Comparison

AurumPay vs Kaata

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AurumPay

Manage your money securely and conveniently with this digital financial app. Send and receive funds instantly, pay bills, top up mobile credit, and connect with local banks for seamless transactions. It's a regulated platform designed for everyday financial needs.

Highlights
  • Instant money transfers
  • Bill payments
  • Mobile top-ups
  • Bank account connections
  • Merchant payments
  • Utility and government payments
Features
Read full description

AurumPay is Afghanistan’s secure, modern, and fast digital financial app that empowers everyone to manage money simply from their phone. Built by Aurum Afghanistan Financial Company, a licensed electronic money institution regulated by the Central Bank of Afghanistan, AurumPay brings essential financial services into one app for everyday use. What You Can Do with AurumPay - Send & receive money instantly between mobile wallets - Pay bills (utilities, services, and more) with ease - Mobile top-ups for all networks - Connect to Afghan banks for transfers between bank accounts and wallets - Merchant payments and easy checkout - Utility and government payments in one place Why Choose AurumPay? AurumPay is designed to be secure, simple, and professional: - Licensed and regulated by the Central Bank of Afghanistan for trust and safety - Built with strong risk management and consumer protection standards - Fast transactions with zero fees - Works nationwide with support from local banks and financial partners Built for Afghanistan AurumPay connects with local banks and services to make digital finance accessible for all individual users across the country. Whether you’re paying bills, sending money to family, or topping up your phone, it’s all done in one secure app. Safe & Compliant We follow international best practices and local regulatory standards to keep your data and money safe. Your transactions are protected with advanced security and responsible risk controls. Download AurumPay now and take control of your finances — secure, connected, and right on your phone.

About

Kaata

This digital ledger helps shopkeepers and individuals track money owed between trusted people. Record who owes you and what you owe, with automatic balance updates. Send payment reminders via WhatsApp directly from the app.

Highlights
  • Offline ledger functionality
  • Automatic balance calculation
  • Send WhatsApp payment reminders
  • Record credit and payments
  • Supports English and Dari languages
  • Optional cloud backup
Features
Read full description

Kaata is a simple digital kaata (ledger) for shopkeepers — and anyone who keeps track of money between people they trust. Write down who owes you and what you owe, and Kaata keeps a running balance for every person. You always know where you stand, without flipping through a paper notebook. WHY KAATA • Works offline — your ledger lives on your phone. No internet needed to add a customer or record a payment. • Simple and fast — add a person, record what they took or paid, and Kaata does the math. • Friendly reminders — send a customer a gentle WhatsApp reminder of their balance in two taps. • In your language — English and Dari. • Free. HOW IT WORKS • Add the people you deal with — customers, suppliers, friends. • Each time someone takes goods on credit or makes a payment, record it. Kaata updates the balance automatically. • See at a glance who you need to collect from and who you owe. • Tap to send a WhatsApp reminder with the balance — no awkward conversation needed. YOUR DATA, ON YOUR PHONE Your ledger is stored on your device. Sign in (optional) to back it up to the cloud and restore it on a new phone if you ever lose this one. You can delete your account and its data at any time from Settings. Kaata is a record-keeping tool. It is not a bank, a lender, or a payment service — it doesn't move money, lend money, or charge interest. It simply helps you remember who owes what. Made in Kabul.

Screenshots

AurumPay4 screens
Kaata4 screens

Verdict

The call

The clearest difference is rating: Kaata at 5.0 against AurumPay's 4.6. Kaata also leads on update cadence (every 4 days vs every 3 weeks). AurumPay's advantage is ratings volume (5 vs 1) and iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Kaata holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: AurumPay has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

AurumPay ships an update every 3 weeks, Kaata every 4 days. The most recent releases landed on September 9, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 5 level
AurumPay versus Kaata: the parameters behind the verdict, then further details
ParameterAurumPayKaata
PriceFreeFree
Rating4.6 (5 ratings)5.0 (1 ratings) — better
Number of ratings5 — better1
Update frequencyEvery 3 weeksEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.4
Further details — not scored
Size33 MB60 MB
Age rating4+4+
DeveloperAurum Afghanistan Mobile Money ServicesAbdul mujeeb Samadi

Customer experience

AurumPay

All ratings5 ratings
Positive80.0%
Neutral20.0%
Negative0.0%

Kaata

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

AurumPay

No in-app purchases

None

Kaata

No in-app purchases

Questions

Is AurumPay free?
AurumPay is free to download, with no in-app purchases.
Is Kaata free?
Kaata is free to download, with no in-app purchases.
Which has better reviews, AurumPay or Kaata?
Kaata is rated higher. AurumPay averages 4.6 out of 5 from 5 ratings, while Kaata averages 5.0 from 1 ratings.
Do AurumPay or Kaata have ads?
Neither AurumPay nor Kaata shows ads.
Which is updated more often, AurumPay or Kaata?
AurumPay ships an update every 3 weeks, and Kaata every 4 days. Most recently, AurumPay was updated on September 9, 2026 and Kaata on September 23, 2026.

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