Comparison

Ratio vs SpendWithPlan

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Ratio

Features
Read full description

Track how assets perform relative to each other with Ratio. Instead of looking at prices in isolation, see the real story: How many ounces of gold does one Bitcoin buy? How does the S&P 500 compare to bonds over time? Ratio makes it easy to compare any two assets and spot trends you'd otherwise miss. COMPARE ANYTHING Build ratios from 95+ assets including: β€’ Crypto: Bitcoin, Ethereum, Dogecoin, XRP, and more β€’ Precious Metals: Gold, Silver, Platinum, Palladium β€’ Stocks: Apple, Tesla, Nvidia, Microsoft, and top US equities β€’ ETFs: SPY, QQQ, sector ETFs, bonds, commodities β€’ Forex: EUR/USD, USD/JPY, GBP/USD INTERACTIVE CHARTS β€’ View ratios across multiple timeframes: 1M, 3M, 6M, 1Y, 5Y, or Max β€’ Normalized view (0-100 scale) to easily compare trends β€’ Historical data going back decades for many assets WATCHLIST β€’ Save your favorite ratio pairs β€’ See current values and daily changes at a glance β€’ Drag to reorder, swipe to delete ALERTS β€’ Set alerts when a ratio goes above or below your target β€’ Get notified when conditions are met β€’ Never miss an important crossover BUILT FOR SIMPLICITY β€’ Clean, dark interface β€’ Fast and responsive β€’ Works offline with cached data Whether you're tracking Bitcoin's purchasing power, comparing growth vs value stocks, or monitoring currency pairs, Ratio gives you a new lens on the markets.

About

SpendWithPlan

Features
Read full description

Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goesβ€”all in one simple app. β€’ Balance at a glance β€” Net balance, income, expenses, and savings on one card β€’ Budget by category β€” Food, transport, entertainment, and more; add your own categories β€’ Add transactions fast β€” Income or expense, with date and category β€’ See the big picture β€” Overview with progress bars and a clear view of spending β€’ Reports β€” Spending by category and over time β€’ Export your data β€” Save your transactions to CSV and keep your records β€’ Home screen widget β€” Check your budget without opening the app β€’ Your data stays yours β€” Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.

Screenshots

Ratio1 screens
SpendWithPlan4 screens

Verdict

The call

The clearest difference is iOS requirement: Ratio at 16.0 against SpendWithPlan's 18.5. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Scorecard1 real difference Β· 5 level
Ratio versus SpendWithPlan: the parameters behind the verdict, then further details
ParameterRatioSpendWithPlan
PriceFreeFree
Update frequencyβ€”Daily
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 β€” better18.5
Further details β€” not scored
Size2 MB6 MB
Age rating4+4+
DeveloperMatthijs van DrielOliver Bugar

In-app purchases

None

Ratio

No in-app purchases

None

SpendWithPlan

No in-app purchases

Questions

Is Ratio free?
Ratio is free to download, with no in-app purchases.
Is SpendWithPlan free?
SpendWithPlan is free to download, with no in-app purchases.
Do Ratio or SpendWithPlan have ads?
Neither Ratio nor SpendWithPlan shows ads.

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