a description, category, or date when useful — or leave a payment Uncategorized and organize it later. You can also track income if you want, with separate categories. Turning income tracking off hides those entries without deleting them. On iPhone Duo, remember payments in seconds on the outer display. Open up for recent entries and Insights with more room to breathe. Capture now. Take a closer look later. WHAT YOU CAN DO - Record expenses in seconds on iPhone and iPad - Add income alongside expenses when it suits you - Customize categories with familiar symbols - Automatically assign categories using your own description rules with Cupr Pro - Automatically convert foreign payments into your default currency - Set up recurring expenses and income - Schedule future payments and see the next 30 days in Coming Up - Explore spending and income with weekly, monthly, quarterly, and yearly Insights - Search your complete History, including notes, and see matching payment counts and totals - Open payments from an Insights category breakdown directly in History - Use a full iPad layout with recent entries, side-by-side History, and multi-column Insights - Set up Apple Pay automation in Shortcuts on iPhone, or track an expense with Siri, Spotlight, or Shortcuts - Quickly record expenses and income on Apple Watch - Get optional reminders when Uncategorized payments are waiting - Export your expenses and income separately as CSV for free CATEGORIES. TAKEN CARE OF. With Cupr Pro, create rules for words and phrases in your payment descriptions, or pick from Cupr’s rule suggestions. The matching category is selected as you type. New Apple Pay payments and CSV imports are categorized when a rule matches. In Categorize Later, review and confirm several matching assignments at once. Your manual choice always comes first. EVERY CURRENCY. ONE CLEARER PICTURE. Cupr converts foreign payments into your default currency using historical reference rates — with or without Pro. Every original amount and currency stays intact. Insights, widgets, and Apple Watch use available conversions for a combined overview. Prefer to keep currencies separate? Turn conversion off in Settings, and totals stay separate by currency. CUPR PRO One purchase, lasting access: Auto Categorization, expanded Insights and sharing, unlimited recurring payments, Home Screen and Lock Screen widgets, a Control Center control, and Universal CSV Import. Tracking, History, categories, currency conversion, and CSV export remain available without Pro. YOUR PAYMENTS, YOUR DATA Cupr requires no account or bank connection. Payments are stored on your devices and, when available, synced through your private iCloud database. SUPPORTED CURRENCIES EUR, USD, GBP, JPY, CHF, CNY, CAD, AUD, HKD, SGD, SEK, DKK, PLN, CZK, HUF, RON, NOK, ISK, NZD, INR, KRW, TRY, UAH, AED, BRL, MXN, ZAR. WHY CUPR The name comes from Cu, the chemical symbol for copper — a metal associated with money for centuries. Cupr brings that idea into the digital age: a simple place to remember your payments and understand your spending. Remember your payments. Understand your money.

Screenshots

Divido4 screens
Cupr4 screens

Verdict

The call

The clearest difference is update cadence: Cupr at every 3 days against Divido's monthly. Divido's advantage is iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Divido sells 2 one-off in-app purchases and Cupr sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Divido ships an update monthly, Cupr every 3 days. Both last shipped on October 31, 2026.

Scorecard2 real differences · 8 level
Divido versus Cupr: the parameters behind the verdict, then further details
ParameterDividoCupr
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyMonthlyEvery 3 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, Apple Watch — better
Requires iOS15.0 — better18.0
Further details — not scored
Size73 MB141 MB
Age rating4+4+
DeveloperTorres Atlantic, LLCManuel Auer

In-app purchases

2 purchases

Divido

One-time2
  • Divido Lifetime — Referral$9.99
  • Divido Lifetime$14.99
1 purchases

Cupr

One-time1
  • Cupr Pro$8.99

Questions

Is Divido free?
Divido is free to download, with in-app purchases available.
Is Cupr free?
Cupr is free to download, with in-app purchases available.
Do Divido or Cupr have ads?
Neither Divido nor Cupr shows ads.
Which is updated more often, Divido or Cupr?
Divido ships an update monthly, and Cupr every 3 days. Most recently, Divido was updated on October 31, 2026 and Cupr on October 31, 2026.

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