Split My Paycheck vs QuietLedger
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Split My Paycheck
Easily divide your income into a working budget using pre-set templates or custom categories. Track expenses in seconds and visualize your financial plan. No accounts, ads, or bank syncing required.
- Budget templates
- Dollar allocation
- Expense tracking
- In-app tutorials
- Data stays on device
- No accounts or ads
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Split My Paycheck is the simplest way to divide your income into a working budget. Pick a proven template, allocate every dollar across buckets, log expenses in seconds, and watch your plan come to life — all in one clean, straightforward app. No accounts. No ads. No bank syncing. Just the budget you've been meaning to build. BUDGET TEMPLATES Start with a proven framework instead of staring at a blank spreadsheet. Choose from 50/30/20, 70/20/10, 60/30/10, and other widely-used budget templates. Each template auto-populates buckets and percentages so you can have a working budget in under a minute. Customize from there as your finances evolve. EVERY DOLLAR HAS A JOB Allocate your income across buckets — Needs, Wants, Savings, and any custom categories you add. The donut at the top shows what's allocated and what's left. Watch your percentages adjust in real time as you fine-tune until every dollar of your paycheck has a purpose. EXPENSE TRACKING Log expenses in seconds against any bucket. The Expenses tab shows running totals against your allocations so you always know what's remaining versus what's spent. No bank syncing, no transaction approval queues — just fast, intentional logging that keeps you in control. LEARN AS YOU GO Built-in tutorials walk you through how to use the app, what each feature does, and how to think about budgeting categories. Whether this is your first budget or your fifth attempt, the in-app guides meet you where you are. THE TOOLKIT Split My Paycheck works great on its own — and even better alongside our full suite of finance tools. Jump into Payday Timer to count down to your next paycheck, BridgeBudget to manage your monthly finances, Rent Due Timer to stay ahead of rent, and Pay Next to stay on top of every bill. DESIGNED FOR REAL PEOPLE No ads. No accounts. No bank logins. No subscriptions. Your data stays on your device. Whether you're building your first budget, recovering from a financial setback, or fine-tuning a system that already works, Split My Paycheck gives you the clearest path from paycheck to plan. Download Split My Paycheck today and start dividing every dollar with intention.
QuietLedger
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Track daily money by hand without connecting a bank. QuietLedger is a private personal ledger for expenses, income, wallets, budgets, recurring items, receipts, and simple reports. It is built for people who want a clear record of where money goes without account sign-up or automatic bank sync. Use QuietLedger to: - Add expenses, income, refunds, transfers, and notes manually - Organize wallets, cash, cards, categories, merchants, tags, people, and goals - Watch budget limits, monthly spending, and remaining headroom - Review trends, recurring items, reminders, and upcoming schedules - Keep receipts, attachments, and record details ready in the Proof Center - Import CSV files and export CSV, PDF, ZIP, or local backup archives - Restore from backups and review backup history when needed - Switch themes and adjust local app settings Your records are designed to stay on your device unless you choose to export or share them. QuietLedger does not require an account, does not connect to banks, and does not use cloud sync for core use. QuietLedger Pro expands local planning and reporting capacity with higher or unlimited limits, longer report periods, custom report ranges, richer insights, more saved queries, more recurring rules, more wallets and currencies, more categories, more goals, and advanced local planning tools. Optional author tips only support the developer. They do not unlock features, change limits, or affect app functionality. QuietLedger is for private record keeping and personal planning. It is not a bank, fintech provider, tax advisor, accounting product, payroll tool, invoice system, money-transfer service, or professional financial, legal, tax, or accounting advice service. Privacy Policy: https://projectfunapps.com/apps/quietledger/privacy Terms of Use: https://projectfunapps.com/apps/quietledger/terms Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is in-app purchases: Split My Paycheck at none against QuietLedger's 6. QuietLedger's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. QuietLedger sells 6 in-app purchases, starting at $3.99 per month. Split My Paycheck asks for nothing beyond the download.
Split My Paycheck ships an update every 6 days, QuietLedger every 10 days. The most recent releases landed on October 16, 2026 and October 14, 2026 respectively.
| Parameter | Split My Paycheck | QuietLedger |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Number of ratings | 2 — better | — |
| Update frequency | Every 6 days — better | Every 10 days |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 7 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Jonathan Burks | Oleksandr Martynin |
In-app purchases
Split My Paycheck
No in-app purchases
QuietLedger
- QuietLedger Pro Monthly$3.991 Month
- QuietLedger Pro Yearly$29.991 Year
- Small Thanks$0.99
- Warm Thanks$2.99
- Big Thanks$4.99
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- Extra Thanks$9.99
Questions
Is Split My Paycheck free?
Is QuietLedger free?
Do Split My Paycheck or QuietLedger have ads?
Which is updated more often, Split My Paycheck or QuietLedger?
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