Comparison

Cashflow vs Minto

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashflow

Features
Read full description

Stop guessing where your money goes. Cashflow makes budgeting simple - create a budget, log expenses in seconds, and always know how much you can spend today. Create a weekly, monthly, or flexible budget and see how much you can safely spend without going over your limit. Add expenses and income in seconds, organize transactions by category, and understand where your money goes. Whether you want to control daily spending, save for a goal, or manage a trip budget - Cashflow keeps everything clear and easy to follow. Main features: Simple budget tracking Create budgets for your week, month, or any personal goal. Subscriptions manager Track recurring payments and upcoming subscriptions Daily spending guidance See how much you can spend per day and compare it with your current pace. Fast transaction logging Add expenses and income quickly with categories and clear amounts. Spending categories Understand where your money goes: food, transport, shopping, bills, subscriptions, and more. Useful insights View your spending, income, and budget progress in simple visual stats. Flexible budget mode Use Cashflow for trips, savings goals, events, or any budget without a fixed period. Clean and focused design No complicated finance tools. Just a simple way to stay in control of your money. Cashflow is made for people who want a practical budget tracker without spreadsheets, confusing charts, or unnecessary complexity. Take control of your spending, plan your budget, and make your money easier to manage. Cashflow is free to start. Some advanced features, such as extra budgets, deeper insights, and customization, require Cashflow Pro subscription Terms of Use: https://cashflow.selezen.dev/terms Privacy Policy: https://cashflow.selezen.dev/privacy

About

Minto

Features
Read full description

TAKE CONTROL OF YOUR FINANCES WITHOUT THE COMPLEXITY Minto is an expense tracker that helps you track expenses, manage budgets, record income, and understand your spending habits in one simple app. Whether you're recording a daily coffee, tracking monthly bills, or planning a budget, Minto makes managing money quick and effortless. LET AI DO THE WORK Minto includes AI-powered transaction entry designed to reduce manual effort. • Simply speak your transaction and let Minto create it for you • Type transactions in natural language and let AI fill in the details automatically • Enjoy faster entry with less typing and fewer taps TRACK EXPENSES YOUR WAY • Record expenses and income in seconds • Organize transactions with categories and notes • Track recurring expenses and recurring income • View all your finances in one place STAY ON BUDGET • Create monthly budgets • Set category-wise spending limits • Monitor your spending throughout the month • Stay in control of your finances GAIN BETTER FINANCIAL INSIGHTS • View spending trends and category breakdowns • Analyze expenses across categories • Track income and expenses in one place • Understand your spending habits with clear insights RECURRING TRANSACTIONS MADE EASY • Add recurring expenses once and let Minto create future entries automatically • Manage recurring bills and income with less effort • Reduce repetitive manual entry BUILT FOR EVERYDAY USE • Automatic currency conversion • Multi-currency expense tracking • Import and export transactions using Excel • Clean and simple interface SUBSCRIPTION INFORMATION • Minto is free to use, with optional Premium features • Premium unlocks budgets, Excel import and export, and unlimited AI-powered transaction entries • Choose between monthly and yearly plans • Subscriptions renew automatically unless cancelled through your App Store account settings Whether you're looking for an expense tracker, budget app, money manager, spending tracker, budget planner, or personal finance app, Minto helps you stay organised and understand your finances with less effort. TERMS OF USE https://www.get-minto.app/terms-of-service PRIVACY POLICY https://www.get-minto.app/privacy-policy

Screenshots

Cashflow4 screens
Minto4 screens

Verdict

The call

The clearest difference is ads: Cashflow at none against Minto's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Cashflow sells 2 in-app purchases, starting at $2.99 per month and Minto sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Cashflow ships an update every 2 weeks, Minto weekly. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Cashflow versus Minto: the parameters behind the verdict, then further details
ParameterCashflowMinto
PriceFreeFree
Update frequencyEvery 2 weeksWeekly — better
AdsNo — betterYes
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.5 — better
Further details — not scored
Size53 MB64 MB
Age rating4+4+
DeveloperDmytro SelezenBiswajit Ghosh

In-app purchases

2 purchases

Cashflow

Subscriptions2
  • Cashflow Premium Monthly3 Days trial$2.991 Month
  • Cashflow Premium Annual3 Days trial$19.991 Year
2 purchases

Minto

Subscriptions2
  • Minto Premium Monthly7 Days trial$2.991 Month
  • Minto Premium Yearly7 Days trial$24.991 Year

Questions

Is Cashflow free?
Cashflow is free to download, with in-app purchases available.
Is Minto free?
Minto is free to download, with in-app purchases available.
Do Cashflow or Minto have ads?
Minto shows ads; Cashflow does not.
Which is updated more often, Cashflow or Minto?
Cashflow ships an update every 2 weeks, and Minto weekly. Most recently, Cashflow was updated on October 24, 2026 and Minto on October 28, 2026.

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