Comparison

Cashflow vs Payment Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Cashflow

Features
Read full description

Stop guessing where your money goes. Cashflow makes budgeting simple - create a budget, log expenses in seconds, and always know how much you can spend today. Create a weekly, monthly, or flexible budget and see how much you can safely spend without going over your limit. Add expenses and income in seconds, organize transactions by category, and understand where your money goes. Whether you want to control daily spending, save for a goal, or manage a trip budget - Cashflow keeps everything clear and easy to follow. Main features: Simple budget tracking Create budgets for your week, month, or any personal goal. Subscriptions manager Track recurring payments and upcoming subscriptions Daily spending guidance See how much you can spend per day and compare it with your current pace. Fast transaction logging Add expenses and income quickly with categories and clear amounts. Spending categories Understand where your money goes: food, transport, shopping, bills, subscriptions, and more. Useful insights View your spending, income, and budget progress in simple visual stats. Flexible budget mode Use Cashflow for trips, savings goals, events, or any budget without a fixed period. Clean and focused design No complicated finance tools. Just a simple way to stay in control of your money. Cashflow is made for people who want a practical budget tracker without spreadsheets, confusing charts, or unnecessary complexity. Take control of your spending, plan your budget, and make your money easier to manage. Cashflow is free to start. Some advanced features, such as extra budgets, deeper insights, and customization, require Cashflow Pro subscription Terms of Use: https://cashflow.selezen.dev/terms Privacy Policy: https://cashflow.selezen.dev/privacy

About

Payment Tracker

Features
Read full description

PayPing is a simple and reliable way to track bills, subscriptions, and everyday expenses in one place. Stay on top of upcoming payments, avoid missed due dates, and get a clearer view of your spending without messy spreadsheets or scattered reminders. Add bills, subscriptions, and expenses in seconds. Set due dates, create recurring payments, and choose reminder schedules that fit you. PayPing keeps everything organized so you always know what’s coming up, what’s been paid, and what needs attention next. Use the calendar view to see upcoming payments at a glance, browse your payment history, and track price changes over time. With custom lists, categories, multiple currencies, and offline support, PayPing adapts to the way you manage your finances. Whether you’re tracking rent, utilities, insurance, streaming services, business costs, or personal spending, PayPing gives you one clean place to manage it all. Features: - Track bills, subscriptions, and expenses in one app - Set reminders for due dates and recurring payments - Manage renewals and repeating charges with ease - View upcoming payments in a calendar layout - Check payment history and monitor price changes over time - Organize items with custom lists and categories - Support for multiple currencies - Works offline so your data is always accessible - Clean, simple design built for everyday use PayPing helps you stay organized, plan ahead, and keep your payments under control. From monthly bills to recurring subscriptions and daily expenses, it’s a smarter way to manage your money and never miss an important payment. Privacy Policy: https://www.onerack.nl/apps/payping/privacy-policy Terms of Use: https://www.onerack.nl/apps/payping/terms-and-conditions

Screenshots

Cashflow4 screens
Payment Tracker4 screens

Verdict

The call

Cashflow and Payment Tracker are too close to call on the numbers: across 5 compared parameters β€” price, ads, in-app purchases and device support among them β€” neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Cashflow sells 2 in-app purchases, starting at $2.99 per month and Payment Tracker sells 3 in-app purchases, starting at $7.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ScorecardNo meaningful differences
Cashflow versus Payment Tracker: the parameters behind the verdict, then further details
ParameterCashflowPayment Tracker
PriceFreeFree
Update frequencyEvery 10 daysβ€”
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.6 β€” better16.4
Further details β€” not scored
Size53 MB87 MB
Age rating4+4+
DeveloperDmytro SelezenOneRack

In-app purchases

2 purchases

Cashflow

Subscriptions2
  • Cashflow Premium Monthly3 Days trial$2.991 Month
  • Cashflow Premium Annual3 Days trial$19.991 Year
3 purchases

Payment Tracker

Subscriptions1
  • PayPing Pro Weekly3 Days trial$7.997 Days
One-time2
  • PayPing Lifetime Discounted$29.99
  • PayPing Lifetime Access$49.99

Questions

Is Cashflow free?
Cashflow is free to download, with in-app purchases available.
Is Payment Tracker free?
Payment Tracker is free to download, with in-app purchases available.
Do Cashflow or Payment Tracker have ads?
Neither Cashflow nor Payment Tracker shows ads.

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