Comparison

Split My Paycheck vs ClearFund

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Split My Paycheck

Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.

Highlights
  • Budget templates
  • Dollar allocation
  • Expense tracking
  • In-app tutorials
  • Data stays on device
  • No accounts or ads
Read full description

Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.

About

ClearFund

Features
Read full description

ClearFund: The Modern Paycheck Tracker Stop wondering where your money went. ClearFund is the most beautiful and intuitive way to manage your income, designed specifically for those who want to track their finances paycheck by paycheck. Why ClearFund? Most budgeting apps are cluttered and over-complicated. ClearFund strips away the noise, focusing on what matters most: your actual take-home pay and the life you fund with it. With our signature glassmorphic design, your financial data isn't just organized—it's inspired. Key Features: Smart Paycheck Tracking Create custom paychecks for every pay period. See exactly how much you've allocated and how much is left over in real-time with our dynamic Ring Hero visualization. Automated Templates Don't repeat yourself. Save recurring deductions like rent, savings, and subscriptions as templates. Apply them to new paychecks with a single tap to stay consistent. Deep Insights Understand your spending habits with clear, interactive charts. Categorize your expenses to see where you're overspending and where you're staying on track. Premium Design Experience the future of iOS design. ClearFund uses advanced glassmorphism, subtle micro-animations, and a responsive layout that looks incredible on iPhone and iPad. Privacy First Your data is yours. ClearFund syncs securely across your devices using iCloud (CloudKit), ensuring your financial history stays private and accessible only to you. Reach Your Goals Whether you're saving for a home, paying down debt, or just trying to stay on top of daily bills, ClearFund provides the clarity you need to succeed. Download ClearFund today and start your journey toward financial peace of mind. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jbdevelopment.dev/privacy-policy

Screenshots

Split My Paycheck4 screens
ClearFund4 screens

Verdict

The call

The clearest difference is in-app purchases: Split My Paycheck at none against ClearFund's 4. Split My Paycheck also leads on update cadence (every 6 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ClearFund sells 4 in-app purchases, starting at $1.99 per month. Split My Paycheck asks for nothing beyond the download.

UpkeepUpdate frequency

Split My Paycheck ships an update every 6 days, ClearFund every 2 months. The most recent releases landed on October 16, 2026 and October 6, 2026 respectively.

Scorecard2 real differences · 7 level
Split My Paycheck versus ClearFund: the parameters behind the verdict, then further details
ParameterSplit My PaycheckClearFund
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 6 days — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size7 MB17 MB
Age rating4+4+
DeveloperJonathan BurksJose Blanco

In-app purchases

None

Split My Paycheck

No in-app purchases

4 purchases

ClearFund

Subscriptions2
  • Monthly$1.991 Month
  • Yearly$14.991 Year
One-time2
  • One Month Free TrialFree
  • Lifetime Purchase$24.99

Questions

Is Split My Paycheck free?
Split My Paycheck is free to download, with no in-app purchases.
Is ClearFund free?
ClearFund is free to download, with in-app purchases available.
Do Split My Paycheck or ClearFund have ads?
Neither Split My Paycheck nor ClearFund shows ads.
Which is updated more often, Split My Paycheck or ClearFund?
Split My Paycheck ships an update every 6 days, and ClearFund every 2 months. Most recently, Split My Paycheck was updated on October 16, 2026 and ClearFund on October 6, 2026.

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