IOU vs Cobranza Digital

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Digital Collections helps you manage customers, collections, payments, and outstanding balances directly from your iPhone. It is a practical accounts receivable app for independent professionals, small businesses, salespeople, and service providers who sell on credit or need a simple way to track money owed to their business. Add customers, create collections for products or services, set up payment plans, and quickly see how much has been paid and how much remains to be collected. Every collection includes a visual progress indicator to make payment tracking easier. With Digital Collections, you can: - Add customers with contact information and notes. - Create collections for products or services. - Set payment dates, amounts, and payment schedules. - Record payments and review payment history. - Track outstanding balances and collection progress. - Create and share payment receipts as images. - Organize products and services in a catalog. - View a dashboard with customers, collections, and payments. - Review detailed payments by customer and date range. - Organize customers into folders. - Create color-coded quick notes. - Customize your contact information and business logo. - Create and restore local backups. - Use light mode, dark mode, or the system appearance. Digital Collections PRO removes ads and unlocks advanced features, including collection images, additional charges, and complete export to spreadsheet files. Your data is stored locally on your device. You do not need to create an account or rely on external servers to use the main features. Keep your customers organized, record every payment, and stay in control of your daily collections. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.ineriam.com/privacy.html