Kesef vs 쌀독

Expense tracker and budget planner: your Apple Pay payments log themselves. Track your spending, split bills with your group and log expenses with your voice, in 150+ currencies worldwide. Free, fast and effortless. Kesef is a simple yet powerful expense tracker and personal finance app: log expenses and income, set budgets by category, keep an eye on your subscriptions and see where your money goes, even if you use more than one currency. Customize the app your way! EXPENSES THAT LOG THEMSELVES • Apple Pay: pay in a store with your iPhone and the expense is logged, with amount and merchant. Set it up once with Shortcuts (iOS 17 or later). • Mercado Pago: connect your account and your QR payments, purchases and transfers come in on their own, with their category. Read-only: Kesef can't move your money. Available in Argentina, Brazil, Chile, Colombia, Mexico, Peru and Uruguay. VOICE, SHORTCUTS AND WIDGETS • Say everything you spent today in one go and Kesef understands you and sorts each expense into its category, like magic. • Log an expense with Siri, Shortcuts, the Action button or a double tap on the back of your iPhone, without opening the app. • Widgets, tags and daily streaks to keep the habit going. CHAT WITH YOUR DATA Ask Kesef where you spent the most or how you can save, and get the answer with your own numbers. GROUPS AND SHARED EXPENSES Split the rent, a trip or a dinner and always know who owes whom. • Equally, by percentage, by shares or by exact amounts • Add people who don't have Kesef yet and invite them later with a link or code • Kesef simplifies debts into the fewest possible transfers • Only your share counts as your expense Groups are optional and free for everyone. Split expenses with your partner, friends, or anyone you want! INSTALLMENTS, RECURRING AND SUBSCRIPTIONS • Installment purchases: log them once and Kesef places each payment in its month. • Rent, utilities, subscriptions and your salary are created automatically every month. MULTI-CURRENCY Log in 150+ currencies with automatic conversion to your main currency. Ideal for travel or if you earn in one currency and spend in another. BUDGETS AND STATS Set a budget per category and follow your progress in real time. See your monthly spending in clear charts and compare periods. With Pro: detailed insights and an end-of-month balance forecast. PRIVACY AND SECURITY • Your transactions are stored on your phone and you can log expenses offline. • No account needed to start. The account is optional and free: use it to sync devices, join groups and connect Mercado Pago. • We never ask for your bank or Mercado Pago password. • Face ID lock. • The free version includes ads; Kesef Pro removes them. EXPORT AND IMPORT Import your history from another app with an Excel file and export your transactions to CSV, JSON or Excel. IN YOUR LANGUAGE Native iOS design with light and dark mode, in 50+ languages. Optional daily reminder so you never forget to log. PERFECT FOR - Anyone who wants to track spending without the hassle - Roommates, couples and friends who split expenses - People who handle several currencies (USD, EUR, GBP, MXN and more) - Travelers, freelancers and digital nomads KESEF PRO Adds automatic Apple Pay and Mercado Pago, unlimited voice entry, unlimited tags and budgets, detailed insights, Excel export and no ads. SUBSCRIPTIONS Kesef is free to use and offers auto-renewable subscriptions (Kesef Pro) with advanced features. • Payment will be charged to your Apple Account at confirmation of purchase • The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period • You can manage or cancel your subscription in your Apple Account settings Privacy Policy: https://www.getkesef.app/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

쌀독은 둘이 함께 쓰는 가계부입니다. 계정을 만들지 않아도 되고, 광고도 없고, 서버도 없습니다. 내역은 내 iPhone과 내 iCloud에만 저장되고, 내가 초대한 사람하고만 나눕니다. ■ 둘이 하나의 쌀독 쌀독을 만들고 살림꾼을 초대하면 같은 가계부를 함께 씁니다. 한쪽이 적으면 다른 쪽에도 곧 나타납니다. 누가 냈는지, 함께 낸 건지도 남습니다. ■ 스크린샷에서 가져오기 은행 앱 거래내역이나 카드·페이 앱 이용내역을 스크린샷으로 찍어 고르기만 하세요. 날짜, 시각, 상호, 금액을 읽어 내역으로 만들어 줍니다. 앞뒤 잔액이 맞는 거래는 확인된 것으로 표시하고, 취소된 거래는 걸러 줍니다. 글자 인식은 iPhone 안에서만 이루어지고 사진은 저장하거나 보내지 않습니다. ■ 쌀독에 담긴 쌀 이달 예산에서 쓴 만큼 쌀이 줄어듭니다. 숫자를 읽지 않아도 쌀독을 열어 보면 얼마나 남았는지 바로 보입니다. ■ 달력과 통계 달력에서 날짜를 골라 그날 내역을 보고, 구성원별로 거를 수 있습니다. 통계에서는 카테고리별·구성원별 지출과 예산 사용률을 봅니다. ■ 내 데이터는 내 것 • 계정도 로그인도 없습니다. • 데이터는 이 기기와 내 iCloud에만 있습니다. 개발자는 볼 수 없습니다. • iCloud에 로그인하지 않아도 이 기기에서는 계속 쓸 수 있습니다. • 설정에서 언제든 모든 데이터를 지울 수 있습니다. ■ 접근성 VoiceOver, 동적 글자 크기, 큰 대비를 지원합니다. 문의: daehobusiness0818@gmail.com