SpendLow vs Pangidu
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
SpendLow
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Speak to the app and it is logged. Just say it out loud, SpendLow writes it down and save it indefinitely! Most budget apps make you do the work of an accountant. Type the amount. Pick a category. Do the math. Keep the receipt somewhere. Nobody keeps that up. SpendLow does it for you. TALK YOUR EXPENSES, DO NOT TYPE THEM Say "twenty two dollars at the grocery store" and it is saved. No typing, no number pad, no menus. Log a purchase with your voice while you walk out of the store, drive home, or wait in line. If you hate entering expenses by hand, this is the app. SCAN A RECEIPT WITH YOUR CAMERA Take a photo of any receipt, bill, invoice, or pay stub and SpendLow reads the total, the date, and the store, then files it in the right category. You can also scan a screenshot of an online order or a payment confirmation. One picture and you are done. KEEP YOUR RECEIPTS FOR TAXES Every receipt you scan can be saved forever in the app. When tax time comes, or the IRS asks, or you need to return something, claim a warranty, get reimbursed, or write off a business expense, the proof is already saved and easy to find. No shoebox of paper. No digging through your camera roll in April. KNOW WHAT YOU CAN SPEND TODAY One simple number tells you how much is safe to spend today. It uses the money you actually have, the bills that are still coming, and what you are saving. Tap it to see exactly how the number was worked out. No guessing. FIND SUBSCRIPTIONS YOU FORGOT ABOUT SpendLow watches for charges that keep coming back and shows you the subscriptions and bills draining your account every month. Most people find money they did not know they were spending. NO BANK LOGIN REQUIRED You do not have to connect your bank account or hand over your bank password. Talk, scan, or tap to add spending. Your money stays your business. ALSO INSIDE Envelope budgeting for food, gas, fun, and bills, with no guilt when you go over Savings goals for a trip, a car, an emergency fund, or anything you are working toward Debt payoff plan with debt snowball or highest interest first, and the date you become debt free Net worth in one simple view Share one budget with your partner, husband, wife, or roommate, each with your own login Ask questions about your own spending and get a straight answer Spending reports by week or month, plus export to a spreadsheet for taxes or your accountant Home screen widget so your number is there before you spend Works in 13 currencies and 8 languages MADE FOR PEOPLE WHO HATE NUMBERS No spreadsheets. No math. No lectures. Miss a few days and nothing falls apart. There is always an undo button, and you can start fresh any time. Simple enough for a busy brain, including if you have ADHD, without making a big deal about it. PRIVACY Your money data is yours. No ads. We never sell your information. SpendLow Pro unlocks everything. The yearly plan comes with a 7 day free trial. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends, and you can manage or cancel anytime in your Apple ID settings. Terms of Use: https://spendlow.app/terms Privacy Policy: https://spendlow.app/privacy
Pangidu
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Split Expenses Effortlessly with Pangidu Tired of awkward money conversations with friends? Pangidu makes splitting bills simple, fair, and transparent. Whether you're planning a group trip, sharing apartment costs, or just grabbing dinner with friends, Pangidu keeps everyone on the same page. KEY FEATURES Create Groups Instantly Organize expenses by occasion - trips, roommates, events, or any shared activity. Add friends and start tracking costs immediately. Track Every Expense Add bills with a tap. Record who paid, how much, and who should split the cost. Pangidu automatically calculates everyone's share. See Balances at a Glance Know exactly who owes what. Clear, color-coded balances show debts in red and credits in green. No more confusion or forgotten payments. Equal Split Made Easy Pangidu divides costs fairly among group members. Perfect for shared meals, gas money, groceries, and more. Stay Organized View complete expense history for each group. Track spending patterns and keep records of all transactions. Clean, Simple Interface Beautiful purple-themed design that's easy to navigate. No clutter, no confusion - just straightforward expense management. PERFECT FOR ⢠Weekend getaways and vacations ⢠Roommate expenses and utilities ⢠Group dinners and celebrations ⢠Road trips and travel ⢠Shared subscriptions ⢠Office lunch orders ⢠Any shared costs among friends WHY CHOOSE PANGIDU? No Ads Interruptions - Focus on what matters Offline Ready - Works without internet Privacy First - Your data stays on your device Lightning Fast - Add expenses in seconds Always Free - Core features at no cost HOW IT WORKS 1. Create a group and add friends 2. Record expenses as they happen 3. See who owes what instantly 4. Settle up when ready Stop doing mental math. Stop keeping notes. Stop the awkward money talks. Let Pangidu handle the numbers while you enjoy time with friends. Download Pangidu today and make expense splitting stress-free! Follow us for updates and tips!
Screenshots
Verdict
The clearest difference is in-app purchases: Pangidu at none against SpendLow's 3. Pangidu also leads on update cadence (every 5 days vs every 6 months) and device support (3 vs 1). SpendLow's advantage is ads (none vs shown). On price and iOS requirement there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. SpendLow sells 3 in-app purchases, starting at $4.99 per month. Pangidu asks for nothing beyond the download.
SpendLow ships an update every 6 months, Pangidu every 5 days. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.
| Parameter | SpendLow | Pangidu |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 6 months | Every 5 days ā better |
| Ads | No ā better | Yes |
| In-app purchases | Yes | No ā better |
| Devices | iPhone | iPhone, iPad, iPod ā better |
| Requires iOS | 16.0 | 15.1 ā better |
| Further details ā not scored | ||
| Size | 13 MB | 20 MB |
| Age rating | 4+ | 17+ |
| Developer | Sitou De Souza | Thulir Cloud Solutions LLC |
In-app purchases
SpendLow
- SpendLow Pro Monthly$4.991 Month
- SpendLow Pro Yearly7 Days trial$49.991 Year
- SpendLow Pro Lifetime$99.99
Pangidu
No in-app purchases









