inxits vs CrediyWay

About inXits inXits is India's intelligence-first wealth app, built by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We don't just recommend investments—we analyze them. Most investment apps tell you what to buy. inXits helps you understand why an investment is suitable and whether it aligns with your financial goals, risk profile, and portfolio. As a fiduciary SEBI-Registered Investment Adviser, our recommendations are conflict-free by design—we answer to you, not product manufacturers. AI-powered insights help you make informed investment decisions with confidence. Key Features for Smart Wealth Creation 1. Holistic Portfolio View via Account Aggregator (AA) Framework Securely connect your financial accounts using the consent-based Account Aggregator (AA) framework and view your bank accounts, external mutual funds, and financial assets in one real-time dashboard. 2. Advanced Portfolio Analytics & Wealthscore Our AI-powered inXits Ranking analyzes 5,000+ mutual funds based on your goals and risk profile. Track: Portfolio XIRR Wealthscore Benchmark comparison Portfolio insights Fund suitability 3. Advanced Transaction Combinations (SIP, STP, SWP) Build a disciplined investment strategy. Start SIPs daily, weekly, or monthly. Transfer investments through STP (Systematic Transfer Plan). Generate planned income using SWP (Systematic Withdrawal Plan). 4. Instant Loan Against Mutual Funds (LAMF) Access liquidity without redeeming your investments. Pledge eligible mutual fund units digitally and avail instant overdraft facilities while keeping your investments growing. 5. Essential Reports & Tracking Access: Capital gains reports Tax reports ELSS summaries Portfolio statements External mutual fund tracking Our Products & Offerings All-In-One Mutual Fund Investing Invest in over 5,000 mutual fund schemes from India's leading Asset Management Companies (AMCs), including SBI, HDFC, ICICI Prudential, Axis, Mirae Asset, Parag Parikh, Motilal Oswal, Quant, Bandhan, Kotak, Nippon India and many more. Start investing with as little as ₹100. Invest across Large Cap, Mid Cap, Small Cap, Flexi Cap, Index, Debt, Hybrid, Liquid, ELSS and Sectoral Funds. Use the Smart SIP Calculator to estimate long-term wealth creation. Instant Redeem on eligible Liquid Funds allows withdrawals up to ₹50,000 or applicable limits. Bonds & Fixed Income Diversify your portfolio with curated bond and fixed-income opportunities designed to provide stable returns aligned with your investment objectives. Ocean Finvest India Private Limited SEBI Registered Investment Adviser | Registration No. INA000020369 SEBI Registered Research Analyst | Registration No. INH000019460 Principal Officer Email: direct@inxits.com Customer Support: services@oceanfinvest.in CONTACT & SUPPORT Principal Officer: direct@inxits.com Support: services@oceanfinvest.in Website: www.inxits.com REGULATORY & COMPLIANCE DISCLOSURE inXits is a mobile application offered by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We use encryption, secure authentication, and consent-based data sharing through the Account Aggregator framework to protect your financial information. All content, analytics, rankings, and investment insights are provided for educational and informational purposes only. Past performance is not indicative of future results, and no returns are guaranteed. Investment views are general in nature and may not be suitable for every investor. Please consult a qualified financial adviser before making investment decisions. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

Feeling overwhelmed by complicated loan products and flashy “low daily interest” ads? The lending market is full of confusing jargon and hidden charges that make it hard to see the real picture. **CrediyWay** is a fully independent, third-party financial analysis and management platform. We don’t provide loans. Instead, we focus on two things: helping you uncover the real cost behind any loan and helping you manage repayments with ease. Before you borrow, we help you calculate the genuine Annual Percentage Rate (APR) that includes all fees and charges—so there are no surprises. After you borrow, our smart repayment tools keep every due date under control. CrediyWay stays with you through the whole financial journey, from choosing wisely to repaying confidently. ### What CrediyWay Offers **【See the Real Cost】** No more misleading daily or monthly rates. We convert everything into a standardized “True APR,” factoring in service fees, processing costs, and other charges so you can instantly understand what a loan really costs. **【Personalized Matching】** Tired of vague “up to…” promises? Just enter your preferred amount and term, and we’ll match you with loan options that truly fit your needs—based on real data, not marketing tricks. **【Simple Side-by-Side Comparison】** We organize matched products into a clear list so you can compare interest, fees, net amount received, and total repayment at a glance. No spreadsheets, no guesswork—just transparent choices. **【Repayment Made Easy】** Our Repayment Calendar helps you stay on track after borrowing. Add any loan—single payment or installment—and receive reminders, monitor progress, and avoid late penalties effortlessly. **【Practical Financial Tools】** From quick loan calculators to easy-to-understand financial term flashcards, we help you build knowledge, not just view numbers. **【Truly Independent】** We have no ties to lenders, no advertisements, and no paid rankings. Every comparison result is generated solely from objective data and your personal preferences. ### Our Promise We believe everyone deserves clear and fair information when making financial decisions. CrediyWay was built to eliminate information gaps and put control back in your hands. We are not a loan agent—we are your trusted financial navigator, providing a clean, neutral space to compare options with confidence. ### Important Notice CrediyWay is an information and analysis platform only. We do not issue loans or provide credit services. All product details are collected from publicly available sources, and final terms must be confirmed directly with the relevant financial institution. Download **CrediyWay** today—make every borrowing decision transparent, informed, and stress-free.