Comparison

Receipt Scanner vs 效度家

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Receipt Scanner

Features
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Track your spending by simply scanning receipts. Take a photo and instantly see where your money goes. All data stays on your iPhone. SCAN RECEIPTS: Take a photo of your shopping receipt and turn it into clear spending insights. The app automatically saves your purchases and helps you understand where your money goes — effortlessly. JUST SNAP A RECEIPT: When you pay, simply take a photo of the receipt. Using on-device text recognition, the app extracts the total, store, items, and date, and saves everything automatically. No typing. No spreadsheets. No lost receipts. CLEAR SPENDING INSIGHTS: View your expenses with simple and powerful breakdowns: By category (restaurants, groceries, coffee, shopping, and more) • By product • By store, ranked by how much you spend • By day, week, month, or year KNOW YOUR TOP STORES: See where you shop the most and where you spend the most money. Understand your habits and make smarter choices. PRIVATE BY DESIGN: Your privacy comes first. Receipt scanning happens locally on your iPhone • No internet required • No account or login • All your data stays safely on your device SIMPLE AND BUILT FOR EVERYDAY LIFE: This app is designed to give you clarity without complexity. Scan receipts, review your spending, and take control of your money — one receipt at a time.

About

效度家

This app helps users plan their long-term finances and retirement. It analyzes assets, income, expenses, and social security to provide detailed financial reports and optimize tax strategies. Users can visualize their financial future and make informed decisions for wealth growth.

Highlights
  • Smart tax optimization based on Chinese tax rules
  • Lifetime financial trajectory visualization
  • Monte Carlo simulations for risk analysis
  • Social security and pension analysis
  • Comprehensive financial health overview
  • Intuitive data dashboard for spending and budgeting
Features
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掌控您的家庭财务规划 UtilityMax 是一款专业的财务规划应用,专为关注长期财富健康和退休生活的用户打造。通过输入您的税务、资产配置、收入、支出及社保信息,UtilityMax 能为您生成详尽的财务分析报告,帮助您清晰预见未来的财务状况、做出最优的理财决策。 核心功能: 智能税务优化:基于中国个人所得税规则,UtilityMax 可帮助您测算年度个税、识别可用扣除项,并模拟年终奖计税方式、专项附加扣除、个人养老金、税优健康险、公益捐赠等多种合法优化方案。系统将输出预计省税金额、现金流改善效果和可执行建议,让您更清楚地规划收入、扣除和税务安排。 终身财务轨迹图:利用动态迭代规划,直观模拟您从现在到未来的最优消费、储蓄、支出路径和其它财务规划图,让您一眼看清财富增长曲线和潜在的资金缺口和消费可能。 资产配置蒙特卡洛模拟: 采用机构级的风险分析模型,通过成千上万次市场波动模拟,利用蒙特卡洛原理生成您个性化配置的资产组合的收益可能分布,帮助您制定能够经受住市场考验的稳健计划。 社保与养老金分析:深入分析您的社保构成。可视化展示退休后每月预估养老金收入及其详细组成、预测和对比住房公积金的额度组合,帮您选择最优的社保使用策略,确保退休后的稳定现金流。 财务健康概览:全方位的财务体检报告。综合评估您的储蓄率、支出结构和资产配置,提供即时的财务健康打分和改进建议。 直观的数据大屏:通过终身消费、储蓄、预算等多维度图表,清晰呈现每一笔资金的最优流向,让复杂的财务问题变得简单易懂。 为什么选择 UtilityMax? - 采用经济学理论和统计学模型,结合历史数据和强大的算法,给用户提供全面、合理的分析和建议。 - 尊重和保护用户的决策权,只给用户提供个性化的理财建议,不会以任何形式直接管理或使用用户的资金。 - 采用强大的数据加密和保护技术,确保用户的信息和隐私安全。承诺仅将用户数据用作提供个性化理财建议,不在任何非授权范围内使用用户数据。 - 借助多重工具,不断更新模型算法和数据,力求提供最新、最全面、最符合实际的理财建议。 立即下载 UtilityMax,开启您的科学理财之旅,为美好未来保驾护航! 订阅服务说明 效度家年度会员(Utility Max Pro) • 订阅名称:效度家年度会员 • 订阅时长:1年(自动续订) • 订阅价格:¥68/年(约 ¥5.7/月) 隐私政策:http://utmwealth.com/privacy 使用条款:http://utmwealth.com/terms

Screenshots

Receipt Scanner4 screens
效度家4 screens

Verdict

The call

The clearest difference is price: 效度家 at Free against Receipt Scanner's $2.99. 效度家 also leads on update cadence (every 2 weeks vs every 6 weeks). Receipt Scanner's advantage is in-app purchases (none vs 1) and iOS requirement (15.0 vs 18.0). On ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

效度家 is free to download; Receipt Scanner costs $2.99 up front. 效度家 sells 1 in-app purchase, starting at $9.99 per year. Receipt Scanner asks for nothing beyond the download.

UpkeepUpdate frequency

Receipt Scanner ships an update every 6 weeks, 效度家 every 2 weeks. The most recent releases landed on October 6, 2026 and September 27, 2026 respectively.

Scorecard4 real differences · 6 level
Receipt Scanner versus 效度家: the parameters behind the verdict, then further details
ParameterReceipt Scanner效度家
Price$2.99Free — better
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 6 weeksEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Freemium
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better18.0
Further details — not scored
Size8 MB26 MB
Age rating4+4+
DeveloperIurii Muntean南京星语恒创科技有限公司

In-app purchases

None

Receipt Scanner

No in-app purchases

1 purchases

效度家

Subscriptions1
  • 效度家年度会员$9.991 Year

Questions

Is Receipt Scanner free?
Receipt Scanner costs $2.99, with no in-app purchases.
Is 效度家 free?
效度家 is free to download, with in-app purchases available.
Do Receipt Scanner or 效度家 have ads?
Neither Receipt Scanner nor 效度家 shows ads.
Which is updated more often, Receipt Scanner or 效度家?
Receipt Scanner ships an update every 6 weeks, and 效度家 every 2 weeks. Most recently, Receipt Scanner was updated on October 6, 2026 and 效度家 on September 27, 2026.

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