Comparison

Montrack vs Qopa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Montrack

Features
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Montrack is a modern, minimalist, and private tool for personal finance management. Create wallets in different currencies, track your expenses, and monitor your crypto portfolio — all in one app with a total focus on privacy. Key Features: • Multi-Currency Support: Create wallets for cash, cards, or bank accounts in UAH, USD, EUR, GBP, and PLN. The app automatically converts all balances into your base currency using real-time exchange rates. • Smart Transaction Tracking: Effortlessly log your income and expenses. Use intuitive categories with custom icons and colors for detailed financial analysis. • Inter-Wallet Transfers: Quickly move funds between your accounts with automatic currency conversion and fee calculation. • Crypto Portfolio: Track the value of your assets (BTC, ETH, SOL, and more). The app automatically calculates your profit or loss based on current market data. • 100% Privacy: Your data belongs to you. Everything is stored exclusively on your device in an encrypted local database. No registration, no cloud servers, and no third-party analytics. • Personalization: Customize the app's look to match your style — choose from various colors and icons. Full support for Dark Mode and smooth animations for the best user experience. Montrack helps you see the full financial picture without any extra effort. Manage your money smartly and securely. Made in Ukraine!

About

Qopa

Features
Read full description

Qopa is an app for a couple's shared finances. Shared money and personal money sit side by side, every movement knows whose it is, and the totals add themselves up. A shared budget breaks down over bookkeeping, not over money: one pays by card, the other in cash, and part of the spending is shared. A month later nobody remembers who put in what, or why there is less in the account than it felt like. Qopa keeps that record for you. WHAT'S INSIDE • Shared money and personal money in one place • See who put in what • Any currencies, with your own rates • Monobank import for spending • A plan and a twelve-month forecast • Cash, banks, crypto, investments, debts PRIVACY The key is derived from your password on the device, the data is encrypted there too, and only ciphertext ever reaches the server. The developer cannot read your accounts or your amounts. No ads, no data selling. WHO IT'S FOR For a couple who keep a shared budget and still have money of their own. And for one person who wants an honest record without the cloud and without ads. SUBSCRIPTION Qopa Monthly — $1.99 Ā· Qopa Yearly — $9.99 (7 days free) Ā· Qopa Lifetime — $24.99 one-off. Payment is charged to your Apple ID account at confirmation of purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renew in your Apple ID settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://qopa.qbdp.online/privacy.html Made in Ukraine

Screenshots

Montrack4 screens
Qopa4 screens

Verdict

The call

The clearest difference is in-app purchases: Montrack at none against Qopa's 3. Qopa's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Qopa sells 3 in-app purchases, starting at $1.99 per month. Montrack asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

Scorecard2 real differences Ā· 4 level
Montrack versus Qopa: the parameters behind the verdict, then further details
ParameterMontrackQopa
PriceFreeFree
Update frequencyEvery 2 daysEvery 2 days
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhoneiPhone, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size5 MB38 MB
Age rating4+4+
DeveloperAndrii MalovaniukKyrylo Guliaiev

In-app purchases

None

Montrack

No in-app purchases

3 purchases

Qopa

Subscriptions2
  • Qopa Ā· Monthly$1.991 Month
  • Qopa Ā· Yearly7 Days trial$9.991 Year
One-time1
  • Qopa Ā· Lifetime$24.99

Questions

Is Montrack free?
Montrack is free to download, with no in-app purchases.
Is Qopa free?
Qopa is free to download, with in-app purchases available.
Do Montrack or Qopa have ads?
Neither Montrack nor Qopa shows ads.
Which is updated more often, Montrack or Qopa?
Montrack ships an update every 2 days, and Qopa every 2 days. Most recently, Montrack was updated on October 31, 2026 and Qopa on November 6, 2026.

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