Billy Expenses & Subscriptions vs Spook

Billy is the no-fuss way to track every subscription, bill, and one-time expense in one place — without connecting your bank account or sharing financial data with anyone. WHY BILLY • See every recurring charge before it hits your card • Scan paper receipts with your camera and skip manual entry • Get smart insights about where your money actually goes — without nagging • Share an expense view with your partner via household sync • Set savings goals, budgets, and monthly start days that match how you actually live • Works fully offline — your data stays on your device unless you choose to sync KEY FEATURES • Subscription & one-time expense tracking • Receipt scanning with on-device OCR (no photos uploaded) • Multi-currency, 8 languages • Calendar view of upcoming bills • Savings goals & income tracking • Budget alerts and spending insights • Household sharing (up to 2 people) • Face ID / Touch ID app lock • Biometric-secured backup • iCloud-free design — your data is yours Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://billy-expenses.com/privacy

Stop paying for ghost subscriptions. Spook brings all your subscriptions together: what you pay each month, your next payments and the dates that matter. New: find them in your bank statements, your first import is free (beta). SEE PAYMENTS COMING • Your next payment, the month's total and a calendar with each service's logo • A reminder the day before every payment and every free trial end • The key dates of each subscription: trial end, promotion end, end of contract, notice period, price increase PAY LESS • Savings: what you would save by paying yearly instead of monthly, with the public prices Spook collected in your country • What to do before the next charge: a free trial that ends, a contract to cancel in time ADD EVERYTHING IN SECONDS • Quick import: choose a bank statement as a PDF, CSV or photo, and Spook finds the payments that come back every month. Your first import is free, up to 6 subscriptions (beta) • Popular U.S. services with their plans and public prices, each with the date it was checked • Or any subscription, typed in by hand; no logo? Pick its icon and color • Each subscription in its own currency: dollars, euros, pounds. Totals stay separate for each currency • Export and import your data in one file • On iPhone, iPad and iPhone Duo: list and details side by side on a large screen FREE TO START Tracking, the day-before reminder, the calendar, your first statement import and the export are included, for 6 active subscriptions. SPOOK PRO: TRACK EVERYTHING, WORRY-FREE A one-time purchase, no subscription, shared with your family: • Import bank statements without limit (beta): PDF, CSV or photo, even paper or scanned. Spook spots your subscriptions and offers them, ready to add • All your subscriptions, no limit • All your spending: the next 12 months, each category and your usage history • Smart reminders: 3 or 7 days before, at the time you choose, and before a promotion end, an end of contract or a notice period • The Next payment and This month widgets on your Home Screen, and your next payment on the Lock Screen • 8 colors for the app, its icon and its widgets Get your purchase back on a new iPhone with Settings › Restore purchases. YOUR DATA STAYS WITH YOU Your subscriptions, amounts and notes stay on your iPhone, and there is no bank to connect. An imported statement is read on your iPhone, photo included, then forgotten: it is never sent or kept. The public catalog is downloaded without sending your subscriptions. On first launch, Spook asks whether it may send usage statistics and diagnostics: nothing leaves without your consent, and each choice can be changed later in Settings › Privacy. Spook does not cancel subscriptions for you and does not guarantee savings. Public prices can change: correct a price if your bill is different. Terms of Use: https://www.getspook.app/en/terms Privacy: https://www.getspook.app/en/privacy