Comparison

My Envelopes vs Budget Envelope

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

My Envelopes

This app provides a practical budgeting system using the envelope method to set spending limits and track expenses. It helps users distribute income, manage savings goals, and gain clarity on their finances for greater peace of mind. A generous free plan is available, with optional subscriptions for enhanced features.

Highlights
  • Envelope budgeting for spending limits
  • Savings goals management
  • Income distribution tracking
  • Transaction tracking with notes
  • Bill and reminder management
  • Spending overview and balances
  • Advanced search and filters
Features
Read full description

A simple budgeting system that works in real life. Know where your money is, where it goes, and what’s available to spend. My Envelopes helps you set clear spending limits, save toward your goals, and adjust your plan as life changes. Get started with a straightforward method: 1. Create envelopes for spending limits and savings goals. 2. Allocate your income to your envelopes. 3. Record your spending and assign each expense to an envelope. 4. Review your balances and adjust your plan as needed. Clear limits, visible progress, and more peace of mind. Start with a free plan Get started with up to 2 accounts and 8 envelopes, with data stored locally on your device. Upgrade when you need more, including cloud sync with Personal or shared workspaces with Team. Main features: - Spending envelopes for everyday limits and goal envelopes with savings targets. - Income allocation with a history of past allocations. - Transactions with notes, status, and quick edits. - Transfers between accounts and between envelopes. - Tools to identify spending that hasn’t been assigned to an envelope. - Bill reminders with recurring schedules and a calendar view. - An overview of spending, balances, and upcoming reminders. - Transaction search and filters. - Restore deleted transactions from Trash and review change history. - Local storage, cloud sync, and shared workspaces, depending on your plan. Subscriptions: - Payment is charged to your Apple ID at confirmation of purchase. - Subscriptions auto-renew unless canceled at least 24 hours before the end of the current period. - Your account is charged for renewal within 24 hours before the end of the current period. - Manage or cancel anytime in your App Store subscription settings. Support: - In-app user guide is available to all users. - Support: https://support.myenvelopes.app Privacy Policy: https://myenvelopes.app/privacy Terms of Service: https://myenvelopes.app/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Budget Envelope

Features
Read full description

Take control of your money — one envelope at a time. Envelope Budget brings back the simplicity of the classic cash envelope method, rebuilt for your phone. No spreadsheets. No bank logins. No subscriptions. Just you, your budget, and a few taps. The idea is simple: decide how much you want to spend in each area of your life — groceries, dining out, gas, entertainment — and create an envelope for each one. Every time you spend, subtract it from that envelope. When the envelope is empty, you're done spending in that category for the month. That's it. No complexity. No learning curve. You'll have your first envelope set up in under a minute. Why Envelope Budget? -Most budgeting apps are overwhelming. They want to connect to your bank, sync across devices, send you notifications, and show you charts you'll never look at. Envelope Budget does none of that. It respects your time, your attention, and your privacy. -Everything you enter stays on your device. Always. There are no accounts to create, no passwords to remember, and no data ever leaving your phone. Your financial life is your business.

Screenshots

My Envelopes4 screens
Budget Envelope4 screens

Verdict

The call

The clearest difference is in-app purchases: Budget Envelope at none against My Envelopes's 4. Budget Envelope also leads on iOS requirement (15.1 vs 18.5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. My Envelopes sells 4 in-app purchases, starting at $3.99 per month. Budget Envelope asks for nothing beyond the download.

Scorecard2 real differences · 8 level
My Envelopes versus Budget Envelope: the parameters behind the verdict, then further details
ParameterMy EnvelopesBudget Envelope
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyWeekly—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone, iPod — better
Requires iOS18.515.1 — better
Further details — not scored
Size23 MB24 MB
Age rating17+4+
DeveloperVinicius LaraTANNER HUNT FRANCIS

In-app purchases

4 purchases

My Envelopes

Subscriptions4
  • Personal$3.991 Month
  • Team$4.991 Month
  • Personal$19.991 Year
Show 1 more
  • Team$24.991 Year
None

Budget Envelope

No in-app purchases

Questions

Is My Envelopes free?
My Envelopes is free to download, with in-app purchases available.
Is Budget Envelope free?
Budget Envelope is free to download, with no in-app purchases.
Do My Envelopes or Budget Envelope have ads?
Neither My Envelopes nor Budget Envelope shows ads.

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