Kesef vs SyncSpend
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kesef
This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.
- Voice expense tracking
- Multi-currency support (55+ currencies)
- Budget setting by category
- Subscription and recurring expense tracking
- Offline functionality
- Data export (CSV, Excel, JSON)
- Smart insights and statistics
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Expense tracker and budget planner: your Apple Pay payments log themselves. Track your spending, split bills with your group and log expenses with your voice, in 150+ currencies worldwide. Free, fast and effortless. Kesef is a simple yet powerful expense tracker and personal finance app: log expenses and income, set budgets by category, keep an eye on your subscriptions and see where your money goes, even if you use more than one currency. Customize the app your way! EXPENSES THAT LOG THEMSELVES • Apple Pay: pay in a store with your iPhone and the expense is logged, with amount and merchant. Set it up once with Shortcuts (iOS 17 or later). • Mercado Pago: connect your account and your QR payments, purchases and transfers come in on their own, with their category. Read-only: Kesef can't move your money. Available in Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay. VOICE, SHORTCUTS AND WIDGETS • Say everything you spent today in one go and Kesef understands you and sorts each expense into its category, like magic. • Log an expense with Siri, Shortcuts, the Action button or a double tap on the back of your iPhone, without opening the app. • Widgets, tags and daily streaks to keep the habit going. CHAT WITH YOUR DATA Ask Kesef where you spent the most or how you can save, and get the answer with your own numbers. GROUPS AND SHARED EXPENSES Split the rent, a trip or a dinner and always know who owes whom. • Equally, by percentage, by shares or by exact amounts • Add people who don't have Kesef yet and invite them later with a link or code • Kesef simplifies debts into the fewest possible transfers • Only your share counts as your expense Groups are optional and free for everyone. Split expenses with your partner, friends, or anyone you want! INSTALLMENTS, RECURRING AND SUBSCRIPTIONS • Installment purchases: log them once and Kesef places each payment in its month. • Rent, utilities, subscriptions and your salary are created automatically every month. MULTI-CURRENCY Log in 150+ currencies with automatic conversion to your main currency. Ideal for travel or if you earn in one currency and spend in another. BUDGETS AND STATS Set a budget per category and follow your progress in real time. See your monthly spending in clear charts and compare periods. With Pro: detailed insights and an end-of-month balance forecast. PRIVACY AND SECURITY • Your transactions are stored on your phone and you can log expenses offline. • No account needed to start. The account is optional and free: use it to sync devices, join groups and connect Mercado Pago. • We never ask for your bank or Mercado Pago password. • Face ID lock. • The free version includes ads; Kesef Pro removes them. EXPORT AND IMPORT Import your history from another app with an Excel file and export your transactions to CSV, JSON or Excel. IN YOUR LANGUAGE Native iOS design with light and dark mode, in 50+ languages. Optional daily reminder so you never forget to log. PERFECT FOR - Anyone who wants to track spending without the hassle - Roommates, couples and friends who split expenses - People who handle several currencies (USD, EUR, GBP, MXN and more) - Travelers, freelancers and digital nomads KESEF PRO Adds automatic Apple Pay and Mercado Pago, unlimited voice entry, unlimited tags and budgets, detailed insights, Excel export and no ads. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple Account at confirmation of purchase • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple Account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SyncSpend
Effortlessly track expenses with a minimalist app that syncs directly to your Notion database. Automate logging with Apple Pay shortcuts and monitor spending from your home screen. Enjoy fast, secure, and ad-free financial management.
- Notion Sync
- Shortcuts Automation
- Home Screen Widgets
- Fast Expense Logging
- iCloud Sync
- Minimalist Design
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SyncSpend is a fast, minimalist expense tracker designed for people who manage their finances in Notion, or anyone who values quick and straightforward expense tracking. Key features: Notion Sync Connect SyncSpend to your Notion database and log expenses directly from your phone. All changes stay synced with your database. Shortcuts Automation Automatically log expenses when you tap to pay with Apple Pay. Spend → automatically record the expense. Home Screen Widgets Track your spending directly from your Home Screen. View summaries and filter by periods like This Month. Fast Expense Logging Designed for speed so logging expenses takes only seconds. iCloud Sync Securely sync your expenses across all your devices with iCloud. Intentionally Minimal No sign-in required. No complicated setup. No endless pages to navigate. No ads. No tracking. SyncSpend focuses on doing one thing well: helping you log expenses quickly while keeping your data organized. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Kesef at 4.9 against SyncSpend's 3.4. Kesef also leads on review sentiment (100% vs 61%) and monetization model (free vs free with in-app purchases). SyncSpend's advantage is update cadence (every 3 days vs every 9 days). On price, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kesef sells 2 in-app purchases, starting at $2.99 per month and SyncSpend sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
Kesef holds the better App Store score, 4.9 against 3.4. Both are backed by a comparable volume of ratings — 22 and 7 respectively. Written reviews point the same way: 100% of Kesef's written reviews are positive against 61% of SyncSpend's.
Kesef ships an update every 9 days, SyncSpend every 3 days. The most recent releases landed on October 13, 2026 and October 16, 2026 respectively.
| Parameter | Kesef | SyncSpend |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (22 ratings) — better | 3.4 (7 ratings) |
| Positive reviews | 100.0% of reviews — better | 60.9% of reviews |
| Number of ratings | 22 — better | 7 |
| Update frequency | Every 9 days | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.1 — better | 17.4 |
| Further details — not scored | ||
| Size | 83 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | GONZALO NAHMIAS | Toh Kar Le |
Customer experience
Kesef
SyncSpend
In-app purchases
Kesef
- Monthly$2.991 Month
- Yearly14 Days trial$19.991 Year
SyncSpend
- SyncSpend Pro (Monthly)$3.991 Month
- SyncSpend Pro (Annually)$24.991 Year
- SyncSpend Pro (Lifetime)$29.99









