Ratio vs SpendWithPlan
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Ratio
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Track how assets perform relative to each other with Ratio. Instead of looking at prices in isolation, see the real story: How many ounces of gold does one Bitcoin buy? How does the S&P 500 compare to bonds over time? Ratio makes it easy to compare any two assets and spot trends you'd otherwise miss. COMPARE ANYTHING Build ratios from 95+ assets including: β’ Crypto: Bitcoin, Ethereum, Dogecoin, XRP, and more β’ Precious Metals: Gold, Silver, Platinum, Palladium β’ Stocks: Apple, Tesla, Nvidia, Microsoft, and top US equities β’ ETFs: SPY, QQQ, sector ETFs, bonds, commodities β’ Forex: EUR/USD, USD/JPY, GBP/USD INTERACTIVE CHARTS β’ View ratios across multiple timeframes: 1M, 3M, 6M, 1Y, 5Y, or Max β’ Normalized view (0-100 scale) to easily compare trends β’ Historical data going back decades for many assets WATCHLIST β’ Save your favorite ratio pairs β’ See current values and daily changes at a glance β’ Drag to reorder, swipe to delete ALERTS β’ Set alerts when a ratio goes above or below your target β’ Get notified when conditions are met β’ Never miss an important crossover BUILT FOR SIMPLICITY β’ Clean, dark interface β’ Fast and responsive β’ Works offline with cached data Whether you're tracking Bitcoin's purchasing power, comparing growth vs value stocks, or monitoring currency pairs, Ratio gives you a new lens on the markets.
SpendWithPlan
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Spend With Plan helps you stay on top of your money. Track income and expenses, set budgets by category, and see where your money goesβall in one simple app. β’ Balance at a glance β Net balance, income, expenses, and savings on one card β’ Budget by category β Food, transport, entertainment, and more; add your own categories β’ Add transactions fast β Income or expense, with date and category β’ See the big picture β Overview with progress bars and a clear view of spending β’ Reports β Spending by category and over time β’ Export your data β Save your transactions to CSV and keep your records β’ Home screen widget β Check your budget without opening the app β’ Your data stays yours β Everything is stored on your device; no account required Choose your currency, switch to dark mode, and use the app in English, German, or Spanish. Simple, private, and made to help you spend with a plan.
Screenshots
Verdict
The clearest difference is iOS requirement: Ratio at 16.0 against SpendWithPlan's 18.5. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Ratio | SpendWithPlan |
|---|---|---|
| Price | Free | Free |
| Update frequency | β | Daily |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 16.0 β better | 18.5 |
| Further details β not scored | ||
| Size | 2 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | Matthijs van Driel | Oliver Bugar |
In-app purchases
Ratio
No in-app purchases
SpendWithPlan
No in-app purchases









