IOU vs Debt Tracker

OweTracker is a simple personal debt tracker for money you lend, borrow, and owe — without spreadsheets or guesswork. Track rent, shared expenses, personal loans, IOUs, recurring bills, and everyday paybacks in one clear place. See what's owed, what's paid, what's coming next, and when it's time to settle up. Track personal debts with clarity Filter between money you owe and money owed to you with a single tap See totals, payment history, and remaining balances at a glance Save with confidence — the button tells you exactly what you're saving Add notes to keep context on every entry Built for recurring payments Track recurring charges like rent, phone bills, subscriptions, or ongoing loans Set charges to repeat weekly, every two weeks, or monthly Schedule future recurring charges before a balance is due See upcoming charges before they happen Stay organized even when payments change over time Record payments easily Log partial or full payments in seconds Watch balances update instantly Never lose track of who paid what Settle up clearly Create simple settle-up cards when it's time to close the loop Share clean payment summaries for rent, bills, loans, or everyday paybacks Help everyone see what was owed, what was paid, and what remains Made for wherever you are Works in 150+ currencies Available in 12 languages Private by design No ads No data selling Your financial tracking stays on your device Upgrade to Pro OweTracker includes a free version with basic tracking and settle-up cards. Upgrade to Pro to unlock: Unlimited debts Unlimited recurring charges Custom quick notes for faster entry Subscriptions help support continued development and keep OweTracker private and ad-free. If you've ever said "I'll remember later" — OweTracker is for you. Privacy Policy: https://sites.google.com/view/owetracker-privacy-policy/home Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Debt Tracker helps you and your friends keep shared money clear — dinners, trips, tickets, loans, and everyday “I got this” moments. See at a glance what you owe and what’s owed to you. Break balances down by person, accept or reject debt requests, record payments, and get notified when something needs your attention. WHY DEBT TRACKER • Simple shared balances between friends • Clear “You owe” and “Owed to you” totals • Per-person breakdowns so you always know who • Debt requests with accept / reject • Payment history with approval flow • Push notifications for requests, payments, and due dates • Secure sign-in with email and password HOW IT WORKS 1. Create an account and find friends by name, email, or username 2. Send a debt request (you owe them, or they owe you) 3. They accept — the debt becomes active 4. Record pay-backs or cash additions for approval 5. Watch remaining balances update until settled FEATURES • Dashboard overview with totals and recent activity • Debts list with filters (active, pending, settled, and more) • Pending inbox for requests and payment approvals • Person-level debt history and remaining balance • Optional due dates and notes • Offline-friendly cached data when you’re briefly offline Debt Tracker is for personal shared expenses between people you know. It is not a bank, lender, or payment processor — it helps you track and remember balances so nothing gets lost. Download Debt Tracker and stay clear on who owes what.