Expense Tracker vs Spook
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Tracker
Effortlessly track your expenses and manage your finances with this intuitive app. It offers quick expense entry, receipt scanning, and insightful reports to help you understand your spending habits and achieve your financial goals. All your data is stored locally for maximum privacy.
- Quick expense tracking
- Receipt scanning with auto-detection
- Bank transaction import
- Smart spending insights
- Customizable budgets
- Savings goal tracking
- Detailed financial reports
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Do you know where your money went last month? Payday feels great for about a week. Then the card taps pile up, a few subscriptions quietly renew, and suddenly you're checking your balance with one eye closed. If that sounds familiar, hear this: you are not bad with money. You've just never had a clear picture of it. And the moment you can see it, you can change it. BudgetPulse is built for exactly that. Banking apps show you a list of transactions after the damage is done. Spreadsheets die after a motivated weekend. BudgetPulse lives in the moment you spend: log an expense in seconds, scan a receipt with your camera, and watch your monthly picture stay sharp without any bank logins or complicated setup. BudgetPulse helps you track every expense, catch subscriptions bleeding you dry, and actually hit your savings goals. No spreadsheets, no bank passwords, no shame about last month. Just a calm, clear picture of your money in seconds a day. How BudgetPulse helps: KNOW WHERE YOUR MONEY GOES Add an expense with a quick tap and a category. Review any month without digging through bank statements. SCAN RECEIPTS, SKIP THE TYPING Point your camera at any receipt and the merchant, amount, date, and category fill themselves in. IMPORT BANK TRANSACTIONS Upload screenshots or PDF statements from your banking app and your transactions are detected and categorized in one go. CATCH SNEAKY SUBSCRIPTIONS See every recurring charge in one dashboard, know exactly what they cost you per year, and cancel the ones you forgot. A BUDGET THAT ACTUALLY HOLDS Set a monthly budget and per-category limits, get alerts before you overspend — not after — and roll unused budget into next month. SAVINGS GOALS THAT STICK Pick a goal, see the suggested monthly amount, and watch the progress bar climb. Small wins, visible every day. INSIGHTS AND REPORTS THAT HELP Spending trends, month-over-month comparisons, and forecasts that tell you if you'll finish the month under or over — while there's still time to fix it. Your data stays on your device. No cloud account, no bank credentials, no selling your information. Your money habits are yours alone. Taking control of your money is not about earning more. It is about seeing clearly, and BudgetPulse makes seeing effortless. SUBSCRIPTION BudgetPulse Pro unlocks everything with an auto-renewing subscription, weekly or yearly. It renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://stonches1.github.io/budgetpulse/index.html Start now. Next month's you will be glad you did.
Spook
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Stop paying for ghost subscriptions. Spook brings all your subscriptions together: what you pay each month, your next payments and the dates that matter. New: find them in your bank statements, your first import is free (beta). SEE PAYMENTS COMING • Your next payment, the month's total and a calendar with each service's logo • A reminder the day before every payment and every free trial end • The key dates of each subscription: trial end, promotion end, end of contract, notice period, price increase PAY LESS • Savings: what you would save by paying yearly instead of monthly, with the public prices Spook collected in your country • What to do before the next charge: a free trial that ends, a contract to cancel in time ADD EVERYTHING IN SECONDS • Quick import: choose a bank statement as a PDF, CSV or photo, and Spook finds the payments that come back every month. Your first import is free, up to 6 subscriptions (beta) • Popular U.S. services with their plans and public prices, each with the date it was checked • Or any subscription, typed in by hand; no logo? Pick its icon and color • Each subscription in its own currency: dollars, euros, pounds. Totals stay separate for each currency • Export and import your data in one file • On iPhone, iPad and iPhone Duo: list and details side by side on a large screen FREE TO START Tracking, the day-before reminder, the calendar, your first statement import and the export are included, for 6 active subscriptions. SPOOK PRO: TRACK EVERYTHING, WORRY-FREE A one-time purchase, no subscription, shared with your family: • Import bank statements without limit (beta): PDF, CSV or photo, even paper or scanned. Spook spots your subscriptions and offers them, ready to add • All your subscriptions, no limit • All your spending: the next 12 months, each category and your usage history • Smart reminders: 3 or 7 days before, at the time you choose, and before a promotion end, an end of contract or a notice period • The Next payment and This month widgets on your Home Screen, and your next payment on the Lock Screen • 8 colors for the app, its icon and its widgets Get your purchase back on a new iPhone with Settings › Restore purchases. YOUR DATA STAYS WITH YOU Your subscriptions, amounts and notes stay on your iPhone, and there is no bank to connect. An imported statement is read on your iPhone, photo included, then forgotten: it is never sent or kept. The public catalog is downloaded without sending your subscriptions. On first launch, Spook asks whether it may send usage statistics and diagnostics: nothing leaves without your consent, and each choice can be changed later in Settings › Privacy. Spook does not cancel subscriptions for you and does not guarantee savings. Public prices can change: correct a price if your bill is different. Terms of Use: https://www.getspook.app/en/terms Privacy: https://www.getspook.app/en/privacy
Screenshots
Verdict
The clearest difference is update cadence: Spook at every 2 days against Expense Tracker's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $5.99 per 7 days and Spook sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Expense Tracker ships an update every 3 months, Spook every 2 days. The most recent releases landed on November 5, 2026 and November 10, 2026 respectively.
| Parameter | Expense Tracker | Spook |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 14 MB | 98 MB |
| Age rating | 4+ | 4+ |
| Developer | Emmanuel Badu | Quintaneiro Matteo |
In-app purchases
Expense Tracker
- Premium Weekly$5.997 Days
- Premium Monthly7 Days trial$9.991 Month
- Premium Yearly7 Days trial$34.991 Year
Spook
- Spook Pro$8.99
Questions
Is Expense Tracker free?
Is Spook free?
Do Expense Tracker or Spook have ads?
Which is updated more often, Expense Tracker or Spook?
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