IOU vs OweTrack

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

OweTrack helps you keep client debts, payments, invoices, reminders, and scanned receipts organized in one simple finance workspace. Whether you track money owed by clients, manage small business invoices, or need a clear record of payments, OweTrack gives you a fast way to see what is pending, paid, overdue, and ready to export. Track what matters: - Add clients and view their full balance history - Record debts, payments, and due dates - Create and export professional invoices - Scan and save receipts or invoice records - Set reminders for upcoming due dates - View overdue debts and recent client activity - Export today’s app data as CSV and PDF - Change currency from settings - Review analytics and reports with Pro OweTrack is built for small businesses, freelancers, shops, service providers, and anyone who needs a practical way to manage owed money without complicated accounting software. Stay organized, follow up on time, and keep your financial records easy to understand. Terms of use: https://yieldmonk.com/terms-of-use/ Privacy Policy: https://yieldmonk.com/app-privacy-policy/