inxits vs SpendBook

About inXits inXits is India's intelligence-first wealth app, built by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We don't just recommend investments—we analyze them. Most investment apps tell you what to buy. inXits helps you understand why an investment is suitable and whether it aligns with your financial goals, risk profile, and portfolio. As a fiduciary SEBI-Registered Investment Adviser, our recommendations are conflict-free by design—we answer to you, not product manufacturers. AI-powered insights help you make informed investment decisions with confidence. Key Features for Smart Wealth Creation 1. Holistic Portfolio View via Account Aggregator (AA) Framework Securely connect your financial accounts using the consent-based Account Aggregator (AA) framework and view your bank accounts, external mutual funds, and financial assets in one real-time dashboard. 2. Advanced Portfolio Analytics & Wealthscore Our AI-powered inXits Ranking analyzes 5,000+ mutual funds based on your goals and risk profile. Track: Portfolio XIRR Wealthscore Benchmark comparison Portfolio insights Fund suitability 3. Advanced Transaction Combinations (SIP, STP, SWP) Build a disciplined investment strategy. Start SIPs daily, weekly, or monthly. Transfer investments through STP (Systematic Transfer Plan). Generate planned income using SWP (Systematic Withdrawal Plan). 4. Instant Loan Against Mutual Funds (LAMF) Access liquidity without redeeming your investments. Pledge eligible mutual fund units digitally and avail instant overdraft facilities while keeping your investments growing. 5. Essential Reports & Tracking Access: Capital gains reports Tax reports ELSS summaries Portfolio statements External mutual fund tracking Our Products & Offerings All-In-One Mutual Fund Investing Invest in over 5,000 mutual fund schemes from India's leading Asset Management Companies (AMCs), including SBI, HDFC, ICICI Prudential, Axis, Mirae Asset, Parag Parikh, Motilal Oswal, Quant, Bandhan, Kotak, Nippon India and many more. Start investing with as little as ₹100. Invest across Large Cap, Mid Cap, Small Cap, Flexi Cap, Index, Debt, Hybrid, Liquid, ELSS and Sectoral Funds. Use the Smart SIP Calculator to estimate long-term wealth creation. Instant Redeem on eligible Liquid Funds allows withdrawals up to ₹50,000 or applicable limits. Bonds & Fixed Income Diversify your portfolio with curated bond and fixed-income opportunities designed to provide stable returns aligned with your investment objectives. Ocean Finvest India Private Limited SEBI Registered Investment Adviser | Registration No. INA000020369 SEBI Registered Research Analyst | Registration No. INH000019460 Principal Officer Email: direct@inxits.com Customer Support: services@oceanfinvest.in CONTACT & SUPPORT Principal Officer: direct@inxits.com Support: services@oceanfinvest.in Website: www.inxits.com REGULATORY & COMPLIANCE DISCLOSURE inXits is a mobile application offered by Ocean Finvest India Private Limited, a SEBI-Registered Investment Adviser (RIA). We use encryption, secure authentication, and consent-based data sharing through the Account Aggregator framework to protect your financial information. All content, analytics, rankings, and investment insights are provided for educational and informational purposes only. Past performance is not indicative of future results, and no returns are guaranteed. Investment views are general in nature and may not be suitable for every investor. Please consult a qualified financial adviser before making investment decisions. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing.

SpendBook – Expense Tracker helps you stay on top of your money with a simple monthly budget, quick add/deduct records, and a clean dashboard showing exactly where you stand. What you can do - Set a monthly budget for the current month - Carry forward remaining balance to the next month automatically - Add income or deduct expenses with a title and amount - View recent records with date/time history - Download & share a monthly PDF report (budget, totals, and transaction list) - Light/Dark mode toggle - Sign in securely with Google, Apple, or Phone number (OTP) Premium (optional) Upgrade to remove ads and enjoy uninterrupted tracking Privacy Policy - https://www.devskrewsolutions.com/project/a95423ae-359f-4e1f-8a07-71752ad89a23/privacy-policy Terms of Use ( EULA ) - https://www.apple.com/legal/macapps/stdeula/