Comparison

Kesef vs Perezoso Subscriptions

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kesef

This personal finance manager helps you track expenses, manage money, and stick to a budget. It offers voice-based transaction logging, multi-currency support, and detailed insights. The app prioritizes privacy by working entirely offline with no accounts or bank connections.

Highlights
  • Voice expense tracking
  • Multi-currency support (55+ currencies)
  • Budget setting by category
  • Subscription and recurring expense tracking
  • Offline functionality
  • Data export (CSV, Excel, JSON)
  • Smart insights and statistics
Features
Read full description

Expense tracker and budget planner: your Apple Pay payments log themselves. Track your spending, split bills with your group and log expenses with your voice, in 150+ currencies worldwide. Free, fast and effortless. Kesef is a simple yet powerful expense tracker and personal finance app: log expenses and income, set budgets by category, keep an eye on your subscriptions and see where your money goes, even if you use more than one currency. Customize the app your way! EXPENSES THAT LOG THEMSELVES • Apple Pay: pay in a store with your iPhone and the expense is logged, with amount and merchant. Set it up once with Shortcuts (iOS 17 or later). • Mercado Pago: connect your account and your QR payments, purchases and transfers come in on their own, with their category. Read-only: Kesef can't move your money. Available in Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay. VOICE, SHORTCUTS AND WIDGETS • Say everything you spent today in one go and Kesef understands you and sorts each expense into its category, like magic. • Log an expense with Siri, Shortcuts, the Action button or a double tap on the back of your iPhone, without opening the app. • Widgets, tags and daily streaks to keep the habit going. CHAT WITH YOUR DATA Ask Kesef where you spent the most or how you can save, and get the answer with your own numbers. GROUPS AND SHARED EXPENSES Split the rent, a trip or a dinner and always know who owes whom. • Equally, by percentage, by shares or by exact amounts • Add people who don't have Kesef yet and invite them later with a link or code • Kesef simplifies debts into the fewest possible transfers • Only your share counts as your expense Groups are optional and free for everyone. Split expenses with your partner, friends, or anyone you want! INSTALLMENTS, RECURRING AND SUBSCRIPTIONS • Installment purchases: log them once and Kesef places each payment in its month. • Rent, utilities, subscriptions and your salary are created automatically every month. MULTI-CURRENCY Log in 150+ currencies with automatic conversion to your main currency. Ideal for travel or if you earn in one currency and spend in another. BUDGETS AND STATS Set a budget per category and follow your progress in real time. See your monthly spending in clear charts and compare periods. With Pro: detailed insights and an end-of-month balance forecast. PRIVACY AND SECURITY • Your transactions are stored on your phone and you can log expenses offline. • No account needed to start. The account is optional and free: use it to sync devices, join groups and connect Mercado Pago. • We never ask for your bank or Mercado Pago password. • Face ID lock. • The free version includes ads; Kesef Pro removes them. EXPORT AND IMPORT Import your history from another app with an Excel file and export your transactions to CSV, JSON or Excel. IN YOUR LANGUAGE Native iOS design with light and dark mode, in 50+ languages. Optional daily reminder so you never forget to log. PERFECT FOR - Anyone who wants to track spending without the hassle - Roommates, couples and friends who split expenses - People who handle several currencies (USD, EUR, GBP, MXN and more) - Travelers, freelancers and digital nomads KESEF PRO Adds automatic Apple Pay and Mercado Pago, unlimited voice entry, unlimited tags and budgets, detailed insights, Excel export and no ads. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple Account at confirmation of purchase • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple Account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Perezoso Subscriptions

Features
Read full description

Perezoso keeps your subscriptions in check — simple, visual, calm. Add your services, see what you pay each month and year, and catch renewals before they surprise you. WHAT YOU CAN DO • Log subscriptions by hand Estimated monthly and yearly spend • Upcoming renewals • Categories • Spot what you may no longer need • Savings tips • A clear picture of recurring payments Perezoso doesn't try to do everything. It answers one question: what am I paying each month? Streaming, apps, work tools, music, storage, gym, software — any payment that repeats. Start free. Perezoso Pro unlocks more room, custom categories, an advanced calendar and renewal alerts.

Screenshots

Kesef4 screens
Perezoso Subscriptions4 screens

Verdict

The call

The clearest difference is update cadence: Perezoso Subscriptions at every 4 days against Kesef's every 9 days. Kesef's advantage is device support (3 vs 1) and iOS requirement (15.1 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kesef sells 2 in-app purchases, starting at $2.99 per month and Perezoso Subscriptions sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Kesef ships an update every 9 days, Perezoso Subscriptions every 4 days. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
Kesef versus Perezoso Subscriptions: the parameters behind the verdict, then further details
ParameterKesefPerezoso Subscriptions
PriceFreeFree
Rating4.9 (23 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings23 — better—
Update frequencyEvery 9 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size86 MB45 MB
Age rating4+4+
DeveloperGONZALO NAHMIASCarlos Pariente

In-app purchases

2 purchases

Kesef

Subscriptions2
  • Monthly$2.991 Month
  • Yearly14 Days trial$19.991 Year
2 purchases

Perezoso Subscriptions

Subscriptions2
  • Perezoso Pro Monthly$1.991 Month
  • Perezoso Pro Annual$8.991 Year

Questions

Is Kesef free?
Kesef is free to download, with in-app purchases available.
Is Perezoso Subscriptions free?
Perezoso Subscriptions is free to download, with in-app purchases available.
Do Kesef or Perezoso Subscriptions have ads?
Neither Kesef nor Perezoso Subscriptions shows ads.
Which is updated more often, Kesef or Perezoso Subscriptions?
Kesef ships an update every 9 days, and Perezoso Subscriptions every 4 days. Most recently, Kesef was updated on October 24, 2026 and Perezoso Subscriptions on October 19, 2026.

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