My Envelopes vs Stuffrite

A simple budgeting system that works in real life. Know where your money is, where it goes, and what’s available to spend. My Envelopes helps you set clear spending limits, save toward your goals, and adjust your plan as life changes. Get started with a straightforward method: 1. Create envelopes for spending limits and savings goals. 2. Allocate your income to your envelopes. 3. Record your spending and assign each expense to an envelope. 4. Review your balances and adjust your plan as needed. Clear limits, visible progress, and more peace of mind. Start with a free plan Get started with up to 2 accounts and 8 envelopes, with data stored locally on your device. Upgrade when you need more, including cloud sync with Personal or shared workspaces with Team. Main features: - Spending envelopes for everyday limits and goal envelopes with savings targets. - Income allocation with a history of past allocations. - Transactions with notes, status, and quick edits. - Transfers between accounts and between envelopes. - Tools to identify spending that hasn’t been assigned to an envelope. - Bill reminders with recurring schedules and a calendar view. - An overview of spending, balances, and upcoming reminders. - Transaction search and filters. - Restore deleted transactions from Trash and review change history. - Local storage, cloud sync, and shared workspaces, depending on your plan. Subscriptions: - Payment is charged to your Apple ID at confirmation of purchase. - Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. - Your account is charged for renewal within 24 hours before the end of the current period. - Manage or cancel anytime in your App Store subscription settings. Support: - In-app user guide is available to all users. - Support: https://support.myenvelopes.app Privacy Policy: https://myenvelopes.app/privacy Terms of Service: https://myenvelopes.app/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Modern banking has optimised for speed at the expense of awareness. Tap-to-pay and one-click checkouts have created an epidemic of financial drift. You earn a reasonable salary, but arrive at the end of the month surprised by your balance. Stuffrite is the antidote. Stuffrite is a local-first, envelope budgeting app that brings the tactile, psychological benefits of the classic cash envelope system into the digital age. Every feature exists to help you answer one question: "Am I being intentional with this money?". WHY STUFFRITE WORKS: Most apps just report what you already spent. Stuffrite is a planning tool that dictates what is about to happen. By allocating every pound, dollar, or euro into a specific envelope on Pay Day, you eliminate financial anxiety and take complete control of your cash flow. CORE FEATURES: Smart Envelopes: Assign your income to beautifully customised envelopes using emojis, Material icons, or 150+ real company logos. 8-Week Cash Flow Timeline: See a visual calendar of your next 8 weeks. Spot funding gaps before they happen and get actionable recommendations to rebalance your budget. Autopilot Bill Forecasting: Set a recurring bill, and our 4-year perpetual funding calculator determines the exact minimum you need to set aside each payday so you never fall short. Envision (Time Machine): Financial time travel. Pick any future date, simulate a pay raise or a new bill, and project exactly what your balances will look like. The Pay Day Cockpit: Experience the satisfying ritual of an animated "stuffing" ceremony as you intentionally distribute your income into your envelopes. Partner Workspace: Share specific envelopes with a partner in real-time, perfect for couples managing shared household costs without fully merging finances. Local-First Privacy: Data lives 100% on your device, working completely offline with bank-grade AES-256 encryption. No mandatory cloud accounts. Stop the chaos. Get your income safe. Join the Stuffrite Restore Project — where your subscription funds real debt interventions for real people.