Pennylog vs Cupr

The more you log, the more your money makes sense. Pennylog is a daily expense tracker for people whose lives span more than one currency. Log what you spend in a few seconds, in any currency, and watch it build — over weeks and months — into a clear picture of where your money actually goes. No bank logins, no ads, no sign-up. Just you and your records. ■ ANY CURRENCY, LOCKED IN Dollars, euros, yen, won — log spending in any currency. Each entry is saved at that day's exchange rate, so your past totals stay accurate even when rates move later. Add a secondary currency to see every amount in your home currency at a glance. ■ TRIPS & PROJECTS, EACH IN ITS OWN CURRENCY Group a vacation, a move, or any big plan into its own project with its own budget — and give each one its own currency. A Tokyo trip in yen, a Paris trip in euros, each locked at the day's rate. Project spending stays separate from your everyday totals, so a trip to Tokyo never makes your normal month look off. ■ BUDGETS THAT FIT YOU Set one overall monthly budget, per-category limits, or both. As you log, see exactly how much is left — calm, simple progress, never a scolding. ■ STATISTICS THAT GET RICHER A category donut, monthly trends, and a per-category detail you can scroll back through month by month. View your days as a list or on a calendar. Long-press a category to mute it for a moment and see the rest. The longer you keep it, the more it shows. ■ WEEKLY & MONTHLY RECAP See this week against last: your biggest expense, daily average, no-spend days, and which categories went up or down. Gentle awareness, not guilt. ■ GENTLE REMINDERS Optional notifications nudge you to jot down today's spending and keep the habit going — never noisy, never negative. ■ STAYS ON YOUR PHONE No accounts. No sign-up. No bank logins. No cloud. Your financial data never leaves your device — and there's no server for it to leave to. Back up or export your data anytime, on your terms. ■ FOUR LANGUAGES English, Korean, Spanish, and French — across the whole app. ■ MORE • Cash counts too — the spending bank-sync apps quietly miss. • Custom categories and accounts (cards, bank, cash). • Completely free — no ads, no in-app purchases, no premium tier. ■ MADE FOR Expats, students, remote workers, travelers — anyone living or moving between currencies who wants one simple, private place to record daily spending. A line a day is all it takes. The longer you keep it, the better it gets.

Cupr is a fast, private expense tracker for everyday payments. Remember what you spent without setting up budgets, connecting a bank account, or filling out a form. Enter an amount and save. Add a description, category, or date when useful — or leave a payment Uncategorized and organize it later. You can also track income if you want, with separate categories. Turning income tracking off hides those entries without deleting them. On iPhone Duo, remember payments in seconds on the outer display. Open up for recent entries and Insights with more room to breathe. Capture now. Take a closer look later. WHAT YOU CAN DO - Record expenses in seconds on iPhone and iPad - Add income alongside expenses when it suits you - Customize categories with familiar symbols - Automatically assign categories using your own description rules with Cupr Pro - Automatically convert foreign payments into your default currency - Set up recurring expenses and income - Schedule future payments and see the next 30 days in Coming Up - Explore spending and income with weekly, monthly, quarterly, and yearly Insights - Search your complete History, including notes, and see matching payment counts and totals - Open payments from an Insights category breakdown directly in History - Use a full iPad layout with recent entries, side-by-side History, and multi-column Insights - Set up Apple Pay automation in Shortcuts on iPhone, or track an expense with Siri, Spotlight, or Shortcuts - Quickly record expenses and income on Apple Watch - Get optional reminders when Uncategorized payments are waiting - Export your expenses and income separately as CSV for free CATEGORIES. TAKEN CARE OF. With Cupr Pro, create rules for words and phrases in your payment descriptions, or pick from Cupr’s rule suggestions. The matching category is selected as you type. New Apple Pay payments and CSV imports are categorized when a rule matches. In Categorize Later, review and confirm several matching assignments at once. Your manual choice always comes first. EVERY CURRENCY. ONE CLEARER PICTURE. Cupr converts foreign payments into your default currency using historical reference rates — with or without Pro. Every original amount and currency stays intact. Insights, widgets, and Apple Watch use available conversions for a combined overview. Prefer to keep currencies separate? Turn conversion off in Settings, and totals stay separate by currency. CUPR PRO One purchase, lasting access: Auto Categorization, expanded Insights and sharing, unlimited recurring payments, Home Screen and Lock Screen widgets, a Control Center control, and Universal CSV Import. Tracking, History, categories, currency conversion, and CSV export remain available without Pro. YOUR PAYMENTS, YOUR DATA Cupr requires no account or bank connection. Payments are stored on your devices and, when available, synced through your private iCloud database. SUPPORTED CURRENCIES EUR, USD, GBP, JPY, CHF, CNY, CAD, AUD, HKD, SGD, SEK, DKK, PLN, CZK, HUF, RON, NOK, ISK, NZD, INR, KRW, TRY, UAH, AED, BRL, MXN, ZAR. WHY CUPR The name comes from Cu, the chemical symbol for copper — a metal associated with money for centuries. Cupr brings that idea into the digital age: a simple place to remember your payments and understand your spending. Remember your payments. Understand your money.